Harrison Insurance Rates:

Harrison, NY homeowners insurance is about $615 to $856, about $51-$71/month. Our thorough analysis shows customers can save as much as $294 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
It is pretty standard. I am glad that I didn't really have to use it but maybe after this snow storm, I might have to file a claim for something.
State Farm
I have been with them for many years and I am happy that the rates have gone up slightly over the years. No real reason to jump ship and change companies.
Aaa
It is good communication back and forth, I deal with the same agent every time and have dealt with her for a decade, she is very responsive
Usaa
We had insurance (both home and auto) for a few years, and we just decided to shop around and with our military benefit, we checked USAA. They were far and away way lower than any other insurance company. We had been overpaying by almost $15 a month.
Usaa
In general, we get monthly updates on loans, insurance policies, although we did have a little difficulty determining the cause of a problem with our escrow payments that was something that wasn't really the company's fault.
State Farm
The local, regional and even state representatives for state farm are very friendly and know what they are talking about.
State Farm
Can be extremely unorganized and they make it hard to resolve issues that they've created themselves during a time of crisis.
Geico
If you need to file a claim, they will send a friendly agent to your home with 48 hours to help with submitting.

Harrison, NY Homeowners Insurance By Home Value

Harrison, NY Home Value Total Homes % of Total Average Harrison, NY Homeowners Insurance
Less than $50,000 69 6.0% $14
$60,000 to $69,999 28 2.0% $51
$100,000 to $124,999 33 3.0% $88
$125,000 to $149,999 67 6.0% $117
$150,000 to $174,999 87 8.0% $139
$175,000 to $199,999 40 3.0% $161
$200,000 to $249,999 278 26.0% $191
$250,000 to $299,999 195 18.0% $235
$300,000 to $399,999 226 21.0% $301

Top Home Insurance Agents Near Harrison, NY

Home Insurance Company Near Harrison, NY Homeowners Insurance Agency Near Harrison, NY Address
Allstate Jeff Troiano 89 E Main St, Smithtown, NY, 11787
State Farm Ken Kneis 2 Queen Anne Rd, Bogota, NJ, 07603-1818
NA James C. Franchino Agency, Inc. 132 Columbia Tpke Florham Park, Florham Park, NJ, 7932
NA Fenner & Esler Agency, Inc. 467 Kinderkamack Rd Oradell, Emerson, NJ, 7649
Allstate Bob Gauzza Jr. 20 Route 59, Suffern, NY, 10901

Cost Of Homeowners Insurance By Street Near Harrison, NY

Streets in Harrison Area Homeowners Insurance Cost
Laurelwood Ct, Truxton St, Puritan Rd, Amelia Earhart Ln, Sunny Hill Dr, Stoneleigh Manor Ln, Henry Ave, Taylor Ave, Doreen Pl, Calvert St$None
Co Rd 104, Mittman Rd, W Red Oak Ln, Convent Ln, Lowell Rd, Legend Ct, Glenwood Rd, Thatcher Ave, Madden Pl, Dorann Rd$None
Taylor Ln, Old Lyme Rd, Buckout Rd, Homestead Pl, Old Lake St, Locust Ave E, Madison Pl, Timber Trl, Gleason Pl, Veterans Memorial Dr$None
Westerleigh Rd, Century Trl, Stony Hill Rd, Glen Dr, New Haven St, Shelly Ln, Stony Hill Rd, Rockwell St, Briga Cir, Bellevue Ave$686
Baltusrol Dr, Halliday Ct, Ramapo Trl, Kenilworth Rd, Pondview E, Bentay Dr, Dey St, Horton Ct, Main St E, Farley Ave$None

Harrison, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harrison$108 to $112
White Plains$100
Rye Brook$105
Rye$101

Harrison, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
White Plains city, New York $84 $111 $167
Rye Brook village, New York $88 $117 $176
Rye town, Westchester County, New York $84 $112 $168

Harrison, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harrison, NY1.5%6.1%
White Plains1.92%5.57%
Rye Brook1.47%5.88%
Rye1.68%5.62%

Harrison Renters Insurance as a Percentage of Rent

Harrison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $280
$500 to $749 57 1.0% $1855
$750 to $999 306 9.0% $2605
$1,000 to $1,499 791 25.0% $3730
$1,500 or more 1,864 60.0% $5380

Harrison, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$8,400
Yearly Harrison Homeowner Insurance Premium Example $8,600$7,600
Out of Pocket Expense During Claim$1,400$8,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $70,200$69,200
Net Savings to Harrison Home Owner from High Deductible Plan $1,000

Harrison, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harrison, NY Home Replacement Value MORE than Home Value Harrison, NY Home Replacement Value LESS than Home Value
Replacement Value $1,100,000 $880,000
Insurance Premium based on Replacement Value $9,575 $7,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,000 Risk Exposure from Under Insuring Coverage is $100,000
Premium Impact Insurance cheaper by $875/year Insurance costlier by $1,050/year

Example Harrison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 612297695
Year Built 194419571968
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $600000-$700000$500000-$600000$900000-$1000000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Harrison, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 635,000 Metal Roof 1,860 3 > $10,000 Deductible 2370 10 Fiber-Cement Siding No
1942 1,250,000 Slate Shingles Roof 3,970 5 > $10,000 Deductible 370 1 Wood siding No
1977 610,000 Metal Roof 1,450 3 $500 Deductible 2490 4 Stone Siding No
1963 955,000 Metal Roof 2,660 4 > $10,000 Deductible 820 2 Vinyl siding No
1954 665,000 Shingles Roof 1,750 2 $500 Deductible 6950 12 Brick siding No
1953 630,000 Composition Roof 1,630 2 > $10,000 Deductible 1940 6 Fiber-Cement Siding No
1940 585,000 Wood Shake Roof 1,340 2 > $10,000 Deductible 360 1 Fiber-Cement Siding yes
1953 665,000 Slate Shingles Roof 1,750 4 $5000 to $10,000 Deductible 350 1 Stucco siding yes
1966 570,000 Wood Shake Roof 1,470 3 > $10,000 Deductible 2140 9 Vinyl siding No
1965 715,000 Asphalt Shingles Roof 1,630 3 $5000 to $10,000 Deductible 2980 7 Vinyl siding yes
1971 730,000 Asphalt Shingles Roof 1,970 3 $1000-$2500 Deductible 4540 8 Wood siding No
1978 825,000 Composition Roof 2,310 3 $500 Deductible 1720 3 Brick siding No
1966 760,000 Wood Shake Roof 1,650 3 $500 Deductible 1500 2 Fiber-Cement Siding yes
1968 895,000 Shingles Roof 2,100 5 $500- $1000 Deductible 5490 9 Vinyl siding No
1954 1,065,000 Composition Roof 2,300 3 > $10,000 Deductible 2540 5 Wood siding yes
1944 1,430,000 Wood Shake Roof 3,170 5 > $10,000 Deductible 6430 12 Stucco siding yes
1946 600,000 Wood Shake Roof 1,490 3 $1000-$2500 Deductible 2150 6 Stucco siding No
1966 1,420,000 Slate Shingles Roof 3,350 5 $500 Deductible 6710 7 Vinyl siding No
1961 980,000 Shingles Roof 2,850 4 $5000 to $10,000 Deductible 2640 5 Brick siding No
1960 1,030,000 Membrane Roof 2,300 5 $1000-$2500 Deductible 6240 9 Brick siding yes
1977 425,000 Tile Roof 1,370 2 $500- $1000 Deductible 3170 10 Fiber-Cement Siding yes
1978 680,000 Tile Roof 1,490 2 $500 Deductible 1480 4 Brick siding No
1962 780,000 Asphalt Shingles Roof 2,190 4 $500 Deductible 9180 12 Brick siding No
1959 575,000 Membrane Roof 1,790 5 $500 Deductible 7210 12 Stone Siding No
1964 1,325,000 Composition Roof 4,190 5 $500 Deductible 1450 2 Stone Siding No
1943 1,180,000 Asphalt Shingles Roof 3,290 4 $1000-$2500 Deductible 5160 8 Vinyl siding No
1973 470,000 Metal Roof 1,020 2 > $10,000 Deductible 850 3 Vinyl siding yes
1979 1,395,000 Metal Roof 3,190 4 > $10,000 Deductible 2540 6 Stone Siding yes
1949 415,000 Slate Shingles Roof 1,220 3 $500- $1000 Deductible 1690 6 Stone Siding No
1946 785,000 Tile Roof 2,310 3 $500- $1000 Deductible 5270 9 Brick siding No
1943 565,000 Composition Roof 1,330 2 $2500-$5000 Deductible 690 2 Brick siding yes
1971 570,000 Tile Roof 1,560 2 > $10,000 Deductible 3230 12 Vinyl siding No
1978 905,000 Shingles Roof 2,120 3 $500- $1000 Deductible 1540 2 Wood siding yes
1967 610,000 Membrane Roof 1,470 3 > $10,000 Deductible 280 1 Fiber-Cement Siding yes