How To Make Your Hempstead, NY Home Insurance Cheaper
Hempstead, NY, homeowners insurance is about $1472. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Hempstead, NY Home Insurance Rates with the Nassau County Average
| Place | Nassau County Average: $1,685.25 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Hempstead, NY | $1,472.25 | -213.0 | -0.13 | 759,197 | 421,300 |
Cost of Hempstead, NY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Greenlawn | 460,500 | 16,209 | $1,200.1 |
| Rye Brook | 746,800 | 42,475 | $1,212.9 |
| Staten Island | 460,200 | 3,156 | $1,193.1 |
| Rutherford | 446,500 | 13,061 | $1,476 |
Homeowners Insurance Comparison for the Cheapest Premiums in Hempstead, NY
| Ameriprise | Farmer's Insurance | GEICO | |
| Median Home Value ($) | 421,300 | 421,300 | 421,300 |
| Age of Home | Newly Constructed Home | Year 30 Old | Year 40 Old |
| Home Coverage ($) | $750,000 -$999,999 | $250,000 -$299,999 | $400,000 -$499,999 |
| Total Premium ($) | $2,067.7 | $1,264.0 | $2,016.1 |
Cost of Hempstead, NY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Farmer's Insurance | 1000 | $300,000-$399,999 | 1,265.6 |
| The Hartford | 2000 | $175,000-$199,999 | 508.1 |
| State Farm | 2500 | $1000,000-$1499,999 | 2,075.5 |
| Esurance | 1500 | $300,000-$399,999 | 1,197.6 |
| Travelers | 1500 | $175,000-$199,999 | 545.2 |
| USAA | 2000 | $150,000-$174,999 | 432.9 |
| Progressive | 2500 | $750,000-$999,999 | 1,884.5 |
| MetLife | 2000 | $1000,000-$1499,999 | 2,363.8 |
| Erie Insurance | 1500 | $100,000-$124,999 | 322.1 |
| Liberty Mutual | 2000 | $250,000-$299,999 | 901.3 |