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Hattiesburg, MS Home Values & Insurance Rates

Hattiesburg, MS Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,025 15.0% $197
$50,000 to $59,999 308 4.0% $413
$60,000 to $69,999 258 3.0% $517
$70,000 to $79,999 525 8.0% $601
$80,000 to $89,999 376 5.0% $676
$90,000 to $99,999 341 5.0% $761
$100,000 to $124,999 800 12.0% $883
$125,000 to $149,999 578 8.0% $1099
$150,000 to $174,999 728 11.0% $1297
$175,000 to $199,999 437 6.0% $1504
$200,000 to $249,999 397 6.0% $1804
$250,000 to $299,999 245 3.0% $2209
$300,000 to $399,999 447 6.0% $2810

Top Home Insurance Agents Near Hattiesburg, MS

Home Insurance Company Near Hattiesburg, MS Homeowners Insurance Agency Near Hattiesburg, MS Address
Allstate Jim Aust 6374 US Highway 98 Ste B, Hattiesburg, MS, 39402
Travelers Southgroup Insurance & Financial Services Llc 812 HARDY ST, HATTIESBURG, MS, 39401
State Farm Stacy Clark 1814 Columbia Ave, Prentiss, MS, 39474
Allstate Taylorsville Insurance 316 Front St, Taylorsville, MS, 39168
State Farm Ted Cannon 2 Professional Pkwy, Petal, MS, 39465-2952

Estimated Home Insurance By Street Area Near Hattiesburg, MS

Hattiesburg Area Estimated House Insurance
E Florence St, Todd Acres Dr, Vic Ellis Rd, Rowell Ranch Rd, S Hwy 13, Keith Jeter Rd, Beaver Lake Rd, Elnora Knight Rd, Covington Cove, 5th Ave$925
Cabin Rd, Matthew Johnson Rd, Bushman Aly, Vernon Dahmer Dr, 17th St, Laramie Cir, Jack Holston Rd, Fruitland Park Rd, Anita Dr, Donwood Pl$928
Sullivan Dr, Cypress Ave, Morris Rd, Ida Ave, Double Creek Dr, Bellewood Dr, Lake Dooahs Rd, 63rd St, Raspberry Ln, Cubleys Trl$933
Madison Plz, Mammoth Springs Rd, N Gate Rd, Singletary Dr, A E Morris Ln, Azalea Dr, Newco Rd, E 10th St, Hattiesburg St, Luther St$928
Jorns Rd, 3rd St, Morgan Rd, N Haven Dr, Scott St, Glen Dr, Ronie St, Greenwood Pl, Ray Rd, Eagle Walk$928
N Hutchinson Ave, Forrest Dr, Broadway Dr, Rockenbach Rd, N 39th Ave, U S Government Rd, Ralston Rd, Glendale Garden Dr, Hollingsworth Rd, Red Creek Rd$935
Jordan Ave, John David Dr, Jervis Mims Rd, Camp Dantzler Rd, Rambling Rd, Cherokee Cir, Hinton Dr, Louise St, Mini Farm Rd, Forrest County Rd$933
Rebecca Ave, N 35th Ave, Water St, McCrory Rd, Stratford Rd, Tim Rouse Rd, Westminister Dr, Wade Dr, 35th St, Idom Dr$938
Cypress Dr, Pickwick Pl, I H Rouse Rd, Benton Dr, Lake Estates Dr N, Katie Ave, Emerald Ln, Green St, Darby Rd, 3rd Ter$937
Tillery Dr, N 22nd Ave, Toney Dr, Ivy Ln, McPhail Rd, N 26th Ave, Titus Stewart Rd, Rushing Ave, Johnston Cir, Amy Cir$922

Savings on home insurance for senior occupied homes

PlaceSavings
Hattiesburg$140 to $143
West Hattiesburg$143
Arnold Line$142
Glendale$138

Hattiesburg, MS Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hattiesburg, MS7.1%21.6%
West Hattiesburg6.34%19.83%
Arnold Line6.99%24.09%
Glendale7.72%24.37%

Hattiesburg Renters Insurance as a Percentage of Rent

Hattiesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 1.0% $351
$200 to $299 335 3.0% $801
$300 to $499 1,433 13.0% $1251
$500 to $749 4,928 45.0% $1926
$750 to $999 2,774 25.0% $2676
$1,000 to $1,499 883 8.0% $3801
$1,500 or more 221 2.0% $5451

Hattiesburg, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Hattiesburg Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,400$6,900
Net Savings to Hattiesburg Home Owner from High Deductible Plan $500

Hattiesburg, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hattiesburg, MS Home Replacement Value MORE than Home Value Hattiesburg, MS Home Replacement Value LESS than Home Value
Replacement Value $127,500 $81,500
Insurance Premium based on Replacement Value $1,875 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Hattiesburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 6719273
Year Built 197320032012
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$75000-$100000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Hattiesburg, MS Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
West Hattiesburg CDP, Mississippi $143 $191 $287
Arnold Line CDP, Mississippi $143 $190 $285
Glendale CDP, Mississippi $138 $184 $276

Sample Home Insurance Rates for Hattiesburg, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 155,000 Slate Shingles Roof 1,730 4 $5000 to $10,000 Deductible 1010 9 Wood siding No
1970 100,000 Metal Roof 1,260 2 $1000-$2500 Deductible 1030 8 Stucco siding yes
2014 265,000 Asphalt Shingles Roof 2,970 4 $1000-$2500 Deductible 1760 7 Vinyl siding No
1995 245,000 Composition Roof 2,790 4 $2500-$5000 Deductible 990 5 Fiber-Cement Siding yes
1981 255,000 Slate Shingles Roof 2,980 4 $500- $1000 Deductible 3540 10 Stone Siding No
1960 230,000 Asphalt Shingles Roof 2,720 4 > $10,000 Deductible 300 2 Vinyl siding yes
2013 160,000 Composition Roof 2,120 3 $500- $1000 Deductible 520 3 Wood siding No
1971 100,000 Membrane Roof 1,190 2 $2500-$5000 Deductible 780 8 Stucco siding yes
1999 155,000 Slate Shingles Roof 1,800 3 $1000-$2500 Deductible 570 3 Fiber-Cement Siding yes
2013 160,000 Composition Roof 2,170 3 $500 Deductible 2310 10 Stone Siding yes
1977 95,000 Wood Shake Roof 1,250 2 $2500-$5000 Deductible 690 10 Stucco siding No
1998 100,000 Asphalt Shingles Roof 1,540 2 $1000-$2500 Deductible 740 9 Brick siding yes
1989 65,000 Slate Shingles Roof 1,010 2 $500- $1000 Deductible 300 5 Brick siding yes