Healdsburg Insurance Rates:

Healdsburg, CA homeowners insurance is roughly $539 to $734, about $44-$61/month. Our thorough guide indicates shoppers can save as much as $254 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I've never had a problem with the company and they are always very helpful.
Nationwide
I don't know if they just don't have enough people to help them or what not
Old Republic Home Protection
The old republic is a terrible company that shouldn't be in business. i wish i had done a google search on customer reviews of the company prior to purchasing a home warranty from them. nine out of every ten reviews i read were negative, some sounded even worse than the situation i had with them.
Progressive
I like the ease of using the website. I like the customer service and the speed and ease of claims processing. The adjusters and workers came out to the property promptly
Metlife
It's perfectly fine for our needs. Our agent is flexible with letting me scan and send documentation instead of having to go into the office.
State Farm
Compared to other insurance companies I think I've found the lowest premium. I'm also able to bundle my other insurances as well.
Allstate
I'm not very satisfied with my current company and will be looking for another agency to conduct business with.

Healdsburg, CA Homeowners Insurance By Home Value

Healdsburg, CA Home Value Total Homes % of Total Average Healdsburg, CA Homeowners Insurance
Less than $50,000 375 7.0% $31
$50,000 to $59,999 115 2.0% $76
$70,000 to $79,999 65 1.0% $108
$80,000 to $89,999 53 1.0% $121
$90,000 to $99,999 66 1.0% $133
$100,000 to $124,999 131 2.0% $159
$125,000 to $149,999 129 2.0% $197
$150,000 to $174,999 274 5.0% $235
$175,000 to $199,999 157 3.0% $273
$200,000 to $249,999 276 5.0% $324
$250,000 to $299,999 532 10.0% $401
$300,000 to $399,999 2,702 54.0% $509

Top Home Insurance Agents Near Healdsburg, CA

Home Insurance Company Near Healdsburg, CA Homeowners Insurance Agency Near Healdsburg, CA Address
Liberty Mutual Independent Don Ramatici Insurance Inc 731 SOUTHPOINT BLVD STE A, PETALUMA, CA, 94954
State Farm Heidi Brodie Cpcu 800 Lindberg Lane, Petaluma, CA, 94952
Farmers Jeffrey Jeff Kutzer 1443 MAIN ST STE 115, Napa, CA, 94559
Farmers John Laroy 55 Professional Center Pkwy Ste G, San Rafael, CA, 94903
Travelers Napa Valley Insurance Services 2407 CALIFORNIA BLVD STE 4, NAPA, CA, 94558

Cost Of Homeowners Insurance By Street Near Healdsburg, CA

Streets in Healdsburg Area Homeowners Insurance Cost
Magnolia Way, Mill Creek Rd, Sun Ct, Fitch St, College St, McMurry Ln, W Dry Creek, Pulteney Pl, Duvander Ln, Provencial Way$653
Brooks Rd N, University St, Chemise Rd, Flamenco Ct, Melva Ct, Kristine Way, Alexis Way, Whipoorwill Ct, Kennedy Ln, Rachael Ln$624
N Fitch Mountain Rd, Beatrice Ct, Robbie Way, Chablis Rd, Westside Rd, 14th Hole Dr, Rio Ruso Dr, Miramonte Ct, Mathilde Dr, Vinecrest Rd$None
Merner Dr, Twin Oaks Way, Persimmon Pl, Spencer St, Philip Dr, Planetree Dr, Skylark St, Rose Ln, Mount Weske Dr, Windsor Palms Dr$655
Amie Dr, Bari Ln, 16th Hole Dr, Martin Rd, Winemaker Way, Shadetree Dr, Wellington Cir, Zinfandel Dr, Godfrey Dr, Rosewood$636

Healdsburg, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Healdsburg$95 to $97
Sonoma County$95
Windsor$94
Guerneville$93

Healdsburg, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sonoma County, California $95 $127 $191
Windsor town, California $94 $125 $188
Guerneville CDP, California $93 $124 $186

Healdsburg, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Healdsburg, CA2.2%9.6%
Sonoma County2.2%10.35%
Windsor2.19%8.55%
Guerneville2.42%8.2%

Healdsburg Renters Insurance as a Percentage of Rent

Healdsburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 150 3.0% $780
$300 to $499 169 3.0% $1230
$500 to $749 313 6.0% $1905
$750 to $999 615 13.0% $2655
$1,000 to $1,499 1,308 28.0% $3780
$1,500 or more 1,945 43.0% $5430

Healdsburg, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Healdsburg Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,300$11,500
Net Savings to Healdsburg Home Owner from High Deductible Plan $800

Healdsburg, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Healdsburg, CA Home Replacement Value MORE than Home Value Healdsburg, CA Home Replacement Value LESS than Home Value
Replacement Value $612,000 $342,000
Insurance Premium based on Replacement Value $1,475 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $140,000 Risk Exposure from Under Insuring Coverage is $130,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Healdsburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersState Farm
Monthly Premium 9757283
Year Built 200619851995
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$500000-$600000More than 10000000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Healdsburg, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 415,000 Slate Shingles Roof 1,700 3 $5000 to $10,000 Deductible 190 3 Vinyl siding No
2009 655,000 Shingles Roof 2,860 4 $500- $1000 Deductible 1440 10 Wood siding No
2007 275,000 Asphalt Shingles Roof 1,430 3 $5000 to $10,000 Deductible 250 6 Fiber-Cement Siding yes
2011 525,000 Slate Shingles Roof 3,010 4 > $10,000 Deductible 70 1 Brick siding yes
1997 410,000 Composition Roof 2,270 4 $500- $1000 Deductible 1040 9 Fiber-Cement Siding yes
2013 355,000 Asphalt Shingles Roof 1,610 4 > $10,000 Deductible 130 2 Vinyl siding yes
1980 350,000 Slate Shingles Roof 1,730 4 $2500-$5000 Deductible 820 12 Wood siding No
2008 320,000 Tile Roof 1,470 3 $500- $1000 Deductible 500 7 Stucco siding No
1986 505,000 Tile Roof 2,290 3 $500 Deductible 340 3 Vinyl siding yes
1986 625,000 Slate Shingles Roof 3,000 4 $1000-$2500 Deductible 800 6 Wood siding yes
2001 1,130,000 Slate Shingles Roof 4,840 5 $500- $1000 Deductible 1440 6 Wood siding No
1985 595,000 Membrane Roof 3,010 5 $2500-$5000 Deductible 90 1 Stone Siding No
2000 350,000 Asphalt Shingles Roof 1,640 3 $2500-$5000 Deductible 500 8 Vinyl siding yes
1998 495,000 Membrane Roof 2,690 4 $500 Deductible 350 4 Stone Siding No
1980 505,000 Wood Shake Roof 2,340 4 > $10,000 Deductible 490 8 Stucco siding No
1999 450,000 Membrane Roof 1,860 4 > $10,000 Deductible 340 6 Wood siding yes
2010 455,000 Composition Roof 2,490 4 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
2012 350,000 Asphalt Shingles Roof 1,720 3 $5000 to $10,000 Deductible 440 8 Vinyl siding No
1986 670,000 Metal Roof 2,960 5 > $10,000 Deductible 90 1 Vinyl siding yes
1986 550,000 Wood Shake Roof 2,720 5 $5000 to $10,000 Deductible 620 7 Fiber-Cement Siding No
1982 440,000 Metal Roof 1,910 3 $500 Deductible 450 4 Vinyl siding yes
2010 460,000 Tile Roof 1,940 3 $5000 to $10,000 Deductible 800 10 Vinyl siding No
1988 1,050,000 Membrane Roof 4,540 5 $1000-$2500 Deductible 2800 12 Stucco siding No
1981 450,000 Composition Roof 2,220 3 $5000 to $10,000 Deductible 220 3 Brick siding yes
2008 315,000 Tile Roof 1,740 4 $2500-$5000 Deductible 120 2 Vinyl siding yes
1993 310,000 Metal Roof 1,680 3 > $10,000 Deductible 170 5 Brick siding yes
1987 540,000 Metal Roof 2,650 4 $500 Deductible 1480 12 Fiber-Cement Siding yes