Harvey Insurance Rates:

Harvey, LA homeowners insurance is approximately $1,095 to $1,489, about $91-$124/month. Our exhaustive research shows customers can save upto $516 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My home insurance is backed up by one of the most stables companies in the industry, with a net worth of over $80 billion dollars. this gives me comfort that if a claim were to happen, they would fulfill their promises.
State Farm
Another negative about my insurance company is that i feel some of their policies are outdated. one such example is the paid time off for workers; as many who have worked a certain amount of time already have that feature.
Safeco Insurance
Safeco has very friendly staff
Allstate
I am very satisfied. They communicate with me very well and make sure I understand what I am dealing with. They take the time to explain everything to me in detail and always pleasant to answer questions I may have. They are truly excellent and great communicating.
Progressive
The customer service for this company is fantastic. Anytime I have had a questions or concern, they answered immediately and without any attitude or rudeness.
State Farm
Customer service is good, but the accuracy of service is not so good.
Farmer's Insurance
I have only had good experiences with State Farms customer service. I have had to file one claim before and they were friendly and responsive. The made sure that everything was taken care. It put my mind at ease in a stressful situation.
Geico
they offer good service and less amount

Harvey, LA Homeowners Insurance By Home Value

Harvey, LA Home Value Total Homes % of Total Average Harvey, LA Homeowners Insurance
Less than $50,000 158 3.0% $206
$60,000 to $69,999 89 2.0% $542
$70,000 to $79,999 133 3.0% $620
$80,000 to $89,999 209 4.0% $710
$90,000 to $99,999 241 5.0% $788
$100,000 to $124,999 526 12.0% $917
$125,000 to $149,999 653 15.0% $1149
$150,000 to $174,999 882 20.0% $1356
$175,000 to $199,999 690 16.0% $1563
$200,000 to $249,999 334 7.0% $1886
$250,000 to $299,999 203 4.0% $2299
$300,000 to $399,999 158 3.0% $2932

Top Home Insurance Agents Near Harvey, LA

Home Insurance Company Near Harvey, LA Homeowners Insurance Agency Near Harvey, LA Address
NA R. J. Aleman & Associates, Inc. 2935 Wytchwood Dr, Metairie, LA, 70003
NA International Sureties Ltd 701 Poydras St Ste 420 New Orleans, New Orleans, LA, 70139
NA Maitre Lovisa Ins Agcy Inc 2901 N. Causeway Blvd. 2901 N. Causeway Blvd., Metairie, LA, 70002
Travelers Eagan Insurance Agency 2629 NORTH CAUSEWAY, METAIRIE, LA, 70002
Allstate Gary J Treadway 5500 Vetrns Meml Blvd Ste 308, Metairie, LA, 70003

Cost Of Homeowners Insurance By Street Near Harvey, LA

Streets in Harvey Area Homeowners Insurance Cost
Hampton Dr, Patrick Pl, Sandero del Este, White St, Lake Bernard Ct, Lake Timberlane Dr, Abbey Way, Maple Ln, Lake Lynn Dr, Kings Rd$1,395
Esther St, E Bamboo Dr, Claire Ave, Warren Dr, Mac Arthur Ave, State Rte 541, Pailet Ave, Velva Ave, W Friendship Dr, S Parc Green St$1,304
W Parc Green St, Village Green Ct, Woodberry Ln, Stall Dr, Cerritas Via, Lake Orion Dr, Stall Dr, Willow St, Broadway Ave, Newbury Ct$1,304
Curtis St, Fig St, Old Compton Rd, Bark St, Marion St, Tentou St, Beechwood Dr, Lake Tahoe Dr, Lake Salvador Dr, Argyll Dr$1,266
Lake Providence Dr, Lake Salvador Dr, Ann Louise St, Grefer Ln, Lake Huron Dr, Norman St, Terraza del Sur, State Rte 3017, Sidney St, Ute Dr$1,247

Harvey, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harvey$193 to $196
Gretna$193
Timberlane$194
Marrero$191

Harvey, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gretna city, Louisiana $161 $214 $321
Timberlane CDP, Louisiana $162 $215 $323
Terrytown CDP, Louisiana $162 $216 $324

Harvey, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harvey, LA8.4%29.8%
Gretna7.83%27.71%
Timberlane7.7%25.27%
Terrytown7.97%28.42%

Harvey Renters Insurance as a Percentage of Rent

Harvey Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 146 5.0% $1248
$500 to $749 492 18.0% $1923
$750 to $999 1,098 40.0% $2673
$1,000 to $1,499 878 32.0% $3798
$1,500 or more 49 1.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Harvey For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Access Home Ins Co (Standard) $3685
$200,000 $100,000 brick veneer 10-year Allstate Vehicle And Property Ins Co $1261
$150,000 $75,000 brick veneer 20-year Centauri National Ins Co $1914
$200,000 $100,000 Frame 10-year Excalibur National Ins Co $1778
$200,000 $100,000 brick veneer 10-year Gulfstream Property & Casualty Ins Co $1973
$200,000 $100,000 brick veneer 10-year Liberty Ins Corporation $2039
$200,000 $100,000 brick veneer 10-year Privilege Underwriters Recip Exch $3897
$200,000 $100,000 brick veneer 10-year The Automobile Ins Co Of Hartford $1828
$200,000 $100,000 Frame 10-year United Fire & Indemnity $4186
$200,000 $100,000 brick veneer 10-year Vigilant Ins Co $3224

Harvey, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Harvey Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,600$12,100
Net Savings to Harvey Home Owner from High Deductible Plan $1,500

Harvey, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harvey, LA Home Replacement Value MORE than Home Value Harvey, LA Home Replacement Value LESS than Home Value
Replacement Value $160,500 $89,500
Insurance Premium based on Replacement Value $2,825 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $675/year

Example Harvey Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualFarmers Insurance
Monthly Premium 150103343
Year Built 197319951986
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Harvey, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 165,000 Membrane Roof 1,620 2 $1000-$2500 Deductible 1320 7 Vinyl siding yes
1994 265,000 Shingles Roof 2,780 4 $5000 to $10,000 Deductible 1480 6 Fiber-Cement Siding No
1980 315,000 Membrane Roof 3,050 4 $1000-$2500 Deductible 1320 3 Brick siding No
1978 120,000 Slate Shingles Roof 1,220 2 $2500-$5000 Deductible 130 1 Fiber-Cement Siding No
2002 330,000 Slate Shingles Roof 3,190 4 $5000 to $10,000 Deductible 410 1 Stucco siding yes
1976 200,000 Slate Shingles Roof 2,140 4 $500 Deductible 3310 10 Stucco siding yes
1972 155,000 Slate Shingles Roof 1,660 2 $500 Deductible 940 6 Brick siding No
2002 110,000 Slate Shingles Roof 1,330 3 $500 Deductible 1450 9 Brick siding yes
1972 300,000 Asphalt Shingles Roof 3,870 5 $5000 to $10,000 Deductible 240 1 Brick siding No
2005 165,000 Shingles Roof 1,960 5 $5000 to $10,000 Deductible 1460 10 Stucco siding yes
1975 190,000 Wood Shake Roof 1,900 3 $5000 to $10,000 Deductible 1540 6 Stucco siding yes
1992 160,000 Shingles Roof 1,840 3 $5000 to $10,000 Deductible 560 4 Stucco siding No
1993 135,000 Shingles Roof 1,720 4 $500 Deductible 1500 10 Stucco siding No
2001 160,000 Tile Roof 1,550 2 $2500-$5000 Deductible 1170 7 Wood siding No
1997 155,000 Tile Roof 1,970 4 $1000-$2500 Deductible 680 4 Brick siding No
1994 85,000 Tile Roof 1,010 2 $500- $1000 Deductible 240 2 Stucco siding No
1991 360,000 Slate Shingles Roof 3,710 5 $500 Deductible 3950 10 Vinyl siding yes
1972 165,000 Wood Shake Roof 2,240 5 $1000-$2500 Deductible 640 3 Fiber-Cement Siding No
1984 175,000 Wood Shake Roof 1,950 5 $5000 to $10,000 Deductible 680 4 Vinyl siding No
1987 245,000 Wood Shake Roof 3,070 4 $5000 to $10,000 Deductible 1550 9 Fiber-Cement Siding yes