Harrison, TN homeowners insurance is nearly $686 to $931, about $57-$77/month. Our exhaustive analysis indicates shoppers can save as much as $323 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Harrison, TN | Homeowners Insurance Agency Near Harrison, TN | Address |
|---|---|---|
| State Farm | Missy Vogel | 9972 Commerce St, Summerville, GA, 30747-1318 |
| State Farm | Danny Davis | 3535 Keith St NW, Cleveland, TN, 37312-4360 |
| Farmers | Donald Donnie Gaddis | 416 Congress Pkwy N Ste 200, Athens, TN, 37303 |
| GEICO | Greta Vaughan | 6227 Lee Highway Suite L, Chattanooga, TN, 37421 |
| Travelers | J Pat Williams A Division Of Insurity Grp Llc | 6148 LEE HWY STE 206, CHATTANOOGA, TN, 37421 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hamilton County, Tennessee | $122 | $163 | $245 |
| Lakesite city, Tennessee | $125 | $166 | $249 |
| Middle Valley CDP, Tennessee | $123 | $164 | $246 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Harrison, TN | 5.8% | 20.6% |
| Hamilton County | 5.56% | 17.66% |
| Lakesite | 4.94% | 18.19% |
| Middle Valley | 5.24% | 20.73% |
| Harrison Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 38 | 8.0% | $803 |
| $300 to $499 | 53 | 11.0% | $1253 |
| $500 to $749 | 101 | 21.0% | $1928 |
| $750 to $999 | 152 | 32.0% | $2678 |
| $1,000 to $1,499 | 59 | 12.0% | $3803 |
| $1,500 or more | 71 | 14.0% | $5453 |
| Streets in Harrison Area | Homeowners Insurance Cost |
|---|---|
| Wooten Rd, Misty Ln, Mountare, Porter Dr, Northwind Dr, Gettysburg Dr, Mountarie, Hunter Rd, Montcrest Cir, Montcrest Dr | $810 |
| Vincent Rd, Darlene St, Lake Crest Cir, Hillsdale Cir, Stonewall Dr, Burnwood Ln, Sunny Shore Ln, Howard Adair Rd, Bay View Dr, Nestviell Dr | $807 |
| Stallion Ln, N Lynncrest Ter, Glouster Ln, Heathfield Dr, Turkeyfoot Rd, Hillcrest Dr, Lone Hill Rd, Barn Rd, Spyglass Ct, Bay Dr | $810 |
| Harbor Cir, N Hickory Valley Rd, Pine Lake Dr, Sasha Ln, Mahlon Dr, Waconda Rd, Lakeshore Dr, Blue Oak Dr, Clark Rd, Church Rd | $809 |
| Congress Ln, Harbor Ter, Sentinel Ln, Oakihill Rd, Buck Trail Dr, Glover Rd, River Glade Dr, Glenaire Dr, Tyner Ln, Pythian Rd | $806 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Harrison | $120 to $123 |
| Hamilton County | $122 |
| Lakesite | $125 |
| Middle Valley | $123 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Harrison Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,900 | $9,100 |
| Net Savings to Harrison Home Owner from High Deductible Plan | $800 | |
| Scenario | Harrison, TN Home Replacement Value MORE than Home Value | Harrison, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $159,500 | $98,500 |
| Insurance Premium based on Replacement Value | $775 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,000 | Risk Exposure from Under Insuring Coverage is $23,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $200/year |
| Insurance Company | Allstate | Liberty Mutual | Erie Insurance |
| Monthly Premium | 60 | 103 | 69 |
| Year Built | 2002 | 1988 | 1998 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |