Hays County Insurance Rates:

Hays County, TX homeowners insurance is roughly $901 to $1,223, about $75-$101/month. Our detailed guide reveals consumers can save upto $424 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Easy access to my insurance information online and I really enjoy controlling and getting what I need myself with no agent involved.
Liberty Mutual
My biggest complaint would be pricing. They seem to increase their rates quite a bit. I've called them on that and they tell me it's because of where I live. It's still not ridiculously expensive, but I think I can do better. I'm not sure I want to give up good customer service at a cheaper rate.
Farmer's Insurance
It has to be their Awesome customer service. They have said from day one they would be there, and they have. I have never had any issues yet, and all workers have been very understanding and caring towards us.
Liberty Mutual
I wish that the company had a more clear claims process about where the claim is in each step of the way overall. Although the company does notify you when it has been processed, you have to contact customer service for updates each time
The Hartford
I do not like their premiums on the homeowner's policy. Even though I understand why it is high due to the recent natural disasters, it does not do any good for my wallet.
The company is very pricey. I think the premiums are very high and I might shop around after my 3 month probation period has ended.
State Farm
I am happy about our premium price, and the one instance we had to file a claim for our house. But was not happy with a car insurance claim they denied.
State Farm
Sometimes, there are cases where they cannot help me and I have to talk with agent directly. Sometimes the cost of payments may be a bit much for me but it provides sound coverage.
Liberty Mutual
Liberty mutual seems to have a good amount of staff at their call center because when i call about our homeowner's policy, i do not wait in the queue long, if at all.
State Farm
When compared to other insurance companies in my area, this insurance company is a bit more expensive than many of the others.
Goosehead Insurance
We had never heard of this insurance company before we purchased our home. our real estate agent introduced us to them and they're great!
It’s easy to use, straightforward and presents the information that I need in a way that makes me feel comfortable. It's clean and well designed
Blue Cross Blue Shield
I like we have a lot of doctors offices that accept it near us. for our usual visits, we can stay close to home.
Farmer's Insurance
I haven't got homeowners quotes from other companies, but I Am fully satisfied with our yearly premium. It is a fair value for the large amount of coverage we have to assure if something is to happen that we can replace just about everything we own and have a place to stay if we are put out.
State Farm
My experience with customer service primarily has to do with claims. The company excels in this regard and provides lots of help and rapid resolution to issues.
I tried to apply by phone and got transferred too many times. The rep was slow and seemed new to insurance. I ended up doing everything online which was easy.
Safeco Insurance
I do not use the website very often. We did find them online and made the buying decision after seeking recommendations and reviewing the site

Hays County, TX Homeowners Insurance By Home Value

Hays County, TX Home Value Total Homes % of Total Average Hays County, TX Homeowners Insurance
Less than $50,000 2,602 7.0% $148
$50,000 to $59,999 714 2.0% $318
$60,000 to $69,999 606 1.0% $392
$70,000 to $79,999 698 2.0% $456
$80,000 to $89,999 942 2.0% $509
$90,000 to $99,999 822 2.0% $572
$100,000 to $124,999 3,306 10.0% $668
$125,000 to $149,999 4,148 12.0% $827
$150,000 to $174,999 4,722 14.0% $986
$175,000 to $199,999 3,285 9.0% $1135
$200,000 to $249,999 4,346 13.0% $1368
$250,000 to $299,999 2,645 8.0% $1676
$300,000 to $399,999 4,033 12.0% $2132

Top Home Insurance Agents Near Hays County, TX

Home Insurance Company Near Hays County, TX Homeowners Insurance Agency Near Hays County, TX Address
NA Mitchamore Insurance Agency 5316 Hwy 290 W, Austin, TX, 78735
State Farm Alejandra De La Torre 1 Chisholm Trl Ste 3150, Round Rock, TX, 78681-5015
Farmers Charlie Sanchez 1970 Rawhide Dr Apt 210, Round Rock, TX, 78681
Travelers Cs Innovative Insurance Solutions Lc 9842 Lorene Ln San Antonio, San Antonio, TX, 78216
State Farm John Mooring 1901 Pat Booker Rd, Universal Cty, TX, 78148-3438

Cost Of Homeowners Insurance By Street Near Hays County, TX

Streets in Hays County Area Homeowners Insurance Cost
Remuda Trl, Mandalay St, Cedar St, Co Rd 183, Fairview Rd, Gold Rush Cir, Bendigo Ln, Medical Pkwy, Scenic Canyon Ln, Larue St$1,044
Shoveler St, N Main St, Morrell, Wavell St, Laredo St, Stirrup Cir, Azolar Dr, Quail Creek Dr, Jones St, Scott St$1,023
Co Rd 296, Whisper Ridge, Panorama Dr, Co Rd 154, Mountain Dr, Fairfield Dr, Amberwood Cove, Franklin Dr, Gold Rd, Lyckman Ln$1,056
Lindsey St, Coneflower Dr, S Greenhills Loop, Morning Dove Ct, Jennifer Dr, Little Bighorn St, Garison Rd, W Uhland Rd, Kimberly Ln, Duncan Dr$1,097
Ridgewood Ln, Buckinham Dr, Sundown Ln, Avenida High View Rd, Loon Lake Dr, Saddle Rock Ridge, Blanco Dr, Spanish Oak Ln, Willow Ter, Interstate Dr$1,096
Quail Rd, Western Rd, Butterfly Ln, Co Rd 234, Maury St, Co Rd 123, Christopher St, Shelf Rock Rd, Co Rd 147, Camaro Way$1,090
Wrangler Cir, Co Rd 295, Oyster Creek, Deer Creek Dr, Janzet Dr, McCarty Ln, Blue Jay St, Plum Path, Country Knoll Dr, Mockingbird Dr$1,048
Co Rd 323, Scaup Cir, Geronimo Rd, Hilltop Dr, Stacey Ann Cv, Sherbarb Dr, Suttles Ave, Trebled Waters Trl, Shetland Dr, Scenic Way$1,084
Co Rd 304, Emerald Fields Ln, Canyon Fork, Milagro Ln, Estival Cir, Co Rd 224, King Crest Dr, Sunset Ridge, Juniper Ct, Shady Acres Dr$1,096
Clear View Ct, Shetland Rd, Vinca's Shadow Ct, N Green Hills Loop, Concha Canyon St, Grassy Field Rd, Co Rd 186, Ventura Dr, Potomac Cir, Pecanwood S$1,133

Hays County, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hays County$159 to $161

Hays County, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodcreek city, Texas $134 $179 $268
Wimberley city, Texas $135 $180 $270
Dripping Springs-Wimberley CCD, Hays County, Texas $141 $187 $281

Hays County, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hays County, TX5.5%15.9%
Dripping Springs-Wimberley4.33%14.88%

Hays County Renters Insurance as a Percentage of Rent

Hays County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 719 4.0% $1240
$500 to $749 4,137 24.0% $1915
$750 to $999 5,535 32.0% $2665
$1,000 to $1,499 4,515 26.0% $3790
$1,500 or more 2,003 11.0% $5440