Hattiesburg Insurance Rates:

Hattiesburg, MS homeowners insurance is roughly $795 to $1,084, about $66-$90/month. Our in depth research indicates shoppers can save upto $376 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Hattiesburg, MS: Customer-Reviewed Options


Top Home Insurance Agents Near Hattiesburg, MS

Home Insurance Company Near Hattiesburg, MS Homeowners Insurance Agency Near Hattiesburg, MS Address
Travelers Southgroup Insurance & Financial Services Llc 812 HARDY ST, HATTIESBURG, MS, 39401
State Farm Stacy Clark 1814 Columbia Ave, Prentiss, MS, 39474
Allstate Taylorsville Insurance 316 Front St, Taylorsville, MS, 39168
State Farm Ted Cannon 2 Professional Pkwy, Petal, MS, 39465-2952
Allstate Jim Aust 6374 US Highway 98 Ste B, Hattiesburg, MS, 39402

Hattiesburg, MS Home Insurance Agents for Top Companies

 

Hattiesburg, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Hattiesburg CDP, Mississippi $143 $191 $287
Arnold Line CDP, Mississippi $143 $190 $285
Glendale CDP, Mississippi $138 $184 $276

 


Hattiesburg, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hattiesburg, MS7.1%21.6%
West Hattiesburg6.34%19.83%
Arnold Line6.99%24.09%
Glendale7.72%24.37%

Hattiesburg Renters Insurance as a Percentage of Rent

Hattiesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 1.0% $351
$200 to $299 335 3.0% $801
$300 to $499 1,433 13.0% $1251
$500 to $749 4,928 45.0% $1926
$750 to $999 2,774 25.0% $2676
$1,000 to $1,499 883 8.0% $3801
$1,500 or more 221 2.0% $5451

Cost Of Homeowners Insurance By Street Near Hattiesburg, MS

Streets in Hattiesburg Area Homeowners Insurance Cost
E Florence St, Todd Acres Dr, Vic Ellis Rd, Rowell Ranch Rd, S Hwy 13, Keith Jeter Rd, Beaver Lake Rd, Elnora Knight Rd, Covington Cove, 5th Ave$925
Cabin Rd, Matthew Johnson Rd, Bushman Aly, Vernon Dahmer Dr, 17th St, Laramie Cir, Jack Holston Rd, Fruitland Park Rd, Anita Dr, Donwood Pl$928
Sullivan Dr, Cypress Ave, Morris Rd, Ida Ave, Double Creek Dr, Bellewood Dr, Lake Dooahs Rd, 63rd St, Raspberry Ln, Cubleys Trl$933
Madison Plz, Mammoth Springs Rd, N Gate Rd, Singletary Dr, A E Morris Ln, Azalea Dr, Newco Rd, E 10th St, Hattiesburg St, Luther St$928
Jorns Rd, 3rd St, Morgan Rd, N Haven Dr, Scott St, Glen Dr, Ronie St, Greenwood Pl, Ray Rd, Eagle Walk$928
N Hutchinson Ave, Forrest Dr, Broadway Dr, Rockenbach Rd, N 39th Ave, U S Government Rd, Ralston Rd, Glendale Garden Dr, Hollingsworth Rd, Red Creek Rd$935
Jordan Ave, John David Dr, Jervis Mims Rd, Camp Dantzler Rd, Rambling Rd, Cherokee Cir, Hinton Dr, Louise St, Mini Farm Rd, Forrest County Rd$933
Rebecca Ave, N 35th Ave, Water St, McCrory Rd, Stratford Rd, Tim Rouse Rd, Westminister Dr, Wade Dr, 35th St, Idom Dr$938
Cypress Dr, Pickwick Pl, I H Rouse Rd, Benton Dr, Lake Estates Dr N, Katie Ave, Emerald Ln, Green St, Darby Rd, 3rd Ter$937
Tillery Dr, N 22nd Ave, Toney Dr, Ivy Ln, McPhail Rd, N 26th Ave, Titus Stewart Rd, Rushing Ave, Johnston Cir, Amy Cir$922

Hattiesburg, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hattiesburg$140 to $143
West Hattiesburg$143
Arnold Line$142
Glendale$138

Hattiesburg, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Hattiesburg Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,500$17,900
Net Savings to Hattiesburg Home Owner from High Deductible Plan $600

 


Hattiesburg, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hattiesburg, MS Home Replacement Value MORE than Home Value Hattiesburg, MS Home Replacement Value LESS than Home Value
Replacement Value $61,500 $41,000
Insurance Premium based on Replacement Value $1,075 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

 


Example Hattiesburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceTravelers
Monthly Premium 28678105
Year Built 200919601996
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$50000-$75000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible