Harrisville, UT homeowners insurance is approximately $413 to $561, about $34-$46/month. Our complete guide indicates shoppers can save as much as $194 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Harrisville, UT | Homeowners Insurance Agency Near Harrisville, UT | Address |
|---|---|---|
| Farmers | Eloy Avelar | 1013 N 900 W, Salt Lake City, T, 84116 |
| Farmers | Javier Ponce De Leon | 3280 W 3500 S Ste C, WEST VALLEY CITY, T, 84119 |
| Allstate | John Lingard | 5100 S 375 E # B1, Ogden, UT, 84405 |
| Travelers | Thomas Ins Agcy Inc | 3165 HIGHLAND DRIVE, SALT LAKE CITY, UT, 84106 |
| Liberty Mutual Independent | Your Way Ins Brokerage & | 2868 WASHINGTON BLVD, OGDEN, UT, 84401 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Ogden city, Utah | $62 | $82 | $123 |
| Farr West city, Utah | $63 | $83 | $125 |
| Pleasant View city, Utah | $64 | $85 | $127 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Harrisville, UT | 3.2% | 12.8% |
| North Ogden | 2.82% | 11.46% |
| Farr West | 2.45% | 10.49% |
| Pleasant View | 2.51% | 8.8% |
| Harrisville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 7 | 3.0% | $1915 |
| $750 to $999 | 68 | 38.0% | $2665 |
| $1,000 to $1,499 | 102 | 57.0% | $3790 |
| Streets in Harrisville Area | Homeowners Insurance Cost |
|---|---|
| 1500 West St, N Charleston Ave, N Brook Meadow Dr E, W 425 S St, N 550 W, W 1000 South St, W 200 South St, Southwell St, N Plain City Rd, W Meadow Ct N | $505 |
| 175 N, Adobe Mill Ln, N 1350 W, W 1900 North St, S 1140 W St, W 1800 N, W Independence Blvd, W 1st St S, Brookdale Cir, 750 West St | $480 |
| Stone Ct, 360 W, E Chestnut St S, N 450 W St, 125 N, 100, W Hemingway St N, N 1900 W St, 400 North St, 700 N | $478 |
| E 1100 N St, W 1600 North St, N 375 E, Erastus Dr, W Gate Ln, N 3000 W, E 1875 N, N 2600 W, Downs Cir, N Colonial St W | $488 |
| S 700 W St, 550 West St, W 475 S, N 650 W, 1250, W 950 South St, S Pingree Ave E, E 4th St, W 2425 N St, Morristown Ln | $480 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Harrisville | $72 to $75 |
| North Ogden | $74 |
| Farr West | $75 |
| Pleasant View | $76 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Harrisville Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,000 | $7,400 |
| Net Savings to Harrisville Home Owner from High Deductible Plan | $600 | |
| Scenario | Harrisville, UT Home Replacement Value MORE than Home Value | Harrisville, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $153,500 | $117,500 |
| Insurance Premium based on Replacement Value | $375 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,000 | Risk Exposure from Under Insuring Coverage is $15,000 |
| Premium Impact | Insurance cheaper by $25/year | Insurance costlier by $50/year |
| Insurance Company | Travelers | Allstate | Nationwide Insurance |
| Monthly Premium | 54 | 28 | 70 |
| Year Built | 2001 | 1990 | 2011 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $150000-$175000 | $500000-$600000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | > $10,000 Deductible |