Hauppauge Insurance Rates:

Hauppauge, NY homeowners insurance is about $561 to $764, about $46-$63/month. Our complete guide shows customers can save upto $265 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Once you receive your online auto insurance quote, you can the make your first payment and elect to receive your proof of insurance by email.
Progressive
They also keep sending my mail to my old address, you would think they could send notices to the current address that they insure.
State Farm
I like that they do have competitive prices. when bundled with auto insurance, state farm does give you more bang for your buck.
Nationwide
I have had a policy with this company for many years without a claim. My policy should not cost this much.
Usaa
My premium increased about $75 this year and I was very disappointed. I called USAA to discuss the increase, but there really wasn't anything they could do. I then went online to compare with other companies. At this point, they all seem comparable - so I will stay with USAA for now.
State Farm
For the most part, the website is easy to navigate, but for me, insurance as a whole is somewhat confusing, and I believe because we have to have it and they know if they get away with the high premiums.
Usaa
I like the bundling they offer and that it ends up at a discount.
Usaa
They post a lot of statements or information online but do not make it clear when it is available. I had no idea for months that there was new information until I was searching the website for other info.

Hauppauge, NY Homeowners Insurance By Home Value

Hauppauge, NY Home Value Total Homes % of Total Average Hauppauge, NY Homeowners Insurance
Less than $50,000 75 5.0% $33
$50,000 to $59,999 20 1.0% $66
$150,000 to $174,999 28 2.0% $218
$200,000 to $249,999 129 9.0% $304
$250,000 to $299,999 129 9.0% $377
$300,000 to $399,999 942 69.0% $477

Top Home Insurance Agents Near Hauppauge, NY

Home Insurance Company Near Hauppauge, NY Homeowners Insurance Agency Near Hauppauge, NY Address
NA Platinum Coverage, Inc 84 Nesconset Highway , Port Jefferson Station, NY, 11776
NA Hendrickson & Company Inc. 315 Madison Avenue Suite 4008 New York, NYC, NY, 10017
NA Pamela M Sollog-Emanuel; Think Coverage, Inc. 8 Beechwood Dr , Glen Head, NY, 11545
State Farm Alberto Santana 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900
Travelers Maloney & Maloney Inc 108 W MONTAUK HWY, HAMPTON BAYS, NY, 11946

Cost Of Homeowners Insurance By Street Near Hauppauge, NY

Streets in Hauppauge Area Homeowners Insurance Cost
Woods Edge Ct, Atlantic Pl, Blydenburgh Rd, S Plaisted Ave, Bud Ct, Laser Ct, Hoffman Ave, Cabot Ct, Salem Path, Shandon Ct$668
Steven Pl, Groton Ct, Autumn Dr, Hubbs Ave, Cornwall Ln, Apallo Ln, Opal Ct, Rolling Wood Ct, Camelia Pl, Mackay Dr$676
Sid Ct, The Greens, Leeland Dr, S Pond Ln, Gilbert Ave, Newton Pl, Helen Marie Pl, Tanglewood Dr, Miami Pl, Harmon Pl$657
Oran Ct, Parkway Dr S, Pleasant View Ct, Amber Ct, Hidden Ponds Cir, Julie St, Salem Ct, Butterfly Dr, Sheila Dr, Northfield Rd$656
Fairview Pl, Heller Pl, Public Rd, Lori Way, Kings Rd, Enfield Ln, Schoolhouse Ln, Marlon Ln, Kim Ave, Townline Ct$676

Hauppauge, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hauppauge$99 to $101
Islandia$94
Village of the Branch$100
Central Islip$93

Hauppauge, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Islandia village, New York $95 $126 $189
Village of the Branch village, New York $100 $133 $200
Central Islip CDP, New York $94 $125 $188

Hauppauge, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hauppauge, NY1.9%5.5%
Islandia1.81%5.26%
Village of the Branch1.66%5.57%
Central Islip2.02%5.62%

Hauppauge Renters Insurance as a Percentage of Rent

Hauppauge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 28 2.0% $1889
$1,000 to $1,499 198 20.0% $3764
$1,500 or more 746 76.0% $5414

Hauppauge, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$5,800
Yearly Hauppauge Homeowner Insurance Premium Example $7,600$6,600
Out of Pocket Expense During Claim$800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $46,400$45,400
Net Savings to Hauppauge Home Owner from High Deductible Plan $1,000

Hauppauge, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hauppauge, NY Home Replacement Value MORE than Home Value Hauppauge, NY Home Replacement Value LESS than Home Value
Replacement Value $555,000 $375,000
Insurance Premium based on Replacement Value $6,100 $4,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $125,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $600/year Insurance costlier by $1,375/year

Example Hauppauge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 272439439
Year Built 196619861998
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$800000-$900000$800000-$900000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hauppauge, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 1,325,000 Composition Roof 4,840 5 > $10,000 Deductible 360 1 Brick siding yes
1971 310,000 Slate Shingles Roof 1,650 3 $500 Deductible 2330 12 Wood siding No
1998 805,000 Asphalt Shingles Roof 3,960 5 $1000-$2500 Deductible 1100 2 Wood siding yes
1981 535,000 Asphalt Shingles Roof 2,560 4 $2500-$5000 Deductible 2910 7 Fiber-Cement Siding No
1966 275,000 Membrane Roof 1,240 3 $5000 to $10,000 Deductible 1610 8 Stucco siding No
1971 475,000 Shingles Roof 1,900 3 $500 Deductible 2690 6 Brick siding No
1976 280,000 Slate Shingles Roof 1,490 3 $2500-$5000 Deductible 920 6 Vinyl siding No
1988 410,000 Asphalt Shingles Roof 1,700 4 $2500-$5000 Deductible 1400 4 Stucco siding No
1991 510,000 Composition Roof 2,700 5 $1000-$2500 Deductible 2940 10 Stucco siding yes
1999 545,000 Slate Shingles Roof 2,020 3 $500- $1000 Deductible 860 2 Brick siding No
1961 465,000 Tile Roof 2,330 4 $500- $1000 Deductible 650 2 Stone Siding No
1962 615,000 Shingles Roof 2,640 5 $1000-$2500 Deductible 3020 7 Brick siding yes
1965 565,000 Metal Roof 2,390 3 $500- $1000 Deductible 2530 7 Stucco siding No
1992 660,000 Shingles Roof 2,810 4 $500 Deductible 4780 9 Wood siding No
1972 520,000 Slate Shingles Roof 2,710 5 $500- $1000 Deductible 860 3 Stone Siding yes
1963 715,000 Slate Shingles Roof 3,830 5 $5000 to $10,000 Deductible 4250 10 Brick siding yes
1964 425,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 2950 10 Brick siding No
1982 275,000 Metal Roof 1,240 3 $2500-$5000 Deductible 1110 7 Stone Siding yes
1989 485,000 Slate Shingles Roof 2,400 3 $2500-$5000 Deductible 1150 4 Vinyl siding No
1984 405,000 Wood Shake Roof 1,470 3 $5000 to $10,000 Deductible 2920 10 Wood siding No
1973 445,000 Membrane Roof 2,320 4 $500 Deductible 1070 4 Brick siding No
1970 355,000 Asphalt Shingles Roof 1,610 3 $2500-$5000 Deductible 1290 5 Stucco siding No
1973 390,000 Asphalt Shingles Roof 1,970 3 $500- $1000 Deductible 550 2 Wood siding No
1969 400,000 Shingles Roof 1,810 5 > $10,000 Deductible 770 6 Fiber-Cement Siding yes
1976 385,000 Asphalt Shingles Roof 1,720 3 > $10,000 Deductible 1630 10 Stone Siding No
1970 440,000 Slate Shingles Roof 2,260 3 > $10,000 Deductible 2020 10 Stone Siding yes
1989 355,000 Composition Roof 1,690 5 $500 Deductible 2180 7 Brick siding yes
1989 500,000 Slate Shingles Roof 2,090 5 > $10,000 Deductible 1530 9 Brick siding yes
1983 310,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 1500 9 Stucco siding yes
1974 580,000 Wood Shake Roof 2,240 3 $1000-$2500 Deductible 2770 9 Stucco siding No
1960 495,000 Tile Roof 2,300 3 > $10,000 Deductible 240 1 Wood siding yes