Harrison Insurance Rates:

Harrison, NJ homeowners insurance is nearly $726 to $992, about $60-$82/month. Our complete research reveals consumers can save as much as $343 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Harrison, NJ Homeowners Insurance By Home Value

Harrison, NJ Home Value Total Homes % of Total Average Harrison, NJ Homeowners Insurance
Less than $50,000 33 3.0% $60
$70,000 to $79,999 17 1.0% $188
$90,000 to $99,999 17 1.0% $240
$100,000 to $124,999 20 1.0% $274
$125,000 to $149,999 51 4.0% $351
$150,000 to $174,999 46 4.0% $411
$175,000 to $199,999 40 3.0% $480
$200,000 to $249,999 229 21.0% $574
$250,000 to $299,999 159 15.0% $703
$300,000 to $399,999 434 41.0% $892

Top Home Insurance Agents Near Harrison, NJ

Home Insurance Company Near Harrison, NJ Homeowners Insurance Agency Near Harrison, NJ Address
NA Kesmen Brokerage Services, Inc. 436 E 161St St Bronx, NYC, NY, 10451
Allstate Gilbert Ellis 253 Ralph Ave, Brooklyn, NY, 11233
Allstate John Wiltshire 165 W End Ave Apt 1H, New York, NY, 10023
State Farm Nereyda Perez 9411 5th Ave, Brooklyn, NY, 11209-7483
Travelers The Hack Agency Inc 280 N Bedford Rd, Ste 306 Mount Kisco, Mt Kisco, NY, 10549

Cost Of Homeowners Insurance By Street Near Harrison, NJ

Streets in Harrison Area Homeowners Insurance Cost
S 3rd St, N 2nd St, Wilhelm St, N 3rd St, Frank E Rodgers Blvd N, Sussex St, Frank E Rodgers Blvd N, Frank E Rodgers Blvd S, Malone Pl, Cleveland Ave$847
N 5th St, Manor Ave, N 3rd St, S 1st St, Cleveland Ave, S 2nd St, Frank E Rodgers Blvd S, Frank Rogers Blvd S, Ann St, Co Rd 697$863
Co Rd 697, Davis St, Bergen St, Supor Blvd, S 6th St, Hamilton St, Church Sq, Hamilton St, Sussex St, Patterson St$872
Harrison Gardens, N 5th St, Frank Rogers Blvd S, Reynolds Ave, Hiram Pl, Jersey St, Jersey St, Somerset St, S 7th St, Franklin Ave$859
S 5th St, Kingsland Ave, Taft Pl, Hamilton St, Keasbey St, Mulock Pl, Railroad Ave, Cape May St, New Jersey Railroad Ave, Cleveland Ave$856

Harrison, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harrison$127 to $129
East Newark$128
Newark$125
Kearny$129

Harrison, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Newark borough, New Jersey $107 $142 $213
Newark city, New Jersey $105 $139 $209
Kearny town, New Jersey $108 $143 $215

Harrison, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harrison, NJ2.6%7.9%
East Newark3.19%7.59%
Newark3.06%8.15%
Kearny2.69%7.17%

Harrison Renters Insurance as a Percentage of Rent

Harrison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 47 1.0% $329
$200 to $299 46 1.0% $779
$300 to $499 108 3.0% $1229
$500 to $749 203 6.0% $1904
$750 to $999 613 18.0% $2654
$1,000 to $1,499 1,867 56.0% $3779
$1,500 or more 424 12.0% $5429

Harrison, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Harrison Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,000$9,800
Net Savings to Harrison Home Owner from High Deductible Plan $1,200

Harrison, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harrison, NJ Home Replacement Value MORE than Home Value Harrison, NJ Home Replacement Value LESS than Home Value
Replacement Value $354,500 $217,500
Insurance Premium based on Replacement Value $1,975 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $525/year

Example Harrison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 6943143
Year Built 195519651943
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Harrison, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 200,000 Composition Roof 1,390 2 $500- $1000 Deductible 150 2 Stone Siding yes
1967 295,000 Composition Roof 1,460 2 $500 Deductible 140 1 Brick siding yes
1948 325,000 Slate Shingles Roof 2,120 3 $1000-$2500 Deductible 300 2 Brick siding yes
1981 315,000 Asphalt Shingles Roof 1,600 2 $500 Deductible 1190 10 Brick siding yes
1942 285,000 Slate Shingles Roof 1,620 2 > $10,000 Deductible 150 2 Wood siding No
1980 330,000 Asphalt Shingles Roof 1,950 4 $500- $1000 Deductible 1010 9 Fiber-Cement Siding No
1959 345,000 Membrane Roof 1,770 3 > $10,000 Deductible 390 4 Stone Siding yes
1989 355,000 Composition Roof 2,110 4 $1000-$2500 Deductible 1120 10 Brick siding yes
1963 285,000 Composition Roof 1,580 2 $5000 to $10,000 Deductible 860 10 Vinyl siding No
1943 410,000 Wood Shake Roof 2,060 3 $5000 to $10,000 Deductible 670 6 Wood siding yes
1941 160,000 Tile Roof 930 2 $500 Deductible 970 12 Vinyl siding No
1964 310,000 Slate Shingles Roof 1,940 3 $5000 to $10,000 Deductible 580 7 Fiber-Cement Siding yes
1963 315,000 Metal Roof 1,800 3 $500- $1000 Deductible 1110 10 Stone Siding No
1981 210,000 Slate Shingles Roof 1,420 3 $500 Deductible 1060 10 Wood siding No
1943 220,000 Membrane Roof 1,390 2 $2500-$5000 Deductible 550 6 Vinyl siding yes
1960 345,000 Metal Roof 1,870 3 $1000-$2500 Deductible 2220 12 Vinyl siding No
1947 435,000 Tile Roof 2,410 4 $2500-$5000 Deductible 100 1 Wood siding yes
1942 465,000 Shingles Roof 2,680 4 $1000-$2500 Deductible 2150 10 Vinyl siding yes
1985 545,000 Shingles Roof 2,770 4 $500- $1000 Deductible 1700 7 Brick siding yes
1963 380,000 Wood Shake Roof 2,470 4 $500 Deductible 550 4 Stone Siding yes
1953 260,000 Wood Shake Roof 1,310 2 > $10,000 Deductible 590 12 Wood siding No
1954 255,000 Tile Roof 1,740 4 $1000-$2500 Deductible 680 9 Stone Siding No
1983 415,000 Tile Roof 2,140 3 $1000-$2500 Deductible 950 7 Wood siding yes
1966 475,000 Asphalt Shingles Roof 2,870 4 $5000 to $10,000 Deductible 2040 12 Fiber-Cement Siding No
1954 380,000 Wood Shake Roof 2,580 4 $2500-$5000 Deductible 1340 12 Vinyl siding yes
1989 330,000 Shingles Roof 2,110 4 $500- $1000 Deductible 230 2 Stone Siding yes
1987 665,000 Composition Roof 3,300 4 $500 Deductible 1660 5 Stucco siding No
1968 360,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 530 5 Brick siding yes