Harrison Insurance Rates:

Harrison, OH homeowners insurance is about $571 to $776, about $47-$64/month. Our extensive guide reveals consumers can save upto $269 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have great coverage. the coverage seems to be about everywhere. they cover a lot of things when it comes to insurance and when needed they follow through.
Progressive
I did not like that they made me take down my kids trampoline since they don't have a trampoline policy and was going to cancel the policy if i didn't remove it.
Allied Insurance
We shopped around for a couple of months, and found their rate to be the lowest, out of probably five different companies we researched. geico for example was almost three times as much! our home is over 100 years old and some companies didn't want to insure us at all
Erie Insurance
I dislike the premium you pay for specific insurance policies due to the company believing in quality of quantity. I wish there were more discounts.
State Farm
The premiums continue to soar. We've been in our home for more than nine years with no claims and our premium has doubled even with the multiline discount that we get
American Modern Insurance
I like that the company has worked with me to get me a reasonable premium. I like that I can pay online and pay by credit card, and that the amount due can be broken up into several payments throughout the year. I haven't had any issues with this company.
American Family
We have never had a problem with communication. However, it is easier to work with the local office to get things done than the corporate office.
Progressive
They are great overall. They are caring and as a customer, you can really see it and that is what sets the company apart.
Liberty Mutual
My home insurance policy offerings are good. They provide me with the coverage I need in case something bad happens.

Harrison, OH Homeowners Insurance By Home Value

Harrison, OH Home Value Total Homes % of Total Average Harrison, OH Homeowners Insurance
Less than $50,000 1,025 18.0% $228
$50,000 to $59,999 740 13.0% $477
$60,000 to $69,999 795 14.0% $592
$70,000 to $79,999 651 11.0% $686
$80,000 to $89,999 507 9.0% $773
$90,000 to $99,999 373 6.0% $868
$100,000 to $124,999 461 8.0% $1002
$125,000 to $149,999 407 7.0% $1258
$150,000 to $174,999 277 5.0% $1487
$175,000 to $199,999 125 2.0% $1716
$200,000 to $249,999 68 1.0% $2059
$300,000 to $399,999 59 1.0% $3203

Top Home Insurance Agents Near Harrison, OH

Home Insurance Company Near Harrison, OH Homeowners Insurance Agency Near Harrison, OH Address
NA Walt Kremer Insurance Agency Inc. 4080 Marshall Rd, Kettering, OH, 45429
NA Littman-Thomas Agency, Inc. 515 E Main St, Greenville, OH, 45331
Nationwide Debra F Napier-Rueger Lutcf 11497 Springfield Pike STE 1, Cincinnati, OH, 45246-2316
Travelers Fey Insurance Services 14 W PARK PL, OXFORD, OH, 45056
Nationwide G Wendell Compton 172 S South St, Wilmington, OH, 45177-2247

Cost Of Homeowners Insurance By Street Near Harrison, OH

Streets in Harrison Area Homeowners Insurance Cost
Canyon Rd, Merryfield Ave, Brumbaugh Blvd, Sennett St, Breezewood Ave, Shaunee Creek Dr, Sidney Ave, Blake Ave, Wampler Ave, Thelma Ave$671
Idlywilde Blvd, Carnegie St, Salisbury Dr, Eastland Ave, Cardinal Ave, Rydale Rd, Wingreen Ave, Fieldstone Dr, Cornell Ridge Dr, Imogene Rd$691
Boggs Ave, Maplegrove Ave, Meadowdale Dr, Cornwall Dr, Forest Park Dr, Groveview Ave, Poe Ave, Northland Ct, Marker Ave, Cobb Run Ln$706
Thornton Dr, Alpena Ave, Tonga Dr, Picadilly Ave, Winnet Dr, Lofty Oaks Ln, Mildred Dr, Cliffanne Ct, Otis Dr, Deer Path Ln$673
Burroughs Dr, Styles Ave, Saint James Ave, Latchwood Dr, Colombo Ct, Scotsman Dr, Brantford Rd, Montrose Ave, Klepinger Rd, Bueno Vista Ave$683

Harrison, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harrison$100 to $103
Dayton$100
Vandalia$106
Englewood$105

Harrison, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dayton city, Ohio $101 $134 $201
Vandalia city, Ohio $107 $142 $213
Englewood city, Ohio $105 $140 $210

Harrison, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harrison, OH5.2%14.0%
Dayton5.41%14.42%
Vandalia4.56%14.7%
Englewood4.5%12.37%

Harrison Renters Insurance as a Percentage of Rent

Harrison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 225 5.0% $368
$200 to $299 111 2.0% $818
$300 to $499 551 13.0% $1268
$500 to $749 1,656 40.0% $1943
$750 to $999 1,183 28.0% $2693
$1,000 to $1,499 394 9.0% $3818

Harrison, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Harrison Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Harrison Home Owner from High Deductible Plan $600

Harrison, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harrison, OH Home Replacement Value MORE than Home Value Harrison, OH Home Replacement Value LESS than Home Value
Replacement Value $86,000 $53,500
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Harrison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceGEICO Insurance
Monthly Premium 114931
Year Built 197219671987
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $25000-$50000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Harrison, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 95,000 Tile Roof 2,050 4 $500- $1000 Deductible 320 12 Fiber-Cement Siding No
1966 80,000 Composition Roof 1,550 2 $1000-$2500 Deductible 170 6 Vinyl siding No
1974 135,000 Tile Roof 2,690 4 $2500-$5000 Deductible 300 10 Stucco siding No
1962 135,000 Tile Roof 1,870 4 $1000-$2500 Deductible 300 9 Brick siding No
1982 160,000 Membrane Roof 2,270 3 $500 Deductible 380 8 Stone Siding No
1973 130,000 Slate Shingles Roof 2,730 4 $500 Deductible 440 9 Stucco siding yes
1941 170,000 Metal Roof 2,390 3 $5000 to $10,000 Deductible 180 5 Fiber-Cement Siding yes
1979 140,000 Metal Roof 2,280 3 $500- $1000 Deductible 170 4 Vinyl siding yes
1984 70,000 Tile Roof 1,210 2 $1000-$2500 Deductible 180 8 Stucco siding yes
1974 70,000 Composition Roof 1,470 2 $500- $1000 Deductible 170 10 Stucco siding No
1954 160,000 Shingles Roof 2,320 3 $1000-$2500 Deductible 130 2 Wood siding No
1952 105,000 Shingles Roof 1,640 3 $1000-$2500 Deductible 80 3 Fiber-Cement Siding No
1963 105,000 Slate Shingles Roof 2,040 3 $500 Deductible 180 8 Fiber-Cement Siding yes
1958 145,000 Slate Shingles Roof 2,680 4 $1000-$2500 Deductible 420 12 Vinyl siding yes
1982 130,000 Membrane Roof 1,840 3 $500- $1000 Deductible 40 1 Stone Siding yes
1950 70,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 10 1 Stone Siding yes
1983 60,000 Membrane Roof 1,270 2 $2500-$5000 Deductible 40 3 Wood siding yes
1969 115,000 Metal Roof 2,240 4 $500- $1000 Deductible 100 4 Stucco siding yes
1976 80,000 Metal Roof 1,590 3 $500- $1000 Deductible 90 4 Stone Siding yes
1940 185,000 Slate Shingles Roof 3,330 4 $500 Deductible 420 5 Fiber-Cement Siding No
1973 105,000 Membrane Roof 1,570 2 $2500-$5000 Deductible 70 4 Stone Siding yes
1983 70,000 Metal Roof 1,110 2 $1000-$2500 Deductible 130 9 Stucco siding No
1978 70,000 Shingles Roof 1,380 2 $500- $1000 Deductible 130 8 Wood siding yes
1980 120,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 180 5 Fiber-Cement Siding yes
1956 90,000 Membrane Roof 1,610 4 $1000-$2500 Deductible 250 12 Fiber-Cement Siding No
1951 115,000 Asphalt Shingles Roof 1,620 2 $500 Deductible 490 12 Brick siding No
1955 140,000 Shingles Roof 2,140 4 $500 Deductible 130 3 Brick siding No
1959 145,000 Slate Shingles Roof 2,060 3 $2500-$5000 Deductible 150 4 Wood siding yes
1960 80,000 Wood Shake Roof 1,230 2 $500- $1000 Deductible 270 9 Stone Siding No
1946 140,000 Composition Roof 2,550 4 $1000-$2500 Deductible 570 10 Stone Siding No
1969 120,000 Slate Shingles Roof 1,730 3 $1000-$2500 Deductible 410 12 Stone Siding yes
1978 75,000 Shingles Roof 1,430 3 $500 Deductible 180 8 Wood siding No
1967 85,000 Composition Roof 1,500 2 $500- $1000 Deductible 140 5 Vinyl siding No
1959 105,000 Wood Shake Roof 1,700 2 $500- $1000 Deductible 30 1 Brick siding yes