Heflin Insurance Rates:

Heflin, AL homeowners insurance is about $787 to $1,083, about $65-$90/month. Our comprehensive research shows customers can save upto $374 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Heflin, AL Homeowners Insurance By Home Value

Heflin, AL Home Value Total Homes % of Total Average Heflin, AL Homeowners Insurance
Less than $50,000 737 33.0% $271
$50,000 to $59,999 114 5.0% $570
$60,000 to $69,999 113 5.0% $710
$70,000 to $79,999 91 4.0% $822
$80,000 to $89,999 99 4.0% $935
$90,000 to $99,999 121 5.0% $1037
$100,000 to $124,999 210 9.0% $1206
$125,000 to $149,999 126 5.0% $1505
$150,000 to $174,999 109 4.0% $1785
$175,000 to $199,999 90 4.0% $2057
$200,000 to $249,999 263 11.0% $2477
$250,000 to $299,999 69 3.0% $3029
$300,000 to $399,999 54 2.0% $3852

Top Home Insurance Agents Near Heflin, AL

Home Insurance Company Near Heflin, AL Homeowners Insurance Agency Near Heflin, AL Address
Farmers David Kennessey 2504 Stemley Bridge Rd, Pell City, AL, 35128
Allstate Jeffery Bellew 1906 Rainbow Dr, Gadsden, AL, 35901
Allstate Ledbetter Insurance 106 East Ave, Cedartown, GA, 30125
Travelers Uclarks Insurance Center Of Talladega Inc 106 SOUTH COURT SQ, TALLADEGA, AL, 35160
Travelers West Insurance Agency Inc 1211 West Hamric Drive, Oxford, AL, 36203

Cost Of Homeowners Insurance By Street Near Heflin, AL

Streets in Heflin Area Homeowners Insurance Cost
Co Rd 60, Ervin Cir, Watson Rd, Vickery St, Co Rd 929, Co Rd 125, Pine St, Co Rd 3, Co Rd 44, Co Rd 821$955
Co Rd 25, Co Rd 863, Howle St, Co Rd 12, Baber St, Co Rd 115, Co Rd 459, Oxford St, Co Rd 844, Co Rd 106$932
Bell St, Co Rd 114, Co Rd 587, Co Rd 431, Co Rd 422, Campbell St, Co Rd 110, Co Rd 926, Co Rd 165, State Rte 9$935
Norris St, White Ln, Evans Bridge Rd, Owens St, Town Creek Rd, Willoughby St, Co Rd 8, Rocky Rd, Evans Bridge Rd, Co Rd 22$923
College St, Co Rd 419, Co Rd 73, Edgewter Ct, Co Rd 840, Co Rd 429, Co Rd 911, Co Rd 454, Co Rd 432, Co Rd 39$954

Heflin, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Heflin$138 to $141
Hollis Crossroads$142
Cleburne County$140
Choccolocco$145

Heflin, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hollis Crossroads CDP, Alabama $143 $190 $285
Cleburne County, Alabama $140 $187 $281
Choccolocco CCD, Calhoun County, Alabama $145 $193 $290

Heflin, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Heflin, AL8.8%26.0%
Hollis Crossroads13.76%28.67%
Cleburne County8.32%24.45%
Choccolocco7.16%23.84%

Heflin Renters Insurance as a Percentage of Rent

Heflin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 4.0% $370
$200 to $299 67 11.0% $820
$300 to $499 222 38.0% $1270
$500 to $749 176 30.0% $1945
$750 to $999 63 11.0% $2695
$1,000 to $1,499 18 3.0% $3820

Average Cost Of Home Insurance By Company In Areas Nearby Heflin For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 1999
$500 $150,000 Allstate Vehicle And Property Insurance Company 716
$500 $150,000 Country Mutual 913
$500 $150,000 Farmers Insurance Exchange 1314
$500 $150,000 Guideone Mutual Insurance Company 947
$500 $150,000 Travelers Home And Marine Insurance Company 573
$500 $150,000 United Services Automobile Association 1010
$500 $300,000 American National General Ins Company 1036
$500 $300,000 Country Mutual 1760
$500 $300,000 Nationwide General Ins Co 1192

Heflin, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Heflin Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,000$3,400
Net Savings to Heflin Home Owner from High Deductible Plan $600

Heflin, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Heflin, AL Home Replacement Value MORE than Home Value Heflin, AL Home Replacement Value LESS than Home Value
Replacement Value $108,000 $75,500
Insurance Premium based on Replacement Value $550 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Heflin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersAllstate
Monthly Premium 657440
Year Built 199319832007
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$100000-$125000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Heflin, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 135,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 330 7 Wood siding yes
2001 100,000 Tile Roof 1,810 5 $500 Deductible 90 2 Fiber-Cement Siding No
1979 120,000 Metal Roof 2,180 3 $2500-$5000 Deductible 530 10 Brick siding yes
1988 160,000 Asphalt Shingles Roof 2,890 4 $1000-$2500 Deductible 130 2 Brick siding yes
2013 165,000 Membrane Roof 2,600 4 $500- $1000 Deductible 440 8 Brick siding yes
2013 140,000 Shingles Roof 2,290 3 $500 Deductible 440 8 Wood siding yes
1981 105,000 Membrane Roof 1,830 3 $500 Deductible 320 8 Stone Siding yes
2009 200,000 Tile Roof 2,730 5 $500- $1000 Deductible 480 7 Stone Siding yes
1973 90,000 Tile Roof 1,600 3 $500- $1000 Deductible 150 7 Stone Siding No
1983 115,000 Asphalt Shingles Roof 1,870 5 $2500-$5000 Deductible 30 1 Wood siding yes
1979 140,000 Shingles Roof 1,890 3 $1000-$2500 Deductible 510 9 Stone Siding No
2012 235,000 Wood Shake Roof 4,630 5 $500 Deductible 720 9 Brick siding yes
2012 155,000 Asphalt Shingles Roof 2,560 4 $500- $1000 Deductible 140 2 Stone Siding No
1982 130,000 Tile Roof 2,180 3 $2500-$5000 Deductible 60 2 Stucco siding No
1997 160,000 Asphalt Shingles Roof 2,150 3 $2500-$5000 Deductible 50 1 Brick siding yes
1982 140,000 Asphalt Shingles Roof 2,320 3 $500- $1000 Deductible 270 7 Stone Siding No
2013 225,000 Tile Roof 3,260 4 $1000-$2500 Deductible 60 1 Brick siding No
1978 135,000 Tile Roof 1,800 3 $500 Deductible 540 12 Vinyl siding No
1975 95,000 Wood Shake Roof 1,450 3 $2500-$5000 Deductible 30 1 Brick siding yes
1971 215,000 Wood Shake Roof 3,390 4 $500 Deductible 760 12 Brick siding No
2013 280,000 Tile Roof 4,260 5 > $10,000 Deductible 320 6 Fiber-Cement Siding No
2012 115,000 Shingles Roof 1,660 3 $500 Deductible 210 4 Stucco siding No
2011 95,000 Wood Shake Roof 1,500 3 $500 Deductible 310 6 Wood siding No
1978 140,000 Composition Roof 2,780 5 $1000-$2500 Deductible 270 6 Wood siding yes
1982 115,000 Asphalt Shingles Roof 2,120 5 $1000-$2500 Deductible 100 3 Stucco siding No
1979 270,000 Membrane Roof 4,490 5 $500- $1000 Deductible 430 5 Vinyl siding yes
1972 180,000 Shingles Roof 2,610 4 $500 Deductible 50 1 Stucco siding No
1996 75,000 Composition Roof 1,290 3 $2500-$5000 Deductible 150 7 Fiber-Cement Siding yes
1997 160,000 Asphalt Shingles Roof 2,250 3 $5000 to $10,000 Deductible 380 8 Brick siding No
1991 215,000 Shingles Roof 3,740 5 $5000 to $10,000 Deductible 480 8 Brick siding No
2011 115,000 Wood Shake Roof 1,920 3 $2500-$5000 Deductible 120 4 Wood siding No
1983 120,000 Shingles Roof 2,300 4 $2500-$5000 Deductible 160 4 Vinyl siding yes
2011 140,000 Slate Shingles Roof 1,920 3 $2500-$5000 Deductible 50 1 Vinyl siding yes
2007 100,000 Tile Roof 1,520 3 $500 Deductible 300 8 Stucco siding No