Hastings Insurance Rates:

Hastings, NE homeowners insurance is roughly $788 to $1,071, about $65-$89/month. Our thorough guide indicates shoppers can save as much as $371 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend state farm to a new homeowner (or old one). they really know how to treat their customers.
State Farm
More complaints about auto insurance than the industry median. mixed satisfaction ratings from car insurance customers. state farm should work on this.
State Farm
I really like that my insurance company is very personal and sends me birthday cards.
Aflac
Obviously, based on my responses above, I am extremely satisfied with my insurance company overall. I have not been able to find less expensive rates.
Nationwide
I like that it is user-friendly, easy to use, and easy to navigate. I can always find what I'm looking for without much effort.
State Farm
They have a really user friendly website so its easy to get a quote. Whenever I have questions or queries its very easy to get answers.
State Farm
I cannot compare to another in insurance because I have been with this insurance as a continuation off of my parents.
Allstate
We haven't filed a claim, but our agent has fantastic customer service and is very knowledgeable.
Geico
I will recommend this company. For me the most important thing is that when I need help, they can help me but at the same time, I don't need to pay too much for a thing.

Hastings, NE Homeowners Insurance By Home Value

Hastings, NE Home Value Total Homes % of Total Average Hastings, NE Homeowners Insurance
Less than $50,000 972 14.0% $250
$50,000 to $59,999 370 5.0% $529
$60,000 to $69,999 503 7.0% $659
$70,000 to $79,999 517 7.0% $752
$80,000 to $89,999 942 14.0% $854
$90,000 to $99,999 624 9.0% $956
$100,000 to $124,999 898 13.0% $1114
$125,000 to $149,999 564 8.0% $1393
$150,000 to $174,999 403 6.0% $1644
$175,000 to $199,999 239 3.0% $1895
$200,000 to $249,999 357 5.0% $2285
$250,000 to $299,999 121 1.0% $2796
$300,000 to $399,999 204 3.0% $3548

Top Home Insurance Agents Near Hastings, NE

Home Insurance Company Near Hastings, NE Homeowners Insurance Agency Near Hastings, NE Address
NA Wendell Agency 201 Commerical Ave., Hildreth, NE, 68947
NA Gibbon Insurance Agency, Inc. 18 Labarre St, Gibbon, NE, 68840
State Farm Greg Sanchez 819 N Diers Ave Ste 4, Grand Island, NE, 68803-4957
Travelers Nitzel And Company Inc 112 W 4TH ST, GRAND ISLAND, NE, 68801
State Farm Sean Gellatly 1233 N Webb Rd Ste 300, Grand Island, NE, 68803-3323

Cost Of Homeowners Insurance By Street Near Hastings, NE

Streets in Hastings Area Homeowners Insurance Cost
W Kent St, S Constitution Ave, 12th St, N Smith Ave, Greenhouse Ct, Ln D, S Ross Ave, W Oregon Trail Rd, S Baltimore Ave, S James Ave$954
E Park St, Ridgewood Ave, S Bladen Ave, E 39th St, Adams St, State Spur 40D, S Holstein Ave, Circle K, W M St, E 5th St$967
Linden Ave, N Columbine Ave, S Showboat Blvd, E Larae St, N Briggs Ave, 14th St, N Prosser Ave, N Bladen Ave, N Elm Ave, S Showboat Blvd$967
W Old Sod Rd, Oswego Ave, S Technical Blvd, W 6th St, S Marian Rd, 44 Rd, E Maple St, Queen City Ave, S Wabash Ave, E 13th St$956
S Deliverance Ave, N Barnes Ave, N Blaine Ave, E Cimarron Rd, W Saddlehorn Rd, E 12th St, Hillcrest Dr, E 82nd St, N Spruce Ave, Co Rd 80$971

Hastings, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hastings$139 to $141
Denver$151
West Blue$144
Adams County$139

Hastings, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Denver township, Adams County, Nebraska $126 $168 $252
West Blue township, Adams County, Nebraska $120 $160 $240
Adams County, Nebraska $117 $155 $233

Hastings, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hastings, NE7.6%20.7%
Denver5.17%15.93%
West Blue5.75%26.94%
Adams County7.36%19.68%

Hastings Renters Insurance as a Percentage of Rent

Hastings Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 155 4.0% $799
$300 to $499 705 21.0% $1249
$500 to $749 1,478 44.0% $1924
$750 to $999 723 21.0% $2674
$1,000 to $1,499 186 5.0% $3799

Hastings, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Hastings Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,600$4,000
Net Savings to Hastings Home Owner from High Deductible Plan $600

Hastings, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hastings, NE Home Replacement Value MORE than Home Value Hastings, NE Home Replacement Value LESS than Home Value
Replacement Value $117,000 $69,500
Insurance Premium based on Replacement Value $525 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Hastings Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 1354740
Year Built 196319721983
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $300000-$350000$100000-$125000$100000-$125000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hastings, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 210,000 Metal Roof 3,170 4 $500 Deductible 110 1 Brick siding yes
1943 180,000 Asphalt Shingles Roof 2,330 4 $500- $1000 Deductible 670 7 Brick siding yes
1944 355,000 Slate Shingles Roof 4,760 5 $2500-$5000 Deductible 690 7 Stucco siding No
1962 225,000 Shingles Roof 3,630 5 > $10,000 Deductible 340 9 Fiber-Cement Siding No
1967 100,000 Metal Roof 1,400 2 $500 Deductible 410 10 Stone Siding No
1961 125,000 Shingles Roof 1,950 4 $500 Deductible 320 7 Fiber-Cement Siding No
1965 85,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 130 5 Stone Siding No
1987 80,000 Wood Shake Roof 1,290 2 $500- $1000 Deductible 140 7 Brick siding yes
1956 155,000 Tile Roof 2,380 5 $500- $1000 Deductible 450 10 Brick siding No
1941 90,000 Membrane Roof 1,250 2 $1000-$2500 Deductible 250 7 Wood siding No
1960 110,000 Metal Roof 1,740 4 $1000-$2500 Deductible 180 5 Brick siding No
1987 55,000 Asphalt Shingles Roof 910 2 $1000-$2500 Deductible 230 9 Wood siding No
1963 130,000 Membrane Roof 2,280 3 $1000-$2500 Deductible 460 10 Brick siding yes
1989 80,000 Slate Shingles Roof 1,020 2 $500 Deductible 480 12 Brick siding yes
1948 100,000 Slate Shingles Roof 1,280 2 $1000-$2500 Deductible 130 3 Brick siding yes
1981 145,000 Membrane Roof 2,130 4 $500- $1000 Deductible 140 3 Stucco siding No
1988 115,000 Slate Shingles Roof 1,990 3 $500- $1000 Deductible 460 9 Wood siding yes
1969 140,000 Metal Roof 2,280 3 $500- $1000 Deductible 50 1 Wood siding yes
1958 110,000 Shingles Roof 1,830 3 $1000-$2500 Deductible 260 6 Stucco siding yes
1968 145,000 Membrane Roof 2,720 4 $500- $1000 Deductible 70 2 Wood siding yes
1953 130,000 Slate Shingles Roof 2,280 3 $1000-$2500 Deductible 430 9 Fiber-Cement Siding No
1981 125,000 Membrane Roof 2,090 4 $1000-$2500 Deductible 320 6 Brick siding yes
1947 175,000 Slate Shingles Roof 2,250 3 $1000-$2500 Deductible 220 4 Wood siding yes
1940 65,000 Membrane Roof 1,120 2 $500 Deductible 30 1 Brick siding yes
1970 100,000 Shingles Roof 1,370 2 $500- $1000 Deductible 430 12 Stone Siding yes
1979 150,000 Membrane Roof 2,110 4 $500 Deductible 330 9 Wood siding yes
1989 185,000 Slate Shingles Roof 3,170 4 $5000 to $10,000 Deductible 410 6 Stucco siding yes
1952 130,000 Tile Roof 1,700 5 $2500-$5000 Deductible 280 9 Stucco siding No
1945 150,000 Membrane Roof 2,510 4 $1000-$2500 Deductible 120 3 Vinyl siding No
1969 95,000 Composition Roof 1,340 2 $500 Deductible 210 5 Vinyl siding No
1956 240,000 Shingles Roof 3,020 4 $1000-$2500 Deductible 1190 12 Brick siding No