Hawthorne, NJ homeowners insurance is about $740 to $1,006, about $61-$83/month. Our exhaustive research shows customers can save upto $349 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hawthorne, NJ | Homeowners Insurance Agency Near Hawthorne, NJ | Address |
|---|---|---|
| Travelers | Silberstein Agency Inc | 11 MERON DRIVE #122, MONROE, NY, 10950 |
| Travelers | Usi Insurance Services Llc | 333 Westchester Ave, Suite 102 White Plains, White Plains, NY, 10604 |
| Travelers | Mogil Organization Llc | 116 EAST 27TH ST, NEW YORK, NY, 10016 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Prospect Park borough, New Jersey | $105 | $140 | $210 |
| North Haledon borough, New Jersey | $113 | $150 | $225 |
| Glen Rock borough, New Jersey | $118 | $157 | $235 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hawthorne, NJ | 2.6% | 7.3% |
| Prospect Park | 2.93% | 7.01% |
| North Haledon | 2.72% | 7.49% |
| Glen Rock | 2.09% | 7.83% |
| Hawthorne Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 48 | 2.0% | $1898 |
| $750 to $999 | 171 | 7.0% | $2648 |
| $1,000 to $1,499 | 1,067 | 49.0% | $3773 |
| $1,500 or more | 855 | 39.0% | $5423 |
| Streets in Hawthorne Area | Homeowners Insurance Cost |
|---|---|
| Longview Ct, Florence Ave, Goffle Rd, Barker Ave, Horton Ave, Parmelee Ave, Karl Ave, Horizon Ter, Bamford Ave, Rhodes Ct | $889 |
| Columbus Ave, Brockhuizen Ln, Lee Ave, Buena Vista Ave, Hopper Ave, Woodland Ave, Metro Vista Dr, E Prospect St, Midland Ave, Watchung Dr | $871 |
| Calvo Pl, Charwalt Pl, Washington St, Sylvester Ave, Passaic County 659, Hillock Ave, Coolidge Pl, Franklin Ave, May St, Elberon Ave | $867 |
| Florence Ave, Cornell Ave, Kenwood Rd, Kingston Ave, Ruth Ave, Mazur Pl, Forest Ave, Surrey Pl, Rea Ave, Passaic County 659 | $862 |
| Todd Ct, Valley St, N 15th St, Thomas Rd S, Goffle Brook Ct, Ashley St, Warburton Ave, Brownstone Ter, Diamond Bridge Ave, Ridgewood Ave | $871 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hawthorne | $130 to $133 |
| Prospect Park | $126 |
| North Haledon | $135 |
| Glen Rock | $141 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $4,800 |
| Yearly Hawthorne Homeowner Insurance Premium Example | $2,100 | $1,500 |
| Out of Pocket Expense During Claim | $1,800 | $4,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $14,400 | $13,800 |
| Net Savings to Hawthorne Home Owner from High Deductible Plan | $600 | |
| Scenario | Hawthorne, NJ Home Replacement Value MORE than Home Value | Hawthorne, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $391,000 | $263,000 |
| Insurance Premium based on Replacement Value | $1,925 | $1,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $92,500 | Risk Exposure from Under Insuring Coverage is $35,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $450/year |
| Insurance Company | Liberty Mutual | Allstate | Farmers Insurance |
| Monthly Premium | 80 | 150 | 173 |
| Year Built | 1968 | 1943 | 1952 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $2500-$5000 Deductible |