Hastings Insurance Rates:

Hastings, FL homeowners insurance is roughly $973 to $1,336, about $81-$111/month. Our exhaustive guide indicates shoppers can save as much as $461 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hastings, FL Homeowners Insurance By Home Value

Hastings, FL Home Value Total Homes % of Total Average Hastings, FL Homeowners Insurance
Less than $50,000 361 10.0% $207
$50,000 to $59,999 130 3.0% $426
$60,000 to $69,999 193 5.0% $530
$70,000 to $79,999 137 4.0% $623
$80,000 to $89,999 180 5.0% $703
$90,000 to $99,999 183 5.0% $784
$100,000 to $124,999 416 12.0% $911
$125,000 to $149,999 282 8.0% $1142
$150,000 to $174,999 381 11.0% $1350
$175,000 to $199,999 429 13.0% $1557
$200,000 to $249,999 232 7.0% $1869
$250,000 to $299,999 283 8.0% $2296
$300,000 to $399,999 79 2.0% $2908

Top Home Insurance Agents Near Hastings, FL

Home Insurance Company Near Hastings, FL Homeowners Insurance Agency Near Hastings, FL Address
NA Florida Insurance Solutions 1023 State Road 20 , Interlachen, FL, 32148
NA Greater St. Johns Insurance, Inc. Dba Great Florida Insurance 2820 Us Hwy 1 South 2820 Us Hwy 1 South St. Augustine, St Augustine, FL, 32086
Travelers All Counties Insurance Agency Of Florida Inc 120 Flagler Plaza Dr Palm Coast, Palm Coast, FL, 32137
Travelers Aon Private Risk Management Ins Agency Inc 13901 SUTTON PARK DR S BLDG C STE 360, JACKSONVILLE, FL, 32224
Liberty Mutual Independent The Della Porta Group Inc 7807 Baymeadows Road E, Suite 301, Jacksonville, FL, 32256

Cost Of Homeowners Insurance By Street Near Hastings, FL

Streets in Hastings Area Homeowners Insurance Cost
Gunby Cir, Innisbrook Ct, E Deep Creek Blvd, W St Johns Ave, Wood Stork Ave, S Main St, Kent Ave Pvt, N McClung Ave, Hennessey Ave, Kersey Rd$1,143
Palo Verde Dr, Co Rd 204, Guzman Ave, Riverdale Rd, E Holtz St, Maple Tree Ln, Cactus Wren Ct, E Saint Johns Ave, 10th St, Brian Way$1,138
Co Rd 13 S, Florence St, Kacie Ln, Twin Aspen Cir, Kelly Rd, Barnes Farm Rd, Los Altos Cir, Edward St, Joseph St, Cowpen Branch Rd$1,145
Basco Ct, W Lattin St, Joyce St, Dillon Ave, Wanda St, Whippoorwill Dr, Ebert Ave, Don Manuel Rd, Jefferson Ave, W Holtz St$1,133
Cracker Swamp Rd, Old Hastings Rd, Allison Ave, Hamilton Ave, Independence Ave, Tocoi Rd, Laurel Dr, Guy St, Co Rd 13A, Lightsey Rd Exd$1,139

Hastings, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hastings$171 to $174
Flagler Estates$169
St. Augustine Shores$175
East Palatka$173

Hastings, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Flagler Estates CDP, Florida $169 $225 $338
St. Augustine Shores CDP, Florida $176 $234 $351
East Palatka CCD, Putnam County, Florida $173 $230 $345

Hastings, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hastings, FL8.0%23.3%
Flagler Estates9.35%28.37%
St. Augustine Shores8.09%24.68%
East Palatka10.15%29.41%

Hastings Renters Insurance as a Percentage of Rent

Hastings Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 88 12.0% $791
$300 to $499 13 1.0% $1241
$500 to $749 235 32.0% $1916
$750 to $999 49 6.0% $2666
$1,000 to $1,499 335 46.0% $3791

Average Cost Of Home Insurance By Company In Areas Nearby Hastings For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $2,037
150,000 27 YES Asi Preferred Insurance $1,326
150,000 27 YES Auto Club Insurance $1,169
150,000 27 YES Citizens Property Insurance $627
150,000 27 YES First Community Insurance $1,040
150,000 27 YES First Protective Insurance $540
150,000 27 YES Florida Peninsula Insurance $988
150,000 27 YES Liberty Mutual Fire Insurance $1,391
150,000 27 YES Safeway Property Insurance $1,229
150,000 27 YES Universal Insurance $696
300,000 12 NA American Integrity Insurance $1,673
300,000 12 NA Liberty Mutual Fire Insurance $2,782
300,000 12 NA State Farm Florida Insurance $2,195
300,000 12 NA Tower Hill Preferred Insurance $1,475
300,000 12 NA Tower Hill Prime Insurance $1,582
300,000 12 NA Tower Hill Select Insurance $1,126

Hastings, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Hastings Homeowner Insurance Premium Example $3,200$2,700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $13,400$12,400
Net Savings to Hastings Home Owner from High Deductible Plan $1,000

Hastings, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hastings, FL Home Replacement Value MORE than Home Value Hastings, FL Home Replacement Value LESS than Home Value
Replacement Value $240,000 $149,500
Insurance Premium based on Replacement Value $5,300 $3,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $1,125/year Insurance costlier by $875/year

Example Hastings Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 180291234
Year Built 200120112001
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hastings, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 110,000 Slate Shingles Roof 1,430 3 $500 Deductible 180 1 Fiber-Cement Siding No
2013 125,000 Tile Roof 1,600 4 $500 Deductible 700 3 Brick siding No
2010 195,000 Shingles Roof 2,720 4 $500- $1000 Deductible 1310 4 Vinyl siding yes
2007 120,000 Composition Roof 1,490 3 $500- $1000 Deductible 830 4 Stone Siding No
2008 255,000 Asphalt Shingles Roof 2,790 4 $1000-$2500 Deductible 330 1 Stone Siding No
2010 185,000 Tile Roof 2,320 4 $500 Deductible 3950 10 Stucco siding yes
2013 160,000 Composition Roof 1,830 4 $500 Deductible 1250 4 Stucco siding yes
2006 170,000 Asphalt Shingles Roof 2,000 3 $1000-$2500 Deductible 2310 9 Wood siding yes
2011 175,000 Shingles Roof 2,200 4 $5000 to $10,000 Deductible 570 3 Fiber-Cement Siding yes
2006 125,000 Tile Roof 1,720 4 $500 Deductible 150 1 Stone Siding yes
2009 205,000 Shingles Roof 2,530 4 $2500-$5000 Deductible 820 3 Wood siding yes
2001 230,000 Shingles Roof 2,520 4 $1000-$2500 Deductible 1990 7 Stone Siding yes
2000 220,000 Composition Roof 2,380 4 $500 Deductible 500 1 Vinyl siding yes
2010 200,000 Composition Roof 2,190 4 $2500-$5000 Deductible 1650 7 Stucco siding yes
2012 185,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 3010 12 Wood siding yes
2011 170,000 Membrane Roof 2,460 4 $500 Deductible 1490 6 Vinyl siding No
2013 200,000 Metal Roof 2,250 3 $500- $1000 Deductible 1440 4 Stone Siding No
2006 180,000 Membrane Roof 2,030 3 $500 Deductible 3730 9 Vinyl siding No
2004 130,000 Asphalt Shingles Roof 1,770 4 $500 Deductible 950 5 Stone Siding No
2003 275,000 Slate Shingles Roof 3,120 4 $500 Deductible 1090 2 Wood siding yes
2013 185,000 Composition Roof 2,300 3 $5000 to $10,000 Deductible 2530 12 Vinyl siding yes
2014 145,000 Slate Shingles Roof 1,640 4 $500- $1000 Deductible 240 1 Fiber-Cement Siding No
2012 175,000 Composition Roof 2,190 3 $500- $1000 Deductible 2560 8 Vinyl siding No
2001 195,000 Slate Shingles Roof 2,260 3 $5000 to $10,000 Deductible 3300 12 Stone Siding yes
2009 245,000 Membrane Roof 2,640 4 $500- $1000 Deductible 3320 12 Fiber-Cement Siding yes
2013 200,000 Membrane Roof 2,180 4 $500 Deductible 3280 12 Stone Siding yes
2010 210,000 Tile Roof 2,230 4 $1000-$2500 Deductible 1940 6 Stone Siding No
2001 210,000 Membrane Roof 3,020 4 $500 Deductible 290 1 Brick siding No
2011 180,000 Tile Roof 1,780 3 $500 Deductible 1520 7 Stucco siding yes
2006 175,000 Composition Roof 1,860 3 $2500-$5000 Deductible 1450 8 Brick siding yes
2010 145,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 310 2 Stucco siding yes
2008 210,000 Slate Shingles Roof 2,340 4 $500- $1000 Deductible 2920 12 Wood siding yes
2001 150,000 Asphalt Shingles Roof 1,830 3 $1000-$2500 Deductible 2750 12 Brick siding yes
2013 140,000 Wood Shake Roof 1,720 3 $1000-$2500 Deductible 2150 12 Fiber-Cement Siding yes