Hayden Insurance Rates:

Hayden, AL homeowners insurance is roughly $813 to $1,113, about $67-$92/month. Our comprehensive analysis reveals consumers can save upto $385 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hayden, AL Homeowners Insurance By Home Value

Hayden, AL Home Value Total Homes % of Total Average Hayden, AL Homeowners Insurance
Less than $50,000 648 15.0% $182
$50,000 to $59,999 79 1.0% $385
$60,000 to $69,999 216 5.0% $471
$70,000 to $79,999 242 5.0% $548
$80,000 to $89,999 155 3.0% $616
$90,000 to $99,999 116 2.0% $693
$100,000 to $124,999 610 14.0% $808
$125,000 to $149,999 508 11.0% $1011
$150,000 to $174,999 372 8.0% $1194
$175,000 to $199,999 443 10.0% $1377
$200,000 to $249,999 361 8.0% $1656
$250,000 to $299,999 360 8.0% $2022
$300,000 to $399,999 153 3.0% $2571

Top Home Insurance Agents Near Hayden, AL

Home Insurance Company Near Hayden, AL Homeowners Insurance Agency Near Hayden, AL Address
Farmers Bruce Payne 1794 S Bethel Rd Ste B, Decatur, AL, 35603
Nationwide Hayes-Rasbury Insurance Agency Inc 221 Lapala Dr, Birmingham, AL, 35214-3839
Travelers J Smith Lanier & Co Of Birmingham 10 INVERNESS CENTER PKWY STE 400, BIRMINGHAM, AL, 35242
State Farm Maurice Oliver 105 Park Rd, Pleasant Grv, AL, 35127-1820
State Farm Amy Smith 3900 Montclair Rd Ste 350, Birmingham, AL, 35213-2430

Cost Of Homeowners Insurance By Street Near Hayden, AL

Streets in Hayden Area Homeowners Insurance Cost
Mt View Rd, Sandlin Dr, Fox Ridge Ln, Moss Rock Cir, Co Rd 22, Heavenly Dr, Horchler Cir, Empire Rd, Acton Bend Cir, Forest Trl$952
Byran Ln, Country Rd, Old Hayden Rd, Wildflower Ln, Hickory Hill Rd, Neely Creek Dr, Overlook Pt, Pine Fork Rd, Nikki Ln, Sugar Maple Ln$970
Fat Adams Dr, Poplar Trl, Elm St, Jessicas Mountain Rd, Prosperity Ln, Rickwood Park Rd, Beem Dr, Deerwood Dr, Wisteria Ln, Pine Crest Dr$966
Wildwood Trl, Blueberry Ln, Allinder Rd, Johnson Bend Rd, Reid Dr, Shipp Ln, Armstrong Loop, Megan Rd, Twin Ridge Ln, Lakeshore Dr$975
Ashberry Ln, Reid Trl, Dodson Dr, Pleasant Valley Cir, Cedar Ridge Rd, Johnny Shipp Rd, Jim Thomas Rd, Whippoorwill Dr, Rock Springs Rd, Mountain Trl$967

Hayden, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hayden$143 to $145
Smoke Rise$149
Colony$138
Warrior$142

Hayden, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Smoke Rise CDP, Alabama $149 $199 $299
Colony town, Alabama $138 $184 $276
Warrior CCD, Jefferson County, Alabama $143 $190 $285

Hayden, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hayden, AL6.9%22.6%
Smoke Rise6.44%21.88%
Colony11.49%21.63%
Warrior8.23%23.56%

Hayden Renters Insurance as a Percentage of Rent

Hayden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 3 1.0% $1256
$500 to $749 88 45.0% $1931
$750 to $999 85 43.0% $2681
$1,000 to $1,499 18 9.0% $3806

Average Cost Of Home Insurance By Company In Areas Nearby Hayden For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1275
$500 $150,000 American National General Ins Company 829
$500 $150,000 American National Property & Casualty Company 719
$500 $150,000 Armed Forces Insurance Exchange 732
$500 $150,000 Coastal American Insurance Company 1343
$500 $150,000 Nationwide Property & Casualty Ins Company 1427
$500 $150,000 Safeco Insurance Company Of America 1108
$500 $300,000 Alfa Mutual General Insurance Co 3986
$500 $300,000 Country Mutual 1871
$500 $300,000 Usaa Casualty Insurance Company 1888

Hayden, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Hayden Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$8,500
Net Savings to Hayden Home Owner from High Deductible Plan $600

Hayden, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hayden, AL Home Replacement Value MORE than Home Value Hayden, AL Home Replacement Value LESS than Home Value
Replacement Value $111,000 $66,500
Insurance Premium based on Replacement Value $525 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Hayden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 5586112
Year Built 201419802001
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$350000-$400000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hayden, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 325,000 Slate Shingles Roof 3,710 5 $1000-$2500 Deductible 360 3 Stone Siding yes
2013 90,000 Membrane Roof 1,320 3 $500 Deductible 90 3 Stucco siding No
1995 240,000 Membrane Roof 2,900 5 $2500-$5000 Deductible 500 8 Vinyl siding No
1995 110,000 Metal Roof 1,480 3 $500- $1000 Deductible 340 10 Stone Siding No
2006 180,000 Tile Roof 1,820 4 $2500-$5000 Deductible 340 5 Brick siding No
2007 405,000 Wood Shake Roof 4,110 5 $2500-$5000 Deductible 770 7 Vinyl siding yes
1999 230,000 Composition Roof 2,280 3 $500- $1000 Deductible 620 8 Wood siding yes
2012 290,000 Wood Shake Roof 3,580 5 > $10,000 Deductible 430 8 Fiber-Cement Siding yes
2000 195,000 Tile Roof 2,140 4 $500- $1000 Deductible 160 2 Wood siding No
2000 145,000 Metal Roof 2,080 4 $2500-$5000 Deductible 500 10 Wood siding yes
1988 320,000 Membrane Roof 4,110 5 > $10,000 Deductible 170 2 Vinyl siding No
1991 145,000 Slate Shingles Roof 1,560 3 $2500-$5000 Deductible 280 6 Vinyl siding No
2007 210,000 Metal Roof 2,230 4 > $10,000 Deductible 460 12 Vinyl siding yes
2014 130,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 390 10 Vinyl siding yes
1986 395,000 Asphalt Shingles Roof 4,730 5 $500- $1000 Deductible 970 7 Fiber-Cement Siding yes
1994 265,000 Composition Roof 2,960 4 $5000 to $10,000 Deductible 420 5 Vinyl siding yes
2005 285,000 Metal Roof 3,040 5 $500- $1000 Deductible 1130 10 Fiber-Cement Siding yes
1999 150,000 Composition Roof 1,800 4 $2500-$5000 Deductible 140 3 Vinyl siding No
1992 200,000 Composition Roof 2,030 3 $500- $1000 Deductible 210 3 Fiber-Cement Siding No
1983 220,000 Wood Shake Roof 2,960 4 $500 Deductible 930 10 Fiber-Cement Siding yes
1990 430,000 Metal Roof 4,400 5 $2500-$5000 Deductible 440 4 Stucco siding No
2013 165,000 Wood Shake Roof 2,260 3 $500- $1000 Deductible 290 5 Stone Siding No
2014 430,000 Wood Shake Roof 4,830 5 $2500-$5000 Deductible 1320 9 Wood siding yes
2004 190,000 Membrane Roof 2,690 4 $1000-$2500 Deductible 80 1 Stone Siding No
1994 155,000 Metal Roof 1,570 3 $500 Deductible 760 12 Fiber-Cement Siding yes
2004 340,000 Asphalt Shingles Roof 4,380 5 $5000 to $10,000 Deductible 840 10 Stucco siding yes
2001 405,000 Slate Shingles Roof 4,360 5 $500- $1000 Deductible 1660 12 Fiber-Cement Siding yes
2008 350,000 Tile Roof 3,630 5 > $10,000 Deductible 710 7 Wood siding yes
2013 205,000 Slate Shingles Roof 3,000 4 $500 Deductible 820 8 Wood siding No
2011 260,000 Wood Shake Roof 3,030 5 $500- $1000 Deductible 640 7 Fiber-Cement Siding yes
1981 195,000 Slate Shingles Roof 2,340 3 $500- $1000 Deductible 230 3 Stone Siding No
1986 250,000 Wood Shake Roof 3,020 4 $2500-$5000 Deductible 470 8 Brick siding yes
2009 150,000 Asphalt Shingles Roof 2,270 3 $500 Deductible 410 9 Fiber-Cement Siding yes
1992 400,000 Shingles Roof 4,210 5 $500- $1000 Deductible 1130 10 Stone Siding No