Hartford Insurance Rates:

Hartford, VT homeowners insurance is about $616 to $842, about $51-$70/month. Our complete research indicates shoppers can save upto $291 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hartford, VT Homeowners Insurance By Home Value

Hartford, VT Home Value Total Homes % of Total Average Hartford, VT Homeowners Insurance
Less than $50,000 153 5.0% $80
$50,000 to $59,999 41 1.0% $167
$70,000 to $79,999 63 2.0% $240
$100,000 to $124,999 121 4.0% $349
$125,000 to $149,999 133 5.0% $444
$150,000 to $174,999 381 14.0% $524
$175,000 to $199,999 292 11.0% $605
$200,000 to $249,999 502 19.0% $729
$250,000 to $299,999 488 18.0% $889
$300,000 to $399,999 429 16.0% $1129

Top Home Insurance Agents Near Hartford, VT

Home Insurance Company Near Hartford, VT Homeowners Insurance Agency Near Hartford, VT Address
NA Barton Insurance Agency Inc - Contoocook 25 Dolly Road , Contoocook, NH, 3229
NA New London Insurance Agency, Inc. 259 Main St , New London, NH, 3257
Travelers Mascoma Insurance Agency 67 N Park St, Lebanon, NH, 3766
Liberty Mutual Independent Nfp Property & Casualty Services 752 GRANGER RD, BARRE, VT, 5641
Travelers Parker Agency 38 GATES ST, WHITE RIVER JCT, VT, 5001

Cost Of Homeowners Insurance By Street Near Hartford, VT

Streets in Hartford Area Homeowners Insurance Cost
Wallace Rd, Peach Tree Ln, Locust St, Robert Frost Ln, Devin St, Clarina Nichols Ln, Baker Turn, Stagecoach Rd, Hitchcock Dr, Garland Row$731
Bedell Rd, Goudreau St, Dwight Rd, Winsor Dr, Clifford Rd, Otter Rd, N Hartland Rd, Morgan Rd, Old River Rd, Manning Dr$730
Hathaway Rd, Underhill Ln, Morey Ln, Sherman Rd, Spruce St, Patricia Rd, Davenport Ln, Jarvis Way, Kline Dr, Joe Ranger Rd$731
Morrill Bend, Elmwood Ct, Paula St, Laurel Ln, Oak St, Heritage Ln, Ralph Lehman Dr, E Gilson Ave, Cardinal St, Sugar House Rd$730
Ravenswood Ter, Hiram Atkins Byway, Greeley Shunpike, W Gilson Ave, Hartford Ave, Hickory Ridge, Cottage Ct, Lyman Batchelder Rd, Credit Ct, Murphys Rd$735

Hartford, VT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartford$108 to $110
Quechee$110
White River Junction$107
Wilder$108

Hartford, VT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Quechee CDP, Vermont $92 $123 $184
White River Junction CDP, Vermont $90 $119 $179
Wilder CDP, Vermont $91 $121 $181

Hartford, VT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartford, VT3.5%8.5%
Quechee1.97%8.48%
White River Junction3.38%8.42%
Wilder3.9%9.0%

Hartford Renters Insurance as a Percentage of Rent

Hartford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 2.0% $338
$200 to $299 121 7.0% $788
$300 to $499 129 7.0% $1238
$500 to $749 228 14.0% $1913
$750 to $999 341 21.0% $2663
$1,000 to $1,499 584 36.0% $3788
$1,500 or more 166 10.0% $5438

Hartford, VT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Hartford Homeowner Insurance Premium Example $1,700$1,100
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,100$12,300
Net Savings to Hartford Home Owner from High Deductible Plan $1,800

Hartford, VT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartford, VT Home Replacement Value MORE than Home Value Hartford, VT Home Replacement Value LESS than Home Value
Replacement Value $297,000 $202,500
Insurance Premium based on Replacement Value $1,375 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Hartford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAllstate
Monthly Premium 898474
Year Built 199719482010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$250000-$300000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hartford, VT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 195,000 Wood Shake Roof 1,360 3 $500 Deductible 130 2 Fiber-Cement Siding yes
2000 260,000 Asphalt Shingles Roof 1,830 3 $500- $1000 Deductible 160 2 Fiber-Cement Siding yes
2000 580,000 Wood Shake Roof 4,600 5 $2500-$5000 Deductible 240 1 Vinyl siding No
2011 375,000 Slate Shingles Roof 3,220 4 > $10,000 Deductible 1010 9 Stucco siding yes
1986 135,000 Membrane Roof 1,230 3 $1000-$2500 Deductible 80 2 Stucco siding yes
2006 345,000 Tile Roof 2,370 4 > $10,000 Deductible 90 1 Stone Siding yes
2013 190,000 Membrane Roof 1,930 3 $500- $1000 Deductible 440 5 Stucco siding No
1993 190,000 Composition Roof 1,810 4 $500 Deductible 190 2 Fiber-Cement Siding No
1985 505,000 Shingles Roof 4,240 5 $5000 to $10,000 Deductible 890 5 Vinyl siding yes
1949 310,000 Metal Roof 2,350 3 $2500-$5000 Deductible 900 8 Vinyl siding yes
2011 475,000 Composition Roof 4,400 5 $500- $1000 Deductible 1260 7 Stone Siding yes
1993 500,000 Slate Shingles Roof 4,460 5 $500- $1000 Deductible 1360 8 Brick siding yes
1999 590,000 Membrane Roof 4,770 5 $5000 to $10,000 Deductible 260 2 Fiber-Cement Siding No
2002 235,000 Wood Shake Roof 1,790 3 > $10,000 Deductible 180 3 Stone Siding No
1945 290,000 Shingles Roof 2,850 4 $2500-$5000 Deductible 460 8 Fiber-Cement Siding No
1999 540,000 Composition Roof 3,950 5 $5000 to $10,000 Deductible 1250 12 Stone Siding No
1998 405,000 Tile Roof 3,110 4 $5000 to $10,000 Deductible 980 10 Vinyl siding yes
1983 375,000 Wood Shake Roof 3,230 4 $1000-$2500 Deductible 990 8 Vinyl siding yes
1992 310,000 Composition Roof 2,930 4 $500 Deductible 550 5 Stone Siding No
1982 445,000 Slate Shingles Roof 3,170 4 $2500-$5000 Deductible 670 6 Fiber-Cement Siding No
1998 430,000 Membrane Roof 3,120 5 > $10,000 Deductible 290 3 Stucco siding No
1947 395,000 Asphalt Shingles Roof 3,510 5 $500 Deductible 1410 7 Wood siding yes
1982 325,000 Composition Roof 2,440 5 $2500-$5000 Deductible 990 8 Stone Siding No
1990 565,000 Composition Roof 4,110 5 $500- $1000 Deductible 270 1 Vinyl siding yes
2005 310,000 Composition Roof 2,380 4 > $10,000 Deductible 320 5 Vinyl siding yes
2011 230,000 Wood Shake Roof 1,630 5 $500- $1000 Deductible 340 4 Wood siding yes
2011 275,000 Wood Shake Roof 2,620 4 $500 Deductible 800 10 Fiber-Cement Siding yes
2011 575,000 Asphalt Shingles Roof 4,490 5 $1000-$2500 Deductible 2540 12 Wood siding No
1984 450,000 Asphalt Shingles Roof 4,060 5 $5000 to $10,000 Deductible 540 4 Vinyl siding No
2013 325,000 Membrane Roof 3,000 5 $5000 to $10,000 Deductible 970 12 Fiber-Cement Siding No
1995 230,000 Metal Roof 2,010 5 $5000 to $10,000 Deductible 200 3 Wood siding No
1986 355,000 Composition Roof 3,350 4 $500 Deductible 550 6 Stone Siding yes