Hellertown Insurance Rates:

Hellertown, PA homeowners insurance is about $624 to $849, about $52-$70/month. Our in depth analysis indicates shoppers can save as much as $294 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hellertown, PA Homeowners Insurance By Home Value

Hellertown, PA Home Value Total Homes % of Total Average Hellertown, PA Homeowners Insurance
Less than $50,000 51 2.0% $95
$80,000 to $89,999 35 1.0% $339
$100,000 to $124,999 130 7.0% $434
$125,000 to $149,999 96 5.0% $545
$150,000 to $174,999 413 23.0% $641
$175,000 to $199,999 414 23.0% $744
$200,000 to $249,999 422 23.0% $899
$250,000 to $299,999 121 6.0% $1098
$300,000 to $399,999 69 3.0% $1392

Top Home Insurance Agents Near Hellertown, PA

Home Insurance Company Near Hellertown, PA Homeowners Insurance Agency Near Hellertown, PA Address
Farmers Dimitry Artsoukevitch 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406
State Farm Eva Finlan 4092 Skippack Pike, Skippack, PA, 19474
Farmers Gregory Schartoff 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002
Farmers John Heckman Aai 858 E Welsh Rd Ste 8, Maple Glen, PA, 19002
State Farm Steve Mccoy 422 N Springfield Rd, Clifton Hts, PA, 19018-1304

Cost Of Homeowners Insurance By Street Near Hellertown, PA

Streets in Hellertown Area Homeowners Insurance Cost
Roth Ave, Cedar Rd, Ellen St, Deener St, Apple St, E Clarke St, Birch Rd, Gum St, Fehr St, 3rd Ave$736
Clauser St, E Thomas Ave, W Pine St, Strauss St, W Water St, W Chestnut St, Kiernan Ave, Wilson Ave, Linden Ave, Laubach St$740
Coke St, Whitaker St, W Clarke St, Lois St, Peach St, Hoffert St, Magnolia Rd, Phillips St, Tobias Dr, Morris St$735
Henry St, Morning Star Rd, Durham St, Hemlock St, Maple Rd, Madison St, W Water St, Wagner Ave, Laubach St, Courtright St$736
E Magnolia Rd, W Walnut St, E Chestnut St, Hampton Ave, Willow Rd, Fox St, Plaza Ln, Bleyler St, E Water St, Paul St$733

Hellertown, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hellertown$110 to $112
Lower Saucon$117
Freemansburg$109
Fountain Hill$107

Hellertown, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lower Saucon township, Northampton County, Pennsylvania $98 $130 $195
Freemansburg borough, Pennsylvania $91 $121 $182
Fountain Hill borough, Pennsylvania $90 $119 $179

Hellertown, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hellertown, PA3.9%10.6%
Lower Saucon3.11%9.49%
Freemansburg4.01%12.72%
Fountain Hill4.52%11.59%

Hellertown Renters Insurance as a Percentage of Rent

Hellertown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 1.0% $784
$300 to $499 86 13.0% $1234
$500 to $749 140 21.0% $1909
$750 to $999 161 24.0% $2659
$1,000 to $1,499 220 33.0% $3784
$1,500 or more 36 5.0% $5434

Hellertown, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Hellertown Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$13,100
Net Savings to Hellertown Home Owner from High Deductible Plan $600

Hellertown, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hellertown, PA Home Replacement Value MORE than Home Value Hellertown, PA Home Replacement Value LESS than Home Value
Replacement Value $230,500 $158,000
Insurance Premium based on Replacement Value $1,325 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Hellertown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateChubb Group of Insurance
Monthly Premium 4514056
Year Built 195619691943
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hellertown, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 580,000 Asphalt Shingles Roof 4,970 5 $1000-$2500 Deductible 180 1 Stucco siding No
1940 250,000 Wood Shake Roof 2,440 4 $5000 to $10,000 Deductible 790 10 Wood siding No
1940 550,000 Asphalt Shingles Roof 4,780 5 $500- $1000 Deductible 1390 6 Brick siding yes
1956 130,000 Tile Roof 1,040 2 $2500-$5000 Deductible 170 6 Stucco siding yes
1951 190,000 Shingles Roof 1,580 5 $500 Deductible 170 2 Wood siding yes
1951 160,000 Wood Shake Roof 1,450 3 $2500-$5000 Deductible 420 9 Stucco siding yes
1959 125,000 Wood Shake Roof 980 2 $500- $1000 Deductible 390 6 Vinyl siding yes
1954 215,000 Composition Roof 2,100 3 $500- $1000 Deductible 700 7 Fiber-Cement Siding No
1958 170,000 Membrane Roof 1,670 3 $5000 to $10,000 Deductible 540 12 Brick siding No
1969 100,000 Membrane Roof 1,020 2 $500- $1000 Deductible 270 8 Vinyl siding No
1947 205,000 Composition Roof 1,750 4 $1000-$2500 Deductible 570 7 Fiber-Cement Siding yes
1948 160,000 Wood Shake Roof 1,690 4 $1000-$2500 Deductible 560 12 Vinyl siding yes
1953 190,000 Shingles Roof 2,150 4 $500- $1000 Deductible 710 9 Stone Siding yes
1946 200,000 Tile Roof 2,310 3 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
1947 240,000 Slate Shingles Roof 1,970 5 $2500-$5000 Deductible 300 4 Brick siding yes
1952 320,000 Tile Roof 3,050 5 $500- $1000 Deductible 1100 8 Stucco siding No
1966 110,000 Wood Shake Roof 1,190 2 $500 Deductible 340 9 Brick siding yes
1966 130,000 Wood Shake Roof 1,500 3 $2500-$5000 Deductible 760 12 Stucco siding No
1948 170,000 Wood Shake Roof 1,350 3 $500 Deductible 590 7 Brick siding No
1946 175,000 Composition Roof 1,620 3 $5000 to $10,000 Deductible 100 2 Stucco siding No
1961 230,000 Tile Roof 2,040 3 > $10,000 Deductible 390 7 Wood siding yes
1940 155,000 Shingles Roof 1,740 2 $2500-$5000 Deductible 650 12 Wood siding No
1962 105,000 Asphalt Shingles Roof 1,000 2 $2500-$5000 Deductible 140 6 Wood siding yes
1958 245,000 Metal Roof 2,470 5 $1000-$2500 Deductible 530 7 Fiber-Cement Siding yes
1943 260,000 Metal Roof 2,760 5 $5000 to $10,000 Deductible 680 9 Stone Siding yes
1961 195,000 Composition Roof 2,240 4 $1000-$2500 Deductible 700 10 Stone Siding No
1943 175,000 Membrane Roof 1,530 2 $1000-$2500 Deductible 360 5 Fiber-Cement Siding No
1942 345,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 900 9 Brick siding No
1968 310,000 Tile Roof 2,810 4 $2500-$5000 Deductible 770 10 Vinyl siding yes
1962 210,000 Wood Shake Roof 1,810 5 > $10,000 Deductible 390 9 Brick siding yes
1944 145,000 Slate Shingles Roof 1,570 2 $2500-$5000 Deductible 130 3 Brick siding No