Harrisburg, PA homeowners insurance is nearly $590 to $800, about $49-$66/month. Our all inclusive analysis indicates shoppers can save as much as $278 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Harrisburg, PA | Homeowners Insurance Agency Near Harrisburg, PA | Address |
|---|---|---|
| Nationwide | A Insurance Agency | 2501 Paxton St, Harrisburg, PA, 17111 |
| Erie | Community Insurance Services Inc. | 684 W Main Street, New Holland, PA, 17557 |
| State Farm | Greg Sallade | 919 E Main St Ste 1, Mount Joy, PA, 17552-9546 |
| Nationwide | Grove F&A Inc | 30 Red Hill Ct, Newport, PA, 17074 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wormleysburg borough, Pennsylvania | $108 | $144 | $216 |
| West Fairview CDP, Pennsylvania | $105 | $140 | $210 |
| Penbrook borough, Pennsylvania | $106 | $141 | $212 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Harrisburg, PA | 5.4% | 11.9% |
| Wormleysburg | 4.41% | 11.95% |
| West Fairview | 5.01% | 14.81% |
| Penbrook | 4.33% | 12.44% |
| Harrisburg Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 706 | 5.0% | $355 |
| $200 to $299 | 732 | 6.0% | $805 |
| $300 to $499 | 1,202 | 9.0% | $1255 |
| $500 to $749 | 3,354 | 27.0% | $1930 |
| $750 to $999 | 3,538 | 29.0% | $2680 |
| $1,000 to $1,499 | 2,403 | 19.0% | $3805 |
| $1,500 or more | 216 | 1.0% | $5455 |
| Streets in Harrisburg Area | Homeowners Insurance Cost |
|---|---|
| Concert Dr, Wayne St, Gilmer Aly, Granite St, Honey St, Shamokin St, Nectarine St, Shrub St, Hanover St, N 13th St | $689 |
| Crabapple St, Cloverly Rd, Sycamore St, Helen St, Juniper St, Ruby St, Primrose St, Crum Aly, Keystone Plz, Lawton St | $683 |
| Thompson St, Sayford St, Midland Rd, Getz St, Traffic Safety, Kline Aly, Radnor St, Flinton St, Adams Aly, Home St | $733 |
| Dunkle St, Muench St, Antoine St, Hill St, Edgewood Dr, S 18th St, Mc Cleaster St, Berryhill St, Woodlawn St, Woodbine St | $693 |
| Charles Aly, Naudain St, Cranberry St, Radnor St, Yale St, Eugene Aly, Hillside Village, Brook St, Health and Welfare Bld, Mary St | $686 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Harrisburg | $104 to $106 |
| Wormleysburg | $108 |
| West Fairview | $105 |
| Lemoyne | $107 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Harrisburg Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,600 | $5,000 |
| Net Savings to Harrisburg Home Owner from High Deductible Plan | $600 | |
| Scenario | Harrisburg, PA Home Replacement Value MORE than Home Value | Harrisburg, PA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $84,000 | $45,000 |
| Insurance Premium based on Replacement Value | $425 | $225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $19,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | GEICO Insurance | Chubb Group of Insurance | Allstate |
| Monthly Premium | 40 | 65 | 29 |
| Year Built | 1957 | 1969 | 1945 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $150000-$175000 | $75000-$100000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |