Helotes Insurance Rates:

Helotes, TX homeowners insurance is roughly $930 to $1,273, about $77-$106/month. Our in depth analysis reveals consumers can save as much as $440 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Helotes, TX Homeowners Insurance By Home Value

Helotes, TX Home Value Total Homes % of Total Average Helotes, TX Homeowners Insurance
Less than $50,000 26 1.0% $110
$100,000 to $124,999 98 5.0% $484
$125,000 to $149,999 79 4.0% $616
$150,000 to $174,999 179 9.0% $726
$175,000 to $199,999 302 15.0% $836
$200,000 to $249,999 508 26.0% $1012
$250,000 to $299,999 288 14.0% $1233
$300,000 to $399,999 428 22.0% $1574

Top Home Insurance Agents Near Helotes, TX

Home Insurance Company Near Helotes, TX Homeowners Insurance Agency Near Helotes, TX Address
Travelers Dana E Hinds 11615 WHITE CROSS, SAN ANTONIO, TX, 78253
Farmers Nathaniel Turner 260 Thompson Dr Ste 3, Kerrville, TX, 78028
State Farm Roger Haynes 13909 Nacogdoches Road, San Antonio, TX, 78217-1347
Travelers Stein Insurance Agency 512 US HIGHWAY 90 W, CASTROVILLE, TX, 78009
Travelers Versatile Insurance Planners 901 NE LOOP 410 STE 807, SAN ANTONIO, TX, 78209

Cost Of Homeowners Insurance By Street Near Helotes, TX

Streets in Helotes Area Homeowners Insurance Cost
Marin Hollow Dr, Mountain Climb, Tower View Rd, Tamber Ln, Leslie Rd, Gotha Ranch, Alyssum Field, Raw Sienna, Contour Pl, Flying Cir$1,135
Iron Spring, Toponga, Bar D Trl, Colts Foot, Parrigin Rd, Green Maze Ln, Gray Sage, Rison Ridge, Mystic Saddle, Bar X Trl$1,130
Lupine Canyon, Laurel Xing, Alsfeld Ranch, Lazy J Trl, Boerne Stage Rd, Rostock Ln, Cross Xd Trl, Pablo Hernandez Ln, Round Tree Patch, Terra Mont$1,146
E Christi, Mill Village, Loving Trl, Party Slippers Dr, Hanover Forest, Circle C Trl, Huisache Field, Lingo, Magnolia Way, Flaming Run$1,060
Cantua Creek, Western Oak Dr, Los Lunas Rd, Eagle Bend, Canyon Mist, Conbar Ln, Black Horse, Black Forest, Tascate, Cavayo Trl$1,074

Helotes, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Helotes$164 to $166
San Antonio Northwest$157
Grey Forest$161
Cross Mountain$171

Helotes, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Antonio Northwest CCD, Bexar County, Texas $157 $209 $314
Grey Forest city, Texas $161 $215 $323
Cross Mountain CDP, Texas $171 $228 $342

Helotes, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Helotes, TX4.5%13%
San Antonio Northwest6.06%16.42%
Grey Forest5.81%18.62%
Cross Mountain4.02%12.58%

Helotes Renters Insurance as a Percentage of Rent

Helotes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 33 18.0% $1901
$1,000 to $1,499 56 31.0% $3776
$1,500 or more 87 49.0% $5426

Helotes, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Helotes Homeowner Insurance Premium Example $5,600$5,200
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $46,600$45,400
Net Savings to Helotes Home Owner from High Deductible Plan $1,200

Helotes, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Helotes, TX Home Replacement Value MORE than Home Value Helotes, TX Home Replacement Value LESS than Home Value
Replacement Value $232,000 $152,500
Insurance Premium based on Replacement Value $2,000 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $450/year

Example Helotes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceTravelers
Monthly Premium 120182231
Year Built 201019932003
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$350000-$400000$500000-$600000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Helotes, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 480,000 Slate Shingles Roof 3,320 4 $5000 to $10,000 Deductible 2520 10 Wood siding No
2005 225,000 Asphalt Shingles Roof 1,690 5 > $10,000 Deductible 560 6 Stone Siding No
2008 250,000 Composition Roof 2,160 4 $2500-$5000 Deductible 1440 10 Wood siding No
1998 330,000 Wood Shake Roof 2,250 5 $500- $1000 Deductible 1730 7 Stucco siding No
1986 485,000 Composition Roof 4,480 5 $500- $1000 Deductible 1310 4 Stucco siding yes
2013 435,000 Metal Roof 3,330 4 $5000 to $10,000 Deductible 1860 8 Vinyl siding No
2006 245,000 Membrane Roof 2,270 4 $500 Deductible 1410 7 Fiber-Cement Siding No
2013 340,000 Wood Shake Roof 2,470 4 > $10,000 Deductible 1090 7 Wood siding No
1985 320,000 Shingles Roof 2,150 4 $500 Deductible 1450 6 Stone Siding No
1990 180,000 Shingles Roof 1,650 4 $5000 to $10,000 Deductible 710 7 Vinyl siding yes
1990 355,000 Slate Shingles Roof 2,430 5 $1000-$2500 Deductible 2280 10 Brick siding yes
1983 170,000 Composition Roof 1,540 5 $2500-$5000 Deductible 310 4 Wood siding No
2012 270,000 Asphalt Shingles Roof 2,270 5 $500 Deductible 170 1 Stone Siding No
2007 255,000 Wood Shake Roof 2,220 4 $2500-$5000 Deductible 1170 9 Wood siding yes
1993 270,000 Metal Roof 2,050 5 > $10,000 Deductible 960 7 Stucco siding No
1986 595,000 Asphalt Shingles Roof 4,970 5 $5000 to $10,000 Deductible 870 3 Stone Siding yes
1993 255,000 Membrane Roof 1,890 4 $500- $1000 Deductible 620 3 Wood siding yes
1991 525,000 Metal Roof 3,430 5 $5000 to $10,000 Deductible 360 1 Stone Siding No
1980 445,000 Composition Roof 3,040 5 > $10,000 Deductible 640 3 Brick siding yes
2010 240,000 Wood Shake Roof 2,200 4 $5000 to $10,000 Deductible 740 8 Vinyl siding No
2011 380,000 Composition Roof 3,210 5 > $10,000 Deductible 1720 12 Wood siding yes
2006 430,000 Slate Shingles Roof 3,270 5 $500- $1000 Deductible 3020 8 Brick siding No
1989 330,000 Membrane Roof 3,090 5 $5000 to $10,000 Deductible 1000 10 Wood siding No
2008 440,000 Asphalt Shingles Roof 3,020 5 $5000 to $10,000 Deductible 2530 12 Vinyl siding yes
2013 440,000 Slate Shingles Roof 3,390 4 $1000-$2500 Deductible 2700 10 Fiber-Cement Siding yes
1998 415,000 Asphalt Shingles Roof 2,610 5 $5000 to $10,000 Deductible 2060 12 Brick siding yes
2007 300,000 Tile Roof 2,460 4 $500- $1000 Deductible 1800 9 Stone Siding No
1988 450,000 Slate Shingles Roof 3,560 5 $2500-$5000 Deductible 260 1 Stucco siding No
1996 330,000 Wood Shake Roof 2,900 4 > $10,000 Deductible 120 1 Brick siding yes
2014 425,000 Composition Roof 2,890 4 $500 Deductible 2000 8 Stucco siding No
1996 340,000 Asphalt Shingles Roof 2,550 5 $1000-$2500 Deductible 2510 12 Vinyl siding No