Hawthorne Insurance Rates:

Hawthorne, NJ homeowners insurance is about $740 to $1,006, about $61-$83/month. Our exhaustive research shows customers can save upto $349 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Farmers seem to genuinely care about myself and my family's well being and our wellness. they are very friendly.
State Farm
I don't like that even though i have my home policy bundled with my auto policy, my insurance has incrementally increased over the last five years. i shouldn't be penalized for other people's claims.
State Farm
I don't like the fact that it is a bit expensive to get this coverage and it takes a bit too much human interaction to get things done when it comes to filing a claim or asking questions about my coverage.
State Farm
What I pay a year is very low for what they cover. By bundling with my auto insurance I save a decent amount of money. I also get a benefit of being a long time customer.
State Farm
Anytime we have a question we are able to get a prompt response from our local agent.
Aaa
I believe my premium is comparable to other companies. I choose not to go with the cheapest companies because of reputation and claim reviews.
Progressive
Price is the most important to me and they had a good one. In addition, they were the easiest to set up with and use.
Esurance
The deductible policy I chose was small and I am satisfied as it was a personal choice to choose this policy amount.

Hawthorne, NJ Homeowners Insurance By Home Value

Hawthorne, NJ Home Value Total Homes % of Total Average Hawthorne, NJ Homeowners Insurance
$175,000 to $199,999 86 3.0% $427
$200,000 to $249,999 132 4.0% $515
$250,000 to $299,999 462 17.0% $628
$300,000 to $399,999 1,969 73.0% $794

Top Home Insurance Agents Near Hawthorne, NJ

Home Insurance Company Near Hawthorne, NJ Homeowners Insurance Agency Near Hawthorne, NJ Address
Travelers Mogil Organization Llc 116 EAST 27TH ST, NEW YORK, NY, 10016
Travelers Silberstein Agency Inc 11 MERON DRIVE #122, MONROE, NY, 10950
Travelers Usi Insurance Services Llc 333 Westchester Ave, Suite 102 White Plains, White Plains, NY, 10604
NA York International Agency, Llc 500 Mamaroneck Ave Ste 220, Harrison, NY, 10528
NA Clarion Associates Inc 35 Arkay Dr Ste 400, Hauppauge, NY, 11788

Cost Of Homeowners Insurance By Street Near Hawthorne, NJ

Streets in Hawthorne Area Homeowners Insurance Cost
Longview Ct, Florence Ave, Goffle Rd, Barker Ave, Horton Ave, Parmelee Ave, Karl Ave, Horizon Ter, Bamford Ave, Rhodes Ct$889
Columbus Ave, Brockhuizen Ln, Lee Ave, Buena Vista Ave, Hopper Ave, Woodland Ave, Metro Vista Dr, E Prospect St, Midland Ave, Watchung Dr$871
Calvo Pl, Charwalt Pl, Washington St, Sylvester Ave, Passaic County 659, Hillock Ave, Coolidge Pl, Franklin Ave, May St, Elberon Ave$867
Florence Ave, Cornell Ave, Kenwood Rd, Kingston Ave, Ruth Ave, Mazur Pl, Forest Ave, Surrey Pl, Rea Ave, Passaic County 659$862
Todd Ct, Valley St, N 15th St, Thomas Rd S, Goffle Brook Ct, Ashley St, Warburton Ave, Brownstone Ter, Diamond Bridge Ave, Ridgewood Ave$871

Hawthorne, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hawthorne$130 to $133
Prospect Park$126
North Haledon$135
Glen Rock$141

Hawthorne, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prospect Park borough, New Jersey $105 $140 $210
North Haledon borough, New Jersey $113 $150 $225
Glen Rock borough, New Jersey $118 $157 $235

Hawthorne, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hawthorne, NJ2.6%7.3%
Prospect Park2.93%7.01%
North Haledon2.72%7.49%
Glen Rock2.09%7.83%

Hawthorne Renters Insurance as a Percentage of Rent

Hawthorne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 48 2.0% $1898
$750 to $999 171 7.0% $2648
$1,000 to $1,499 1,067 49.0% $3773
$1,500 or more 855 39.0% $5423

Hawthorne, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Hawthorne Homeowner Insurance Premium Example $2,100$1,500
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,400$13,800
Net Savings to Hawthorne Home Owner from High Deductible Plan $600

Hawthorne, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hawthorne, NJ Home Replacement Value MORE than Home Value Hawthorne, NJ Home Replacement Value LESS than Home Value
Replacement Value $391,000 $263,000
Insurance Premium based on Replacement Value $1,925 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $450/year

Example Hawthorne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 80150173
Year Built 196819431952
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hawthorne, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 920,000 Asphalt Shingles Roof 4,060 5 $5000 to $10,000 Deductible 480 2 Vinyl siding No
1944 255,000 Shingles Roof 1,350 2 $2500-$5000 Deductible 210 3 Wood siding yes
1957 295,000 Composition Roof 1,530 2 > $10,000 Deductible 510 7 Brick siding No
1960 320,000 Tile Roof 2,090 3 $5000 to $10,000 Deductible 380 5 Stucco siding yes
1978 405,000 Asphalt Shingles Roof 2,380 3 $2500-$5000 Deductible 1100 7 Fiber-Cement Siding No
1957 285,000 Asphalt Shingles Roof 1,360 2 $5000 to $10,000 Deductible 690 9 Fiber-Cement Siding yes
1972 215,000 Membrane Roof 1,380 2 $500 Deductible 690 7 Stone Siding No
1963 450,000 Wood Shake Roof 2,370 4 $5000 to $10,000 Deductible 780 7 Stucco siding No
1965 480,000 Tile Roof 2,790 5 $5000 to $10,000 Deductible 1340 12 Wood siding No
1968 690,000 Wood Shake Roof 3,270 4 $500- $1000 Deductible 1410 5 Wood siding No
1958 350,000 Composition Roof 1,970 5 $1000-$2500 Deductible 370 4 Wood siding yes
1968 275,000 Tile Roof 1,680 3 > $10,000 Deductible 770 12 Fiber-Cement Siding yes
1977 465,000 Membrane Roof 2,120 4 $5000 to $10,000 Deductible 400 4 Stucco siding No
1950 365,000 Tile Roof 1,670 2 $500 Deductible 890 8 Vinyl siding No
1954 185,000 Membrane Roof 1,130 2 $2500-$5000 Deductible 200 4 Stucco siding yes
1947 640,000 Wood Shake Roof 3,750 5 $500 Deductible 1700 7 Vinyl siding No
1948 430,000 Metal Roof 2,180 3 $500- $1000 Deductible 530 3 Stone Siding yes
1978 270,000 Composition Roof 1,230 2 $1000-$2500 Deductible 650 10 Brick siding yes
1962 305,000 Membrane Roof 1,540 2 $1000-$2500 Deductible 1050 10 Stucco siding yes
1959 415,000 Wood Shake Roof 1,880 3 $500 Deductible 370 2 Fiber-Cement Siding yes
1953 610,000 Membrane Roof 2,710 4 > $10,000 Deductible 1200 7 Stone Siding No
1974 710,000 Metal Roof 4,180 5 $500 Deductible 1910 6 Wood siding No
1945 290,000 Composition Roof 1,790 3 $5000 to $10,000 Deductible 260 4 Wood siding No
1954 390,000 Shingles Roof 2,260 3 $5000 to $10,000 Deductible 200 2 Vinyl siding No
1976 340,000 Slate Shingles Roof 2,150 4 > $10,000 Deductible 220 3 Wood siding yes
1961 325,000 Metal Roof 1,980 4 > $10,000 Deductible 130 2 Fiber-Cement Siding No
1970 640,000 Metal Roof 3,050 4 > $10,000 Deductible 1470 9 Fiber-Cement Siding yes
1948 470,000 Asphalt Shingles Roof 2,360 3 $1000-$2500 Deductible 2050 12 Stucco siding No
1973 340,000 Membrane Roof 1,660 2 > $10,000 Deductible 910 10 Stone Siding No
1959 200,000 Shingles Roof 1,060 2 $2500-$5000 Deductible 380 7 Wood siding yes
1965 435,000 Shingles Roof 2,220 3 > $10,000 Deductible 780 6 Wood siding No
1951 370,000 Wood Shake Roof 1,810 4 $2500-$5000 Deductible 120 1 Brick siding yes