Hartsville Insurance Rates:

Hartsville, SC homeowners insurance is about $672 to $916, about $56-$76/month. Our complete analysis shows customers can save as much as $317 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They can help with claims and make sure that you understand just what you are filling out and what it all means.
Allstate
They like to fight you during the claim process to snag every last penny they can out of the situation.
Esurance
I also like that i can pay my bill online via the esurance website. not only that, but i can sign up for automatic payments and annual renewals so i don't even have to think about it.
Allstate
The website is very well done and very easy to navigate through. It makes it very easy to find what I need.
St. Johns Insurance Company
The only interaction that I have with my insurance company is the paperwork that they send to let me know the renewal is coming and how much it's going to cost.
State Farm
It is hard to reach a live person and especially hard to reach someone who either works on or is knowledgeable about my insurance case. When I call, I have to go through a very long, often 20+ minute process with an automated system before I can reach a help desk and ask for the agent who deals with my account.
Geico
Overall I like the fact they were able to beat the price I was getting before and I have had some good conversations with them already, so hopefully, everything will be better.

Hartsville, SC Homeowners Insurance By Home Value

Hartsville, SC Home Value Total Homes % of Total Average Hartsville, SC Homeowners Insurance
Less than $50,000 1,012 19.0% $190
$50,000 to $59,999 309 6.0% $412
$60,000 to $69,999 371 7.0% $508
$70,000 to $79,999 323 6.0% $587
$80,000 to $89,999 318 6.0% $666
$90,000 to $99,999 257 5.0% $746
$100,000 to $124,999 606 11.0% $865
$125,000 to $149,999 313 6.0% $1079
$150,000 to $174,999 603 11.0% $1278
$175,000 to $199,999 192 3.0% $1476
$200,000 to $249,999 381 7.0% $1778
$250,000 to $299,999 236 4.0% $2167
$300,000 to $399,999 196 3.0% $2755

Top Home Insurance Agents Near Hartsville, SC

Home Insurance Company Near Hartsville, SC Homeowners Insurance Agency Near Hartsville, SC Address
Travelers Coleman Insurance Agency Inc 304 WEST MAIN STREET, DILLON, SC, 29536
Allstate Delmas Moore Ins Agy PO Box 156, Pamplico, SC, 29583
Allstate Ernest Session 648 Bultman Dr Ste B, Sumter, SC, 29150
Travelers Ujohnsons Insurance & Real Estate Inc 417 S MAIN ST, MULLINS, SC, 29574
Travelers Waldrop Insurance Agency Llc 108-E North Woodland Drive, Lancaster, SC, 29720

Cost Of Homeowners Insurance By Street Near Hartsville, SC

Streets in Hartsville Area Homeowners Insurance Cost
Sumter St, Autumn Leaf Dr, Watson Cir, McNair Ave, Barefoot St, Marlboro Ave, Armory St, Pocket St, S 8th St, S 11th St$803
Melwood Rd, Microtower Rd, Tillotson Ave, Anna King Ln, Seneca Trl, Windfall Farm Ln, Wisteria Cir, Leesville St, Highline St, Parkview Dr$807
Green St, Camellia Ln, Shamrock Ln, Reba Rd, Constitution St, Una Rd, Arbor Dr, Blanding Dr, Trails Edge Dr, Butler St$787
Sportsman Dr, Woodduck Rd, Loring Dr, Brandy Dr, Mulberry St, Shaw Dr, Railroad Ave, E Richardson Cir, Warner Dr, Sumter Ave$783
Lanier Dr, Briary Branch Dr, Quail Point Rd, Westover Dr, Bush Ave, Countrywood Dr, Timberline Dr, Flicker Ln, Cooley St, Equestrian Run$807
H and H Ranch Rd, Dogwood Acres Dr, Village St, Farm Lane Dr, Timmons Dr, Poole St, Timbuktu Dr, Homestead Dr, Snow Hill Rd, Stoneridge Ave$785
David Dr, Waxhaw Way, Cross Swamp Rd, Co Rd 32, Sunnyfield Rd, Charlotte St, Penn Cir, Joja Rd, Clinton Ave, Lone Trl$792
Robinson St, Moore St, Bedford Ave, Dahoon Ln, Manning Ave, Tuskeegee St, Chaplin Cir, W Laurens St, Segars Mill Rd, Clearview Dr$774
Commanchee St, S 4th St, S Marquis Hwy, Crescent Dr, New Hampton Rd, Lewellen Dr, Depot St, Security Dr, Byerly Ave, Hough Ln$784
State Hwy 403, Bayview Cir, Flinns Rd, Westfield St, Mill Ave, Russell Cir, State Hwy 151 Bus, Brewer Ave, Meadow Oaks Dr, Gilbert St$778

Hartsville, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartsville$118 to $121
Lydia$114
North Hartsville$118
Stokes Bridge-Cypress Crossroads$116

Hartsville, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lydia CDP, South Carolina $115 $153 $230
North Hartsville CCD, Darlington County, South Carolina $119 $158 $237
Stokes Bridge-Cypress Crossroads CCD, Lee County, South Carolina $116 $155 $233

Hartsville, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartsville, SC6.4%22.3%
Lydia5.9%28.46%
North Hartsville6.41%24.78%
Stokes Bridge-Cypress Crossroads7.17%22.98%

Hartsville Renters Insurance as a Percentage of Rent

Hartsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 2.0% $354
$200 to $299 201 9.0% $804
$300 to $499 494 23.0% $1254
$500 to $749 939 44.0% $1929
$750 to $999 377 17.0% $2679
$1,000 to $1,499 49 2.0% $3804

Hartsville, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Hartsville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Hartsville Home Owner from High Deductible Plan $600

Hartsville, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartsville, SC Home Replacement Value MORE than Home Value Hartsville, SC Home Replacement Value LESS than Home Value
Replacement Value $75,000 $57,000
Insurance Premium based on Replacement Value $525 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Hartsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 766151
Year Built 198019921979
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$100000-$125000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hartsville, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 305,000 Slate Shingles Roof 3,820 5 > $10,000 Deductible 1310 9 Fiber-Cement Siding yes
2005 240,000 Membrane Roof 2,930 5 $2500-$5000 Deductible 770 10 Vinyl siding No
2004 270,000 Slate Shingles Roof 3,220 4 $500 Deductible 2030 10 Stucco siding yes
1997 120,000 Slate Shingles Roof 1,780 3 $500- $1000 Deductible 560 6 Vinyl siding yes
1967 365,000 Wood Shake Roof 4,420 5 $5000 to $10,000 Deductible 1780 12 Stucco siding yes
1971 350,000 Tile Roof 4,950 5 $500- $1000 Deductible 200 1 Fiber-Cement Siding yes
1986 135,000 Membrane Roof 1,870 4 $500 Deductible 630 5 Stone Siding yes
2004 130,000 Composition Roof 1,690 3 $500 Deductible 570 7 Fiber-Cement Siding No
1996 160,000 Slate Shingles Roof 2,190 3 $500 Deductible 770 6 Stucco siding yes
1997 175,000 Metal Roof 3,160 4 $5000 to $10,000 Deductible 510 9 Stone Siding yes
1985 150,000 Wood Shake Roof 2,100 4 $1000-$2500 Deductible 730 8 Brick siding No
1968 180,000 Wood Shake Roof 2,140 4 $500 Deductible 400 3 Brick siding No
1999 135,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 520 10 Brick siding No
1996 125,000 Asphalt Shingles Roof 1,650 3 $1000-$2500 Deductible 560 9 Stone Siding No
1975 115,000 Asphalt Shingles Roof 1,510 5 $500 Deductible 550 5 Fiber-Cement Siding No
1998 180,000 Composition Roof 2,390 4 $5000 to $10,000 Deductible 500 5 Fiber-Cement Siding yes
1980 145,000 Metal Roof 1,860 3 $500- $1000 Deductible 330 4 Vinyl siding yes
1994 85,000 Membrane Roof 1,220 3 $1000-$2500 Deductible 340 7 Brick siding yes
1986 110,000 Tile Roof 1,760 5 $1000-$2500 Deductible 600 9 Stucco siding No
1993 140,000 Membrane Roof 1,960 3 $500 Deductible 140 2 Fiber-Cement Siding yes
1998 100,000 Wood Shake Roof 1,600 3 $500 Deductible 610 12 Vinyl siding No
1971 100,000 Asphalt Shingles Roof 1,720 5 $500 Deductible 90 1 Stucco siding yes
1963 120,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 130 2 Stone Siding yes
1998 85,000 Tile Roof 1,440 3 $2500-$5000 Deductible 560 12 Vinyl siding yes
1996 110,000 Slate Shingles Roof 1,800 3 $500 Deductible 170 3 Wood siding yes