Hartford Insurance Rates:

Hartford, AL homeowners insurance is approximately $792 to $1,081, about $66-$90/month. Our thorough research reveals consumers can save upto $374 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hartford, AL Homeowners Insurance By Home Value

Hartford, AL Home Value Total Homes % of Total Average Hartford, AL Homeowners Insurance
Less than $50,000 466 26.0% $262
$50,000 to $59,999 90 5.0% $561
$60,000 to $69,999 113 6.0% $692
$70,000 to $79,999 114 6.0% $804
$80,000 to $89,999 150 8.0% $907
$90,000 to $99,999 144 8.0% $1020
$100,000 to $124,999 196 11.0% $1179
$125,000 to $149,999 66 3.0% $1469
$150,000 to $174,999 213 12.0% $1740
$175,000 to $199,999 95 5.0% $2012
$200,000 to $249,999 103 5.0% $2414

Top Home Insurance Agents Near Hartford, AL

Home Insurance Company Near Hartford, AL Homeowners Insurance Agency Near Hartford, AL Address
Travelers Hinson Insurance Agency 2884 CALEDONIA ST, MARIANNA, FL, 32447
State Farm Jenna Mack 209 N Us Highway 231, Ozark, AL, 36360-4865
Farmers John Rogers Lutcf 2149 Denton Rd Ste 2, Dothan, AL, 36303
NA Rogers Insurance Agency, Inc. 1396 Jackson Ave., Chipley, FL, 32428
Travelers Clark Insurance Services Inc 1414 MAIN ST STE 9, CHIPLEY, FL, 32428

Cost Of Homeowners Insurance By Street Near Hartford, AL

Streets in Hartford Area Homeowners Insurance Cost
W Commerce St, 2nd Ave, Co Rd 9, Jackson St, S 2nd Ave, Church Rd, Pine Tree Cir, Co Rd 89, Wire Rd, W Line St$931
6th Ave, Main St, E Burch St, Pondtown Rd, Fairlane, Sowmont, Hathaway St, Wildwood Rd, W Roehlig St, Union Hill Rd$934
Adolph St, Faith Rd, Grady Rd, S 7th Ave, Highnote Rd, Fields St, Florida St, Hutton Rd, Old Mill, Mill St$933
Coe Rd, Faulk Rd, Co Rd 69, E North St, Dickerson Public Rd, Co Rd 88, Loye Ln, Crell St, Tyler Rd, E Maple Ave$936
Wheeler Rd, Wheat, Simmons Creek Rd, Dan Clemmons Rd, Paradise Ln, Ballard Rd, Grove Rd, Highbluff Rd, E State Hwy 52, Ben Pate$938

Hartford, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hartford$139 to $141
Black$137
Geneva County$139
Esto$165

Hartford, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Black town, Alabama $137 $182 $273
Geneva County, Alabama $140 $186 $279
Eunola CDP, Alabama $137 $182 $273

Hartford, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hartford, AL9.1%30.2%
Black13.43%24.18%
Geneva County8.54%27.61%
Eunola15.67%20.7%

Hartford Renters Insurance as a Percentage of Rent

Hartford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $370
$200 to $299 14 2.0% $820
$300 to $499 205 41.0% $1270
$500 to $749 217 44.0% $1945
$750 to $999 6 1.0% $2695
$1,500 or more 42 8.0% $5470

Average Cost Of Home Insurance By Company In Areas Nearby Hartford For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1203
$500 $150,000 Allstate Vehicle And Property Insurance Company 736
$500 $150,000 Armed Forces Insurance Exchange 744
$500 $150,000 United Services Automobile Association 1133
$500 $300,000 Alfa Mutual General Insurance Co 3763
$500 $300,000 Amica Mutual Ins Company 3504
$500 $300,000 Auto Owners Ins Company 1894
$500 $300,000 Esurance Insurance Company 1325
$500 $300,000 Guideone Mutual Insurance Company 1554
$500 $300,000 Nationwide General Ins Co 1228

Hartford, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Hartford Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Hartford Home Owner from High Deductible Plan $600

Hartford, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hartford, AL Home Replacement Value MORE than Home Value Hartford, AL Home Replacement Value LESS than Home Value
Replacement Value $97,500 $62,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Hartford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceTravelers
Monthly Premium 323226
Year Built 200619891972
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hartford, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 340,000 Asphalt Shingles Roof 4,880 5 $500- $1000 Deductible 440 5 Stone Siding No
1977 195,000 Wood Shake Roof 2,870 5 $500 Deductible 140 2 Stucco siding No
1978 125,000 Composition Roof 1,680 3 $500- $1000 Deductible 60 2 Stucco siding yes
1991 140,000 Slate Shingles Roof 2,340 4 $500- $1000 Deductible 310 7 Stone Siding yes
1973 115,000 Composition Roof 1,750 4 $2500-$5000 Deductible 310 9 Stone Siding No
1971 110,000 Wood Shake Roof 1,860 4 $2500-$5000 Deductible 190 6 Stone Siding yes
1986 130,000 Membrane Roof 1,750 3 $1000-$2500 Deductible 120 4 Stone Siding No
1998 115,000 Membrane Roof 1,490 3 $500- $1000 Deductible 380 12 Fiber-Cement Siding No
1949 155,000 Tile Roof 2,030 5 $1000-$2500 Deductible 460 7 Brick siding yes
1987 195,000 Composition Roof 2,630 4 $2500-$5000 Deductible 130 2 Stucco siding yes
1978 125,000 Metal Roof 1,710 3 $2500-$5000 Deductible 70 2 Wood siding yes
1944 110,000 Metal Roof 1,550 3 $500- $1000 Deductible 70 2 Stucco siding yes
1962 85,000 Asphalt Shingles Roof 1,390 3 $1000-$2500 Deductible 290 9 Wood siding yes
1988 300,000 Shingles Roof 4,930 5 $2500-$5000 Deductible 1240 12 Vinyl siding No
1969 85,000 Slate Shingles Roof 1,530 5 $1000-$2500 Deductible 230 9 Stucco siding yes
1948 265,000 Wood Shake Roof 3,470 5 $1000-$2500 Deductible 590 8 Vinyl siding No
1982 110,000 Wood Shake Roof 1,650 3 $500- $1000 Deductible 140 4 Wood siding yes
1998 245,000 Slate Shingles Roof 3,770 5 $2500-$5000 Deductible 360 6 Fiber-Cement Siding No
1946 80,000 Membrane Roof 1,330 3 $500- $1000 Deductible 280 9 Stone Siding No
1947 105,000 Composition Roof 1,360 3 $1000-$2500 Deductible 100 4 Vinyl siding yes
1978 150,000 Composition Roof 2,780 4 $500- $1000 Deductible 420 9 Wood siding yes
1991 95,000 Membrane Roof 1,540 5 $1000-$2500 Deductible 350 10 Wood siding yes
2003 120,000 Composition Roof 1,590 3 $500- $1000 Deductible 200 4 Wood siding No
1974 115,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 200 4 Fiber-Cement Siding yes
1980 205,000 Wood Shake Roof 3,300 4 $5000 to $10,000 Deductible 80 2 Fiber-Cement Siding No
1970 145,000 Composition Roof 1,920 3 $2500-$5000 Deductible 320 9 Stucco siding No
1968 260,000 Slate Shingles Roof 4,150 5 $500 Deductible 1560 12 Vinyl siding No
1946 130,000 Asphalt Shingles Roof 1,640 4 $1000-$2500 Deductible 590 12 Vinyl siding No
1940 120,000 Asphalt Shingles Roof 2,070 4 $500 Deductible 370 12 Stucco siding yes
1945 210,000 Tile Roof 3,560 5 $2500-$5000 Deductible 160 2 Brick siding No
1993 320,000 Membrane Roof 4,240 5 $1000-$2500 Deductible 680 6 Fiber-Cement Siding yes
1992 205,000 Slate Shingles Roof 3,570 5 $500 Deductible 830 9 Stucco siding No