Hartford Insurance Rates:

Hartford, CT homeowners insurance is roughly $708 to $959, about $59-$79/month. Our all inclusive guide shows customers can save upto $333 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Shelter Insurance
I really like that shelter is so close. if we ever have any claims to make, we will be able to drive about 5 seconds to reach our insurance agent.
Allstate
Overall i would not recommend them to a friend, a little bit research will find you with a cheaper local alternative.
Liberty Mutual
I like the fact that they offer replacement coverage versus basing compensation on an assessment of worth. this means i will be able to fully replace anything that might be destroyed should god forbid something to happen.

Hartford, CT Homeowners Insurance By Home Value

Hartford, CT Home Value Total Homes % of Total Average Hartford, CT Homeowners Insurance
Less than $50,000 450 4.0% $116
$60,000 to $69,999 232 2.0% $299
$70,000 to $79,999 274 2.0% $349
$80,000 to $89,999 231 2.0% $391
$90,000 to $99,999 293 2.0% $441
$100,000 to $124,999 848 7.0% $508
$125,000 to $149,999 1,083 10.0% $641
$150,000 to $174,999 1,946 18.0% $758
$175,000 to $199,999 1,529 14.0% $874
$200,000 to $249,999 1,596 14.0% $1049
$250,000 to $299,999 1,226 11.0% $1282
$300,000 to $399,999 854 8.0% $1632

Top Home Insurance Agents Near Hartford, CT

Home Insurance Company Near Hartford, CT Homeowners Insurance Agency Near Hartford, CT Address
NA Kln Specialty Insurance Agency 21 Oak Street 21 Oak Street, Hartford, CT, 6107
NA Country Valley Insurance Agency 16 Warren Road, Brimfield, MA, 1010
Liberty Mutual Independent Grover Insurance Llc 3 GRAVEL ST, MYSTIC, CT, 6355
Liberty Mutual Independent Ipne Div Starkweather & Shepley Ins Corp Of Ma 49 MAIN ST, STURBRIDGE, MA, 1566
Nationwide Joseph E Mantovani 500 Washington AveSuite 108, North Haven, CT, 06473-1317

Cost Of Homeowners Insurance By Street Near Hartford, CT

Streets in Hartford Area Homeowners Insurance Cost
Potter St, Kane St, N Canaan St, E Raymond St, Mahoney Dr, Newton St, Cleveland Ave, Saint Monica Ave, Edwards St, Green St$826
Shultas Pl, Sargeant St, Liebert Rd, Owen St, Cogswell St, E Burnham St, Madison Ave, Stafford St, Westbourne Pkwy, Coleman Dr$841
Union Pl, Boothbay St, Rose St, Warren St, Keney Ter, Van Dyke Ave, Hampton St, Roger St, Salisbury St, Pembroke St$824
Dalton St, Atheneum Sq, Gaines Dr, Allen Dr, Regent St, Jewell Ct, Belridge St, Newbury St, Heath St, Eaton St$823
Bedford St, Putnam Hts, Franklin Pl, Asylum St, Pavilion St, Standish St, Colby St, Charter Oak Ave, Haynes St, Norfolk St$843

Hartford, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartford$124 to $127
Blue Hills$124
West Hartford$131
East Hartford$125

Hartford, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blue Hills CDP, Connecticut $104 $138 $207
West Hartford CDP, Connecticut $109 $145 $218
East Hartford CDP, Connecticut $104 $139 $208

Hartford, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartford, CT4.1%10.2%
Blue Hills3.92%10.79%
West Hartford3.26%8.21%
East Hartford3.89%10.16%

Hartford Renters Insurance as a Percentage of Rent

Hartford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,388 4.0% $349
$200 to $299 2,030 5.0% $799
$300 to $499 2,415 7.0% $1249
$500 to $749 6,507 19.0% $1924
$750 to $999 10,503 30.0% $2674
$1,000 to $1,499 9,213 27.0% $3799
$1,500 or more 1,983 5.0% $5449

Hartford, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Hartford Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,700$12,100
Net Savings to Hartford Home Owner from High Deductible Plan $600

Hartford, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartford, CT Home Replacement Value MORE than Home Value Hartford, CT Home Replacement Value LESS than Home Value
Replacement Value $203,000 $152,500
Insurance Premium based on Replacement Value $2,100 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Hartford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceHartford Insurance GroupAmica Mutual Insurance Company
Monthly Premium 8474195
Year Built 196819701957
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hartford, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 265,000 Metal Roof 2,230 3 $1000-$2500 Deductible 1540 8 Stucco siding No
1949 150,000 Slate Shingles Roof 1,360 2 $500 Deductible 400 4 Vinyl siding yes
1949 115,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 230 3 Wood siding yes
1957 215,000 Composition Roof 2,170 3 $5000 to $10,000 Deductible 980 10 Brick siding yes
1978 240,000 Shingles Roof 2,220 4 > $10,000 Deductible 510 5 Vinyl siding No
1953 220,000 Asphalt Shingles Roof 1,820 3 $2500-$5000 Deductible 1060 8 Brick siding No
1954 320,000 Wood Shake Roof 2,870 4 $500 Deductible 1300 6 Stucco siding No
1966 185,000 Tile Roof 1,920 3 $500- $1000 Deductible 1190 12 Fiber-Cement Siding yes
1976 140,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 180 2 Vinyl siding yes
1967 90,000 Shingles Roof 867 1 $2500-$5000 Deductible 420 5 Fiber-Cement Siding yes