Hastings Insurance Rates:

Hastings, MN homeowners insurance is nearly $873 to $1,185, about $72-$98/month. Our exhaustive guide shows customers can save upto $411 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like the fact that they are available to you 24/7, and will answer any and all question you may have about your policy quickly and professionally.
Ameriprise Financial
They are fast on collisions accidents, good customer service
Farm Bureau
It's good that they also were able to sell me flood insurance. i don't live in a flood-prone area, and thought it would be hard to find someone to insure me.
Farm Bureau
Farm Bureau website is very easy to use when I need it. It has all the information I need right at my fingertips.
Grange Insurance
I like that it is friendly and welcoming. However, I do not like that it is hard to find the options such as where to click to make a payment.
State Farm
I HAVE ONLY USED THE WEBSITE ON A FEW OCCASIONS TO CHECK COVERAGE LIMITS, DEDUCTIBLES, AND DOWNLOAD INSURANCE CARD FOR MY CAR. IT APPEARS TO BE EASY TO USE AND I CAN CHOOSE ONLINE CHAT OR EMAIL FOR ANY QUESTIONS.
Farm Bureau
They have pretty good rates for home owners insurance. The company that we had before them was much more expensive.
Metlife
I have always had a very satisfactory experience communicating with them, for all of the reasons above. I have never had an unsatisfactory experience with them.

Hastings, MN Homeowners Insurance By Home Value

Hastings, MN Home Value Total Homes % of Total Average Hastings, MN Homeowners Insurance
Less than $50,000 359 5.0% $123
$50,000 to $59,999 73 1.0% $277
$100,000 to $124,999 467 7.0% $586
$125,000 to $149,999 599 9.0% $730
$150,000 to $174,999 1,001 15.0% $864
$175,000 to $199,999 973 15.0% $998
$200,000 to $249,999 1,637 25.0% $1193
$250,000 to $299,999 517 8.0% $1461
$300,000 to $399,999 659 10.0% $1862

Top Home Insurance Agents Near Hastings, MN

Home Insurance Company Near Hastings, MN Homeowners Insurance Agency Near Hastings, MN Address
Travelers Christensen Group Inc 11100 BREN RD W, MINNETONKA, MN, 55343
Travelers Innovative Ins Services Llc 8070 OLD CARRIAGE CT N, SHAKOPEE, MN, 55379
State Farm Lorie Treff 542 Bavaria Ln, Chaska, MN, 55318-4597
State Farm Paul Antony 2633 Innsbruck Dr Ste A, New Brighton, MN, 55112-9306
Allstate Troy Beugen 7101 10th St N, Oakdale, MN, 55128

Cost Of Homeowners Insurance By Street Near Hastings, MN

Streets in Hastings Area Homeowners Insurance Cost
9th St, 170th St E, Tiffany Dr, Adams St, 10th St, S Park Dr, Spiral Blvd, 12th St W, Hidden Ln, 14th Ct W$1,022
Marmik Cir, Stonegate Rd, Three Rivers Dr, 21st St W, Brooke Ct, Marie Ct, 8th St W, Co Rd 91, Shannon Dr, Sibley St$1,047
Brittany Rd, Pleasant Dr, 11th St W, General Sieben Dr, Kendel Ave, Patrick Ln, Rose Way, Todd Way, Radford Rd, 8th St W$1,030
4th St, 19th St W, W 20th St, W 21st St, Sandpiper Cir, Ridgewood Ct, Jefferson St, Riverwood Dr, Summit Point Ct, Michael Ave$1,047
Florence St, Cannon St, James Ct, 14th St W, General Sieben Dr, Lake Way, 15th St W, Lake St, Lester Ave, Yellowstone Dr$1,009

Hastings, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hastings$153 to $156
Prescott$98
Nininger$165
Marshan$167

Hastings, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prescott city, Wisconsin $98 $131 $197
Nininger township, Dakota County, Minnesota $166 $221 $332
Marshan township, Dakota County, Minnesota $167 $222 $333

Hastings, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hastings, MN5.5%18.2%
Prescott3.39%7.69%
Nininger4.65%18.58%
Marshan4.51%17.75%

Hastings Renters Insurance as a Percentage of Rent

Hastings Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 1.0% $332
$200 to $299 47 2.0% $782
$300 to $499 73 4.0% $1232
$500 to $749 595 34.0% $1907
$750 to $999 614 35.0% $2657
$1,000 to $1,499 336 19.0% $3782
$1,500 or more 50 2.0% $5432

Hastings, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$5,500
Yearly Hastings Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$1,500$5,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,000$15,000
Net Savings to Hastings Home Owner from High Deductible Plan $1,000

Hastings, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hastings, MN Home Replacement Value MORE than Home Value Hastings, MN Home Replacement Value LESS than Home Value
Replacement Value $221,000 $174,500
Insurance Premium based on Replacement Value $1,825 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Hastings Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceLiberty Mutual
Monthly Premium 110126128
Year Built 194820101968
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$250000-$300000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hastings, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 155,000 Metal Roof 1,220 3 $2500-$5000 Deductible 180 3 Stucco siding No
1972 210,000 Metal Roof 1,630 3 $5000 to $10,000 Deductible 900 12 Stucco siding yes
2014 250,000 Membrane Roof 2,300 4 $5000 to $10,000 Deductible 420 3 Stucco siding No
1943 250,000 Metal Roof 2,440 4 $2500-$5000 Deductible 730 6 Wood siding yes
1965 205,000 Shingles Roof 1,850 3 $5000 to $10,000 Deductible 460 8 Wood siding yes
2014 255,000 Slate Shingles Roof 2,660 5 $500 Deductible 1110 6 Brick siding No
1992 230,000 Wood Shake Roof 1,800 4 > $10,000 Deductible 180 2 Fiber-Cement Siding No
1992 210,000 Slate Shingles Roof 1,890 3 $500- $1000 Deductible 920 8 Vinyl siding No
2010 400,000 Slate Shingles Roof 3,360 4 $500 Deductible 2030 10 Fiber-Cement Siding No
2003 280,000 Composition Roof 2,170 3 $2500-$5000 Deductible 1450 9 Wood siding yes
1988 320,000 Composition Roof 3,450 5 $500- $1000 Deductible 1580 6 Fiber-Cement Siding No
2012 295,000 Slate Shingles Roof 2,560 4 $500 Deductible 2300 12 Vinyl siding yes
1991 585,000 Shingles Roof 4,700 5 $5000 to $10,000 Deductible 820 3 Stucco siding yes
1945 375,000 Metal Roof 3,000 5 $2500-$5000 Deductible 980 5 Stone Siding No
1997 170,000 Slate Shingles Roof 1,720 4 $1000-$2500 Deductible 1130 9 Stucco siding No
1947 230,000 Wood Shake Roof 2,220 3 > $10,000 Deductible 760 10 Fiber-Cement Siding yes
2005 250,000 Composition Roof 2,230 3 $5000 to $10,000 Deductible 760 7 Stone Siding yes
1967 395,000 Asphalt Shingles Roof 3,550 5 > $10,000 Deductible 1520 9 Brick siding yes
2003 275,000 Shingles Roof 2,400 5 $500- $1000 Deductible 950 6 Vinyl siding No
2009 265,000 Slate Shingles Roof 2,260 4 $2500-$5000 Deductible 1530 10 Stone Siding No
2013 440,000 Asphalt Shingles Roof 4,720 5 $500 Deductible 300 1 Fiber-Cement Siding yes
1976 215,000 Shingles Roof 1,840 5 > $10,000 Deductible 70 1 Stucco siding No
2009 170,000 Wood Shake Roof 1,470 3 $500 Deductible 740 8 Wood siding No
1996 365,000 Metal Roof 3,870 5 $500- $1000 Deductible 2360 10 Brick siding yes
1973 170,000 Wood Shake Roof 1,680 3 $500 Deductible 1310 9 Stone Siding yes
1972 570,000 Tile Roof 4,610 5 $2500-$5000 Deductible 1040 4 Stone Siding No