Hartselle Insurance Rates:

Hartselle, AL homeowners insurance is about $820 to $1,116, about $68-$93/month. Our comprehensive guide shows customers can save as much as $387 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
She is always in a positive mood. even when i can tell something is bothering her, she maintains a positive attitude and doesn't let it affect her.
Nationwide
Though customer service at nationwide insurance company is great, i have experience rather long hold times when trying to reach a representative.
Geico
I like the fact that they are available to you 24/7, and will answer any and all question you may have about your policy quickly and professionally.
American National Property And Casualty Company
They are extremely shady and I am very dubious about them. When they contacted me most recently they were extremely aggressive and used almost bully like tactics.
Allstate
I like that the mobile app holds all of my insurance information in a secure format (touch ID to sign in) and is easy to navigate. I can also link it to paypal or just use the stored bank account or credit card information to make payments. I can set the mobile app to do push notifications on my phone as well about payments, due dates, and new messages about my policies.
Allstate
so far I have only dealt with my agent but she has been super friendly and very helpful so I am very pleased with them

Hartselle, AL Homeowners Insurance By Home Value

Hartselle, AL Home Value Total Homes % of Total Average Hartselle, AL Homeowners Insurance
Less than $50,000 387 6.0% $164
$50,000 to $59,999 157 2.0% $358
$60,000 to $69,999 235 3.0% $445
$70,000 to $79,999 276 4.0% $513
$80,000 to $89,999 335 5.0% $590
$90,000 to $99,999 461 7.0% $658
$100,000 to $124,999 836 13.0% $764
$125,000 to $149,999 857 14.0% $948
$150,000 to $174,999 686 11.0% $1122
$175,000 to $199,999 462 7.0% $1297
$200,000 to $249,999 574 9.0% $1568
$250,000 to $299,999 381 6.0% $1916
$300,000 to $399,999 369 6.0% $2429

Top Home Insurance Agents Near Hartselle, AL

Home Insurance Company Near Hartselle, AL Homeowners Insurance Agency Near Hartselle, AL Address
State Farm Billy Ray Roberson 1553 Florence Blvd, Florence, AL, 35630-2761
Liberty Mutual Independent Freedom Insurance Agency Llc 168 County Rd 1435, Cullman, AL, 35058
Farmers Jay Rains 201 E Mckinney Ave Ste B, Albertville, AL, 35950
Travelers Miller-Harris-Fowler Ins Inc 104 WEST MAIN ST, ALBERTVILLE, AL, 35950
Travelers S S Nesbitt & Co Inc 1425 6TH AVE SE, DECATUR, AL, 35601

Cost Of Homeowners Insurance By Street Near Hartselle, AL

Streets in Hartselle Area Homeowners Insurance Cost
Milner St SE, Harris St, Langley Pvt Dr, Tall Pine Rd, Woodmont St SW, Hickory Stick St SW, Danielle Dr, Highland Ct NE, Burningtree Dr SE, Rose Ln NW$984
Lando Cain Rd, Indian Hills Rd SE, Segars Rd SW, Bolan Rd, Topaz Cir SE, Blackshear Ln SW, Madison St SW, Hickory Ln, Milner St NE, Petain St SW$995
Piney St, Adelle St SW, Nelson St SW, Marks Dr NW, Cherry St NW, Line Dr SW, Point Mallard Pkwy SE, E Byrd Rd, Brownee Ln, Lee Ave NW$969
Shaw Cir NW, Cedar Cove Rd SE, Ashmor Pl SE, Francis Rd NE, Red Bank Rd SE, Five Oaks Pvt Dr SW, Dobbs Pvt Dr, Celia Dr SE, Fairlane Dr SW, Martin Dr NE$983
Hummingbird Private Dr, Guy Roberts Rd SW, Foote Rd SW, Hwy 31 NW, Sivley Rd NW, Shaw Rd NW, Cherokee Ln NW, Price Mountain Dr, N Railroad St, Vaughn Bridge Rd NW$991

Hartselle, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartselle$144 to $147
Morgan County$143
Priceville$149
Falkville$141

Hartselle, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morgan County, Alabama $120 $159 $239
Priceville town, Alabama $124 $165 $248
Falkville CCD, Morgan County, Alabama $118 $157 $235

Hartselle, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartselle, AL7.0%24.5%
Morgan County7.29%24.46%
Priceville5.85%23.8%
Falkville8.97%20.66%

Hartselle Renters Insurance as a Percentage of Rent

Hartselle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 1.0% $354
$200 to $299 86 5.0% $804
$300 to $499 470 30.0% $1254
$500 to $749 624 40.0% $1929
$750 to $999 216 13.0% $2679
$1,000 to $1,499 126 8.0% $3804

Average Cost Of Home Insurance By Company In Areas Nearby Hartselle For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 2509
$500 $150,000 American National Property & Casualty Company 686
$500 $150,000 Auto Owners Ins Company 1418
$500 $150,000 Mid Century Ins Co 1493
$500 $150,000 Nationwide Mutual Fire Ins Company 1055
$500 $150,000 Safeco Insurance Company Of America 1018
$500 $150,000 Usaa Casualty Insurance Company 1294
$500 $300,000 Alfa Mutual Insurance Company 3191
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Nationwide Mutual Fire Ins Company 1916

Hartselle, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Hartselle Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,800$11,000
Net Savings to Hartselle Home Owner from High Deductible Plan $800

Hartselle, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartselle, AL Home Replacement Value MORE than Home Value Hartselle, AL Home Replacement Value LESS than Home Value
Replacement Value $204,500 $152,500
Insurance Premium based on Replacement Value $825 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Hartselle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualGEICO Insurance
Monthly Premium 5559162
Year Built 199919741986
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$400000-$500000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hartselle, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 395,000 Shingles Roof 3,830 5 $500 Deductible 2130 10 Stone Siding No
1979 115,000 Metal Roof 1,440 3 $1000-$2500 Deductible 140 5 Stucco siding No
2002 285,000 Membrane Roof 3,530 5 > $10,000 Deductible 430 7 Vinyl siding yes
2006 190,000 Membrane Roof 1,940 3 $1000-$2500 Deductible 310 6 Stucco siding yes
2013 170,000 Shingles Roof 1,920 5 $500- $1000 Deductible 940 12 Stucco siding yes
2004 235,000 Tile Roof 3,250 4 > $10,000 Deductible 410 6 Vinyl siding No
2011 240,000 Metal Roof 2,560 5 $1000-$2500 Deductible 430 5 Brick siding No
2010 250,000 Slate Shingles Roof 3,070 4 $1000-$2500 Deductible 680 10 Brick siding yes
1973 165,000 Wood Shake Roof 1,670 4 $2500-$5000 Deductible 310 6 Vinyl siding No
2012 200,000 Shingles Roof 2,140 4 $5000 to $10,000 Deductible 110 2 Brick siding yes
2011 355,000 Tile Roof 4,080 5 $1000-$2500 Deductible 1200 12 Brick siding yes
1973 205,000 Tile Roof 2,950 5 $5000 to $10,000 Deductible 320 7 Stone Siding No
1986 175,000 Shingles Roof 1,740 3 $500- $1000 Deductible 370 4 Wood siding yes
2012 155,000 Asphalt Shingles Roof 1,950 5 $1000-$2500 Deductible 770 10 Fiber-Cement Siding yes
1999 145,000 Wood Shake Roof 1,760 3 $2500-$5000 Deductible 480 9 Fiber-Cement Siding No
1987 275,000 Composition Roof 3,520 5 $5000 to $10,000 Deductible 450 5 Fiber-Cement Siding No
1992 475,000 Membrane Roof 4,650 5 $1000-$2500 Deductible 630 5 Wood siding No
1972 210,000 Asphalt Shingles Roof 2,570 4 $2500-$5000 Deductible 260 4 Fiber-Cement Siding No
1984 205,000 Metal Roof 2,430 4 $500- $1000 Deductible 750 8 Vinyl siding No
1981 230,000 Composition Roof 2,650 4 $500- $1000 Deductible 810 8 Fiber-Cement Siding yes