Harwinton, CT homeowners insurance is about $737 to $1,012, about $61-$84/month. Our thorough research reveals consumers can save as much as $350 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Harwinton, CT | Homeowners Insurance Agency Near Harwinton, CT | Address |
|---|---|---|
| Travelers | Newberry Insurance Agency Inc | 1760 ELLINGTON RD, SOUTH WINDSOR, CT, 6074 |
| Liberty Mutual Independent | V.F. Mcneil & Company Inc. | 500 E Main St, BRANFORD, CT, 6405 |
| Travelers | Wheeler & Taylor Inc | 44 MAIN ST, STOCKBRIDGE, MA, 1262 |
| Travelers | Alton E Woodford Inc | 10 N MAIN ST, WEST HARTFORD, CT, 6107 |
| Travelers | Edward J Mcmahon Insurance Agency Llc | 136 BROAD ST, PLAINVILLE, CT, 6062 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Northwest Harwinton CDP, Connecticut | $129 | $172 | $258 |
| Burlington town, Hartford County, Connecticut | $132 | $176 | $264 |
| Torrington city, Connecticut | $125 | $167 | $251 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Harwinton, CT | 3.2% | 9.8% |
| Northwest Harwinton | 3.57% | 10.27% |
| Burlington | 3.14% | 9.72% |
| Torrington | 4.21% | 9.88% |
| Harwinton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 12 | 9.0% | $331 |
| $300 to $499 | 21 | 17.0% | $1231 |
| $500 to $749 | 33 | 26.0% | $1906 |
| $750 to $999 | 6 | 4.0% | $2656 |
| $1,000 to $1,499 | 38 | 30.0% | $3781 |
| $1,500 or more | 13 | 10.0% | $5431 |
| Streets in Harwinton Area | Homeowners Insurance Cost |
|---|---|
| Quince Passway, Robinwood Ln, Sunny Ln, Community Rd, State Hwy 72, Campville Hill Rd, Catlin Rd, Carlton Rd, Laurel Rd, Beach Dr | $855 |
| Coventry Ln, Dutton Hill Rd, Ridgewood Dr, Birge Park Rd, Pineridge Rd, Bumper Rd, Fox Hunt Way, Wildcat Hill Rd, Wake Robin Ln, Blueberry Hill Rd | $867 |
| Timber Ln, Elizabeth Dr, Bissell Rd, Scoville Hill Rd, Lenor Dr, Shingle Mill Rd, Bentley Dr, County Line Rd, Barber Rd, Brookfield Rd | $899 |
| Wilson Pond Rd, Buckridge Rd, Meadowview Dr, Lake Harwinton Rd, Beechwood Dr, W Shore Passway, Huntington Rd, Wintergreen Cir, Swimming Hole Rd, Old Rte 72 | $852 |
| E Church Rd, Lower Bogue Rd, Norton Passway, Spring Hill Rd, Orchard Hill Rd, Woodland Dr, Weingart Rd, Hillside Rd, Windmill Rd, Rocky Rd E | $853 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Harwinton | $130 to $132 |
| Northwest Harwinton | $129 |
| Burlington | $132 |
| Torrington | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $7,700 |
| Yearly Harwinton Homeowner Insurance Premium Example | $3,700 | $2,700 |
| Out of Pocket Expense During Claim | $700 | $7,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $30,300 | $29,300 |
| Net Savings to Harwinton Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Harwinton, CT Home Replacement Value MORE than Home Value | Harwinton, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $288,000 | $197,000 |
| Insurance Premium based on Replacement Value | $2,675 | $1,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $62,500 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $600/year |
| Insurance Company | Hartford Insurance Group | Travelers | Liberty Mutual |
| Monthly Premium | 126 | 183 | 409 |
| Year Built | 1994 | 1948 | 1963 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $350000-$400000 | $500000-$600000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |