Hartland Insurance Rates:

Hartland, MI homeowners insurance is approximately $674 to $923, about $56-$76/month. Our exhaustive guide indicates shoppers can save as much as $319 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Hartland, MI Homeowners Insurance By Home Value

Hartland, MI Home Value Total Homes % of Total Average Hartland, MI Homeowners Insurance
Less than $50,000 325 8.0% $95
$50,000 to $59,999 72 1.0% $199
$60,000 to $69,999 52 1.0% $247
$70,000 to $79,999 57 1.0% $287
$80,000 to $89,999 41 1.0% $319
$100,000 to $124,999 201 5.0% $415
$125,000 to $149,999 271 6.0% $527
$150,000 to $174,999 557 13.0% $623
$175,000 to $199,999 437 10.0% $719
$200,000 to $249,999 750 18.0% $862
$250,000 to $299,999 657 16.0% $1054
$300,000 to $399,999 528 13.0% $1342

Top Home Insurance Agents Near Hartland, MI

Home Insurance Company Near Hartland, MI Homeowners Insurance Agency Near Hartland, MI Address
Liberty Mutual Independent Fishman Agency Inc 3060 S COMMERCE RD, COMMERCE TOWNSHIP, MI, 48390
Nationwide Jeffrey H Kaplan 7035 Orchard Lake Road Suite 800, West Bloomfield, MI, 48322-2322
Liberty Mutual Mike Manetta 14460 Lakeside Circle Suite 110, Sterling Heights, MI, 48313
State Farm Namita Prasad 41050 Hayes Rd, Clinton Twp, MI, 48038-5869
Farmers Adeeb Zayto 28751 Ryan Rd, Warren, MI, 48092

Cost Of Homeowners Insurance By Street Near Hartland, MI

Streets in Hartland Area Homeowners Insurance Cost
Norway Dr, Santa Fe Trl, Harold Ln, Andover Blvd, Woodhurst Ct, Deign Ct, Erin Ln, S Moonglow Ct, Maple St, Austin Ct$766
Briar Hill, Hidden Creek Dr, Clyde Rd, Park Ridge Ct, Mystic Woods Dr, Old Us-23, Pepper Ct, Anya Ln, Washington St, Lorraina Ln$790
Maxfield Blvd, Bitten Dr, Springfield Way, Sheila, Kendra Ln, Cullen Rd, Cundy Rd, Grubb St, Odette St, Wilderness Lake Ct$765
Deerwood Ln, Tophill Dr, Briarhill, Clover Ridge Dr, Old 23, Woodcliff Trl, School, Royal Glen Dr, Priess Ct, Bobbie St$800
Glen Cross Dr, Providence Ct, Townley Rd, Arciero Ct, Sylvan Dr, Al Ford Ln, Donna Lee Dr, Parkway Pl, S Fenton Rd, Golden Oaks Ct$744

Hartland, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartland$118 to $120
Highland charter$117
Oceola$119
Tyrone$118

Hartland, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highland charter township, Oakland County, Michigan $98 $131 $196
Oceola township, Livingston County, Michigan $99 $132 $198
Tyrone township, Livingston County, Michigan $99 $132 $198

Hartland, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartland, MI3.7%11.8%
Highland charter3.82%11.89%
Oceola3.68%11.49%
Tyrone3.88%12.96%

Hartland Renters Insurance as a Percentage of Rent

Hartland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 38 6.0% $1212
$500 to $749 10 1.0% $1887
$750 to $999 249 44.0% $2637
$1,000 to $1,499 185 32.0% $3762
$1,500 or more 82 14.0% $5412

Hartland, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Hartland Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,300$13,500
Net Savings to Hartland Home Owner from High Deductible Plan $1,800

Hartland, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartland, MI Home Replacement Value MORE than Home Value Hartland, MI Home Replacement Value LESS than Home Value
Replacement Value $176,000 $97,500
Insurance Premium based on Replacement Value $1,050 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Hartland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAllstate
Monthly Premium 6956138
Year Built 200620111981
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hartland, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 455,000 Asphalt Shingles Roof 4,740 5 $2500-$5000 Deductible 1160 10 Brick siding yes
2006 170,000 Slate Shingles Roof 1,760 3 $2500-$5000 Deductible 450 7 Wood siding No
2013 220,000 Slate Shingles Roof 2,310 3 $5000 to $10,000 Deductible 500 8 Stone Siding No
1985 210,000 Asphalt Shingles Roof 1,720 5 > $10,000 Deductible 440 12 Vinyl siding yes
1983 355,000 Membrane Roof 2,630 4 $500- $1000 Deductible 600 4 Stone Siding No
1986 475,000 Tile Roof 4,180 5 $2500-$5000 Deductible 1140 7 Wood siding No
2012 200,000 Tile Roof 1,740 3 $500 Deductible 290 4 Vinyl siding yes
2004 215,000 Metal Roof 1,770 4 $500- $1000 Deductible 870 9 Fiber-Cement Siding No
2010 160,000 Membrane Roof 1,250 3 $500- $1000 Deductible 720 12 Brick siding yes
2014 280,000 Slate Shingles Roof 3,010 4 $500 Deductible 230 2 Brick siding No
1983 270,000 Metal Roof 2,020 4 $5000 to $10,000 Deductible 630 10 Vinyl siding yes
2014 390,000 Membrane Roof 4,100 5 > $10,000 Deductible 900 12 Brick siding yes
2008 485,000 Composition Roof 4,160 5 $500 Deductible 2580 12 Stone Siding No
2007 145,000 Composition Roof 1,530 3 $1000-$2500 Deductible 130 4 Vinyl siding yes
2013 380,000 Asphalt Shingles Roof 2,890 4 $500 Deductible 760 6 Wood siding No
1988 245,000 Asphalt Shingles Roof 2,560 4 $5000 to $10,000 Deductible 240 4 Stone Siding yes
2000 210,000 Shingles Roof 1,660 5 $500 Deductible 310 4 Brick siding yes
2014 365,000 Metal Roof 3,010 5 $500 Deductible 180 1 Brick siding No
1987 225,000 Shingles Roof 1,970 4 $1000-$2500 Deductible 960 12 Vinyl siding No
2012 160,000 Slate Shingles Roof 1,670 3 $500 Deductible 290 5 Stone Siding yes
2013 425,000 Membrane Roof 4,550 5 $5000 to $10,000 Deductible 530 5 Fiber-Cement Siding No
2013 245,000 Slate Shingles Roof 1,940 3 $5000 to $10,000 Deductible 190 3 Stucco siding yes
2009 145,000 Asphalt Shingles Roof 1,370 3 $500- $1000 Deductible 340 7 Vinyl siding No
1981 355,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 950 6 Brick siding yes
1986 355,000 Composition Roof 2,950 4 $500 Deductible 230 2 Stucco siding yes
2002 560,000 Tile Roof 4,920 5 > $10,000 Deductible 280 3 Vinyl siding yes
2010 215,000 Tile Roof 2,120 5 > $10,000 Deductible 600 8 Stone Siding yes
2011 185,000 Asphalt Shingles Roof 1,390 3 $2500-$5000 Deductible 600 10 Brick siding No
1985 225,000 Asphalt Shingles Roof 1,690 3 $500 Deductible 460 4 Fiber-Cement Siding yes
2013 165,000 Shingles Roof 1,300 3 $2500-$5000 Deductible 560 10 Stone Siding yes
2013 200,000 Composition Roof 2,050 3 $500- $1000 Deductible 140 2 Fiber-Cement Siding No
1988 485,000 Tile Roof 3,640 5 $2500-$5000 Deductible 1360 9 Brick siding No