Harrisburg Insurance Rates:

Harrisburg, PA homeowners insurance is nearly $590 to $800, about $49-$66/month. Our all inclusive analysis indicates shoppers can save as much as $278 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm Insurance
Another point i don't care for about my insurance company is that their bundle rates are not the best. the percentage i would save if i moved to a competing company would be a bit more."
State Farm.
I don't like that whenever something simple changes on the plan that they have to send a new insurance card. for example i upped my coverage, and they sent a huge booklet to me to see what the differences are. i would like that booklet before i made the decision, but don't think it needs to be printed and sent to me. an online version would be great.
Liberty Mutual
I can access my information through the geico mobile application since liberty mutual is a subsidiary. all of my documents are available in the app.

Harrisburg, PA Homeowners Insurance By Home Value

Harrisburg, PA Home Value Total Homes % of Total Average Harrisburg, PA Homeowners Insurance
Less than $50,000 1,111 13.0% $194
$50,000 to $59,999 551 6.0% $417
$60,000 to $69,999 1,034 12.0% $514
$70,000 to $79,999 866 10.0% $597
$80,000 to $89,999 882 10.0% $674
$90,000 to $99,999 540 6.0% $750
$100,000 to $124,999 1,070 12.0% $875
$125,000 to $149,999 589 7.0% $1091
$150,000 to $174,999 579 6.0% $1292
$175,000 to $199,999 366 4.0% $1494
$200,000 to $249,999 499 5.0% $1793
$250,000 to $299,999 134 1.0% $2189
$300,000 to $399,999 127 1.0% $2786

Top Home Insurance Agents Near Harrisburg, PA

Home Insurance Company Near Harrisburg, PA Homeowners Insurance Agency Near Harrisburg, PA Address
NA R T Dunn Ins Inc 200 W Main St, Mechanicsburg, PA, 17055
Nationwide A Insurance Agency 2501 Paxton St, Harrisburg, PA, 17111
Erie Community Insurance Services Inc. 684 W Main Street, New Holland, PA, 17557
State Farm Greg Sallade 919 E Main St Ste 1, Mount Joy, PA, 17552-9546
Nationwide Grove F&A Inc 30 Red Hill Ct, Newport, PA, 17074

Cost Of Homeowners Insurance By Street Near Harrisburg, PA

Streets in Harrisburg Area Homeowners Insurance Cost
Concert Dr, Wayne St, Gilmer Aly, Granite St, Honey St, Shamokin St, Nectarine St, Shrub St, Hanover St, N 13th St$689
Crabapple St, Cloverly Rd, Sycamore St, Helen St, Juniper St, Ruby St, Primrose St, Crum Aly, Keystone Plz, Lawton St$683
Thompson St, Sayford St, Midland Rd, Getz St, Traffic Safety, Kline Aly, Radnor St, Flinton St, Adams Aly, Home St$733
Dunkle St, Muench St, Antoine St, Hill St, Edgewood Dr, S 18th St, Mc Cleaster St, Berryhill St, Woodlawn St, Woodbine St$693
Charles Aly, Naudain St, Cranberry St, Radnor St, Yale St, Eugene Aly, Hillside Village, Brook St, Health and Welfare Bld, Mary St$686

Harrisburg, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harrisburg$104 to $106
Wormleysburg$108
West Fairview$105
Lemoyne$107

Harrisburg, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wormleysburg borough, Pennsylvania $108 $144 $216
West Fairview CDP, Pennsylvania $105 $140 $210
Penbrook borough, Pennsylvania $106 $141 $212

Harrisburg, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harrisburg, PA5.4%11.9%
Wormleysburg4.41%11.95%
West Fairview5.01%14.81%
Penbrook4.33%12.44%

Harrisburg Renters Insurance as a Percentage of Rent

Harrisburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 706 5.0% $355
$200 to $299 732 6.0% $805
$300 to $499 1,202 9.0% $1255
$500 to $749 3,354 27.0% $1930
$750 to $999 3,538 29.0% $2680
$1,000 to $1,499 2,403 19.0% $3805
$1,500 or more 216 1.0% $5455

Harrisburg, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Harrisburg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Harrisburg Home Owner from High Deductible Plan $600

Harrisburg, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harrisburg, PA Home Replacement Value MORE than Home Value Harrisburg, PA Home Replacement Value LESS than Home Value
Replacement Value $84,000 $45,000
Insurance Premium based on Replacement Value $425 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Harrisburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAllstate
Monthly Premium 406529
Year Built 195719691945
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$75000-$100000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Harrisburg, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 210,000 Composition Roof 3,050 4 $1000-$2500 Deductible 840 12 Wood siding No
1960 80,000 Composition Roof 1,440 2 $2500-$5000 Deductible 80 3 Brick siding No
1952 95,000 Asphalt Shingles Roof 1,440 2 $1000-$2500 Deductible 140 5 Vinyl siding yes
1942 90,000 Shingles Roof 1,590 2 $1000-$2500 Deductible 120 4 Brick siding No
1949 80,000 Tile Roof 1,130 2 $500- $1000 Deductible 70 2 Stucco siding yes
1962 160,000 Composition Roof 2,340 4 $1000-$2500 Deductible 170 3 Vinyl siding yes
1969 55,000 Membrane Roof 930 2 $1000-$2500 Deductible 190 7 Fiber-Cement Siding yes
1960 65,000 Metal Roof 1,030 2 $500 Deductible 170 6 Vinyl siding No
1942 105,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 380 10 Stone Siding No
1952 115,000 Asphalt Shingles Roof 2,030 4 $500- $1000 Deductible 190 4 Stone Siding yes
1948 90,000 Asphalt Shingles Roof 1,680 5 $1000-$2500 Deductible 160 4 Stone Siding No
1967 205,000 Asphalt Shingles Roof 2,650 4 > $10,000 Deductible 500 12 Wood siding yes
1951 280,000 Wood Shake Roof 4,410 5 $500 Deductible 370 4 Stucco siding yes
1932 100,000 Shingles Roof 1,610 2 $500 Deductible 130 5 Wood siding yes