Havana Insurance Rates:

Havana, FL homeowners insurance is roughly $984 to $1,340, about $82-$111/month. Our detailed guide shows customers can save as much as $464 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Havana, FL Homeowners Insurance By Home Value

Havana, FL Home Value Total Homes % of Total Average Havana, FL Homeowners Insurance
Less than $50,000 524 13.0% $185
$50,000 to $59,999 82 2.0% $394
$60,000 to $69,999 75 1.0% $487
$70,000 to $79,999 238 5.0% $568
$80,000 to $89,999 190 4.0% $650
$90,000 to $99,999 249 6.0% $719
$100,000 to $124,999 310 7.0% $835
$125,000 to $149,999 436 10.0% $1044
$150,000 to $174,999 569 14.0% $1242
$175,000 to $199,999 235 5.0% $1428
$200,000 to $249,999 348 8.0% $1718
$250,000 to $299,999 431 10.0% $2101
$300,000 to $399,999 320 7.0% $2681

Top Home Insurance Agents Near Havana, FL

Home Insurance Company Near Havana, FL Homeowners Insurance Agency Near Havana, FL Address
Liberty Mutual Independent Franklin Insurance Agency Inc 209 Pinewood Dr, Tallahassee, FL, 32303
Travelers Insurance One 1700 THOMASVILLE ROAD, TALLAHASSEE, FL, 32303
Travelers J Smith Lanier & Company 1500 MAHAN DR STE 111, TALLAHASSEE, FL, 32308
Allstate John Wampler 7113 Beech Ridge Trl Ste 1, Tallahassee, FL, 32312
Liberty Mutual Independent Legacy Insurance Solutions Llc 1410 PIEDMONT DR E 2ND FL, TALLAHASSEE, FL, 32308

Cost Of Homeowners Insurance By Street Near Havana, FL

Streets in Havana Area Homeowners Insurance Cost
N Main St, Short St, Peach Ct, Horseshoe Dr E, Kings Ct, Perritt Rd, Frank Smith Rd, Christian Loop, Deanna Green Ln, Shady Rest Rd$1,146
Tampa Nugget Ct, Knight Rd, Lanier Rd, Laing St, Frances Dr, Schultz Ct, S Lanier Rd, Tall Timbers Rd, Jackson St SE, Jessie Rodinson Ct$1,156
Deerview Dr, Nunn Rd, Co Hwy 270, Coca Cola Ave, 5th Ave E, John Yawn Pl, 11th Ave E, M L King Blvd, Cantey Rd, S 3rd St$1,153
Conrad Ct, Horseshoe Dr, Two State St, Villa Ln, Eagle Ct, Country Ln, Raymond Rd, 6th St SW, Deer Pass E, Horseshoe Rd$1,151
6th St NE, Imani Cir, Harmony Ln, Arrow Trace Dr, Loblolly Cir, Kids Ln, Choctaw Dr, Co Rd 159A, Tall Pine Dr, Miller Rd$1,162

Havana, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Havana$173 to $175
Northwest Leon$175
Gadsden County$170
Quincy$169

Havana, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northwest Leon CCD, Leon County, Florida $175 $233 $350
Gadsden County, Florida $170 $227 $341
Quincy CCD, Gadsden County, Florida $169 $225 $338

Havana, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Havana, FL8.0%25.4%
Northwest Leon7.08%19.22%
Gadsden County8.26%27.12%
Quincy8.76%27.7%

Havana Renters Insurance as a Percentage of Rent

Havana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 149 12.0% $789
$300 to $499 173 14.0% $1239
$500 to $749 245 20.0% $1914
$750 to $999 421 35.0% $2664
$1,000 to $1,499 205 17.0% $3789

Average Cost Of Home Insurance By Company In Areas Nearby Havana For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,701
150,000 27 NO Castle Key Indemnity Company Insurance $1,973
150,000 27 NO First Community Insurance $1,817
150,000 27 NO First Protective Insurance $1,074
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,247
150,000 27 NO Tower Hill Select Insurance $1,742
150,000 27 NO Universal Property & Casualty Insurance $954
150,000 27 YES Federated National Insurance $1,261
150,000 27 YES First Protective Insurance $767
150,000 27 YES Florida Family Insurance $1,055
150,000 27 YES Tower Hill Prime Insurance $992
150,000 27 YES United Property & Casualty Insurance $769
300,000 12 NA Asi Preferred Insurance $1,954
300,000 12 NA Federated National Insurance $1,980
300,000 12 NA First Community Insurance $2,009
300,000 12 NA First Protective Insurance $1,362
300,000 12 NA St. Johns Insurance $1,684
300,000 12 NA Stillwater Property And Casualty Insurance $1,487
300,000 12 NA Tower Hill Select Insurance $1,538
300,000 12 NA Universal Insurance $2,548

Havana, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Havana Homeowner Insurance Premium Example $2,500$1,900
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,000$19,200
Net Savings to Havana Home Owner from High Deductible Plan $1,800

Havana, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Havana, FL Home Replacement Value MORE than Home Value Havana, FL Home Replacement Value LESS than Home Value
Replacement Value $174,500 $129,500
Insurance Premium based on Replacement Value $2,825 $2,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $425/year

Example Havana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersGEICO Insurance
Monthly Premium 339282580
Year Built 199520062010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Havana, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 180,000 Shingles Roof 1,810 3 $500 Deductible 1180 3 Brick siding yes
2007 145,000 Membrane Roof 1,870 3 $1000-$2500 Deductible 1450 6 Stucco siding yes
2003 360,000 Metal Roof 3,540 5 $1000-$2500 Deductible 2530 5 Stucco siding No
1995 135,000 Composition Roof 1,630 3 $1000-$2500 Deductible 1570 8 Vinyl siding yes
2001 480,000 Tile Roof 4,770 5 $2500-$5000 Deductible 2890 6 Vinyl siding No
2011 280,000 Membrane Roof 2,660 4 $1000-$2500 Deductible 2990 9 Vinyl siding yes
2002 310,000 Composition Roof 2,990 5 > $10,000 Deductible 860 3 Brick siding No
1992 175,000 Composition Roof 2,030 3 $2500-$5000 Deductible 1100 5 Fiber-Cement Siding yes
1998 150,000 Composition Roof 1,690 3 $500- $1000 Deductible 460 2 Vinyl siding yes
2003 215,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 2040 9 Stucco siding yes
2003 145,000 Shingles Roof 2,010 3 $1000-$2500 Deductible 330 2 Stucco siding No
1991 145,000 Membrane Roof 1,940 3 $1000-$2500 Deductible 1010 7 Stucco siding No
2005 265,000 Tile Roof 3,000 4 > $10,000 Deductible 2210 9 Stone Siding No
1998 295,000 Metal Roof 3,910 5 $5000 to $10,000 Deductible 550 2 Vinyl siding No
2011 195,000 Shingles Roof 2,020 3 $500 Deductible 300 1 Stucco siding No
2014 205,000 Shingles Roof 2,070 3 $1000-$2500 Deductible 1800 6 Brick siding yes
1981 315,000 Asphalt Shingles Roof 3,470 5 $2500-$5000 Deductible 2620 7 Brick siding No
2013 180,000 Membrane Roof 2,190 3 $1000-$2500 Deductible 930 4 Stone Siding yes
2010 140,000 Shingles Roof 1,470 3 $2500-$5000 Deductible 330 3 Stone Siding No
2012 195,000 Slate Shingles Roof 2,430 5 $500- $1000 Deductible 1470 5 Vinyl siding No
1993 255,000 Slate Shingles Roof 3,090 5 $500 Deductible 1240 3 Fiber-Cement Siding yes
1982 125,000 Asphalt Shingles Roof 1,230 3 $2500-$5000 Deductible 1050 6 Vinyl siding yes
2011 170,000 Metal Roof 1,820 3 $1000-$2500 Deductible 510 2 Stucco siding yes
1995 275,000 Metal Roof 3,460 5 $1000-$2500 Deductible 3460 10 Brick siding No
1989 235,000 Slate Shingles Roof 2,450 4 $2500-$5000 Deductible 2790 9 Wood siding No
1994 210,000 Tile Roof 2,210 4 $5000 to $10,000 Deductible 1340 5 Wood siding No
2013 420,000 Membrane Roof 4,830 5 $500 Deductible 1460 2 Stone Siding No
1987 135,000 Membrane Roof 1,780 5 $1000-$2500 Deductible 810 4 Fiber-Cement Siding yes