Hemet Insurance Rates:

Hemet, CA homeowners insurance is roughly $499 to $676, about $41-$56/month. Our comprehensive analysis shows customers can save upto $234 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
It is really easy to reach them when you need to and someone picks up the phone very soon after you place your call. They also take all of your claims seriously and seem very concerned about your loss.
Metlife
No real insurance broker all done online.
Farmer's Insurance
This premium is the best I could find and the others ones were not as beneficial to me. This one was definitely worth it.
State Farm
State farm's rates for car and home insurance are competitive with other insurers and the value for what you pay is superior.
Amica Mutual Insurance
Sometimes it is difficult to get in touch with a real person. when you call you have to go through a lot of prompts on the phone just to talk to a person. then, it will take a long time to get to the right person you are trying to reach.
Allied Insurance
While we like our representative just fine, we feel that the allied staff, as a whole, seem to lack a level of competence required for working in home insurance. while she responds quickly, it's as if the left hand doesn't know what the right hand is doing, so to peak, and even though we get a response quickly, information changes and the process always goes slowly

Hemet, CA Homeowners Insurance By Home Value

Hemet, CA Home Value Total Homes % of Total Average Hemet, CA Homeowners Insurance
Less than $50,000 3,796 21.0% $111
$50,000 to $59,999 665 3.0% $240
$60,000 to $69,999 528 3.0% $299
$70,000 to $79,999 706 4.0% $346
$80,000 to $89,999 933 5.0% $393
$90,000 to $99,999 690 3.0% $440
$100,000 to $124,999 1,648 9.0% $510
$125,000 to $149,999 1,630 9.0% $639
$150,000 to $174,999 2,051 11.0% $757
$175,000 to $199,999 1,116 6.0% $874
$200,000 to $249,999 1,751 10.0% $1050
$250,000 to $299,999 794 4.0% $1285
$300,000 to $399,999 1,028 5.0% $1637

Top Home Insurance Agents Near Hemet, CA

Home Insurance Company Near Hemet, CA Homeowners Insurance Agency Near Hemet, CA Address
State Farm Ben Goode 41880 Kalmia St Ste 125, Murrieta, CA, 92562-8837
State Farm Erin Parker 545 N Mountain Ave Ste 110, Upland, CA, 91786-5054
State Farm Mike Brenhaug 23421 South Pointe Drive, Laguna Hills, CA, 92653-1593
State Farm Rich Stevens 4482 Barranca Pkwy Ste 224, Irvine, CA, 92604-1732
Farmers Ron Ramirez 19318 Jesse Ln Ste 250, Riverside, CA, 92508

Cost Of Homeowners Insurance By Street Near Hemet, CA

Streets in Hemet Area Homeowners Insurance Cost
Corte Fiesta, N Alessandro St, Stetson Rd, Windrose St, Seneca Cir, Stoneside Dr, Santee Ct, Hogan Cir, Eberly Cir, Osage Rd$593
Riverstone Ct, Poppy Dr, Saranade St, Gardenia Cir, E Charlton Ave, O St, Brady Ln, Felix Dr, Alegre Ave, E Grand Ave$587
Wildrye Ct, Wakefield Ave, Corte Cidra, S Santa Fe St, Largo Pl, Elmwood Ave, N Cornell St, Cheryl St, Juniper Hills Rd, S Kirby St$599
Sunstone Ave, Purple Finch Ct, Jessica Way, Ticonderoga Ln, Horseshoe Trl, S Harvard St, E Menlo Ave, Begonia Ct, Cll Rocosa, Mercy Ct$586
S Thompson St, Trevor Ln, Speziali Rd, Giverny Ct, Saddlebrook Way, Stonecliff Way, Woodland St, Dogwood Way, Via Casitas Dr, del Flora Dr$594
Hidden Springs Rd, Grassy Rd, Harmony Dr, Boot Ln, Trinidad St, Elder Way, Manzanita Way, Sharose Dr, Corte Benisa, Merrimac$648
Rafferty Rd, Saltbush Ln, Triplett Ln, Pinyon Ct, Parkway Ave, Cam Cresta, Bella Vista Rd, Ottawa St, Sidmouth Ct, Kirby St$595
Millie Dr, Stockholm Ct, Cabrera Dr, Estancia Way, Gloria Dr, Brandon Way, Rock Creek Cir, S Harvard St, Hickory Dr, Monterey Pl$606
Spur Rd, Sage Rd, Tanya Ave, E Commonwealth Ave, Descanso Dr, Rock Pile Ln, Lavender Ct, Bramble Way, Sanwood Rd, Redondo Way$640
Stueber Ln, S Yale St, Angara Ln, Lansing St, Vermont St, Vista Dr, Cantata, Bethel Ave, Dorcas Ln, Apple Blossom Way$606

Hemet, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hemet$88 to $90
Hemet-San Jacinto$88
East Hemet$89
Homeland$87

Hemet, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hemet-San Jacinto CCD, Riverside County, California $88 $117 $176
East Hemet CDP, California $89 $118 $177
San Jacinto city, California $89 $118 $177

Hemet, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hemet, CA3.5%12.1%
Hemet-San Jacinto3.18%12.37%
East Hemet2.96%14.31%
San Jacinto3.0%13.27%

Hemet Renters Insurance as a Percentage of Rent

Hemet Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 311 2.0% $806
$300 to $499 393 3.0% $1256
$500 to $749 2,173 18.0% $1931
$750 to $999 3,363 28.0% $2681
$1,000 to $1,499 3,790 32.0% $3806
$1,500 or more 1,746 14.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Hemet For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewChubb/Federal751
150000500NewTokio Marine America322
200000500NewIntegon/National492
200000500NewPrivilege Underwriters Exch1106
250000500NewGeneral Ins343
300000500NewIntegon/National555
4000001000NewHorace Mann P & C1126
4000001000NewQBE (Balboa)714
4000001000NewWawanesa1000
5000001000NewUnigard Group1149
7500002500NewSafeco842
1500005001-3 YearsPacific Specialty457
25000010001-3 YearsPacific Specialty621
2500005001-3 YearsAAA (Interinsurance Exchange)489
3000005001-3 YearsHorace Mann778
50000010001-3 YearsMercury Ins Group606
1500002504-6 YearsUnigard Group658
2500005004-6 YearsAmerican Reliable749
2500005004-6 YearsWestern Mutual/Residence581
40000010004-6 YearsAmerican Reliable1061
40000010004-6 YearsCalifornia Casualty976
50000025004-6 YearsFirst American Ins1021
25000010007-15 YearsChubb/Federal1317

Hemet, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Hemet Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Hemet Home Owner from High Deductible Plan $600

Hemet, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hemet, CA Home Replacement Value MORE than Home Value Hemet, CA Home Replacement Value LESS than Home Value
Replacement Value $175,500 $115,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Hemet Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersAllstate
Monthly Premium 241730
Year Built 198320121973
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hemet, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 145,000 Metal Roof 1,660 3 $1000-$2500 Deductible 120 4 Fiber-Cement Siding No
1999 285,000 Metal Roof 3,070 4 > $10,000 Deductible 310 9 Stone Siding No
1971 170,000 Metal Roof 1,850 4 $5000 to $10,000 Deductible 70 2 Brick siding No
2001 345,000 Composition Roof 4,230 5 > $10,000 Deductible 130 3 Wood siding No
1995 160,000 Metal Roof 2,490 5 $5000 to $10,000 Deductible 250 10 Wood siding yes
2010 70,000 Membrane Roof 1,010 2 $500- $1000 Deductible 70 6 Brick siding No
1973 125,000 Metal Roof 1,700 3 $2500-$5000 Deductible 150 5 Brick siding yes
2014 405,000 Composition Roof 4,440 5 $5000 to $10,000 Deductible 540 9 Stone Siding No
2005 170,000 Slate Shingles Roof 2,050 3 $1000-$2500 Deductible 60 2 Stone Siding No
1980 105,000 Shingles Roof 1,390 2 $500 Deductible 50 2 Brick siding yes
1989 145,000 Shingles Roof 1,580 5 $2500-$5000 Deductible 170 9 Wood siding No
1992 205,000 Membrane Roof 2,460 4 $2500-$5000 Deductible 320 7 Stucco siding yes
1983 275,000 Membrane Roof 3,010 5 > $10,000 Deductible 370 10 Vinyl siding No
2007 260,000 Shingles Roof 3,190 4 $500 Deductible 190 3 Wood siding No
2005 145,000 Wood Shake Roof 1,730 3 $500 Deductible 530 12 Fiber-Cement Siding yes
1988 165,000 Asphalt Shingles Roof 1,950 3 $1000-$2500 Deductible 260 8 Vinyl siding yes
1980 140,000 Slate Shingles Roof 1,670 2 $1000-$2500 Deductible 120 5 Fiber-Cement Siding No
2001 145,000 Wood Shake Roof 2,100 4 $2500-$5000 Deductible 430 12 Brick siding yes
1978 365,000 Wood Shake Roof 4,010 5 $2500-$5000 Deductible 310 6 Stone Siding yes
2002 240,000 Composition Roof 2,510 4 $500 Deductible 580 12 Brick siding yes
2003 155,000 Membrane Roof 1,640 4 $5000 to $10,000 Deductible 230 8 Vinyl siding yes
1976 315,000 Wood Shake Roof 3,250 4 > $10,000 Deductible 560 10 Fiber-Cement Siding yes
1983 175,000 Wood Shake Roof 2,240 5 $5000 to $10,000 Deductible 20 1 Stone Siding No
1999 235,000 Shingles Roof 2,990 4 $1000-$2500 Deductible 330 5 Wood siding No