Harlingen Insurance Rates:

Harlingen, TX homeowners insurance is about $856 to $1,159, about $71-$96/month. Our comprehensive research shows customers can save as much as $402 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Great company to work with, has been in business for a long time and I trust them! I never have to wait on the phone and they have always been quick to get claims or information out to me promptly.
State Farm
I would reccomend State Farm to anyone if they have no previous issues with the company they have now. All of my rates are amazing and I don't plan on switching any time soon.
State Farm
This place is great because they make you feel safe and you know that you will be taken care of by them in a good way.
State Farm
State Farm fit our needs for Home Insurance perfectly. The price was right, the service has been wonderful and everyone there are sweethearts.
Allstate
They are very continently located to our house with a local office down the street. and the main office is always available if the local office is closed
Nationwide
They have affordable insurance that fits your budget and your needs. they will work with you to make sure you receive the best offers possible.
Agi Insurance Group
What i really like about agi insurance is that they offer you the ability to set up auto payments so you do not forget that payment and your insurances does not lapse.
Liberty Mutual
I'm very pleased with our premium. The other insurance company we had been with for years was a couple hundred dollars more.
Progressive
I like the fact that my insurance cards are available on the mobile app and I can make my payments. Sometimes I have to log onto the website to view some of the documents.
Agi Insurance Group
I FEEL LIKE GOOD FOR THE COMPANY WEBSITE. EASILY PAY THE PREMIUM, FAST ACCESS THIS WEBSITE, EVERY NOTIFICATION ALERT FOR THAT WEBSITE.
State Farm
The main problems I have with the company are the premiums are high (and seem to be rising out of step with inflation), and they don't offer a free auto-pay service, which seems very old-fashioned given that most companies have seen the value of offering such a service.
Farmer's Insurance
Sometimes the materials can be hard to understand with difficult to read terms and long provisions with legalistic words and terms.
State Farm
I would definitely recommend this company to others as they have serviced our needs and in fact our monthly premium has gone down since we first got them, so that's great.
Progressive
I would recommend it if the person is willing to jump through a bit to get it right. As many other retail and service places, you kind of have to do your research to actually know.

Harlingen, TX Homeowners Insurance By Home Value

Harlingen, TX Home Value Total Homes % of Total Average Harlingen, TX Homeowners Insurance
Less than $50,000 3,431 27.0% $322
$50,000 to $59,999 807 6.0% $674
$60,000 to $69,999 1,095 8.0% $835
$70,000 to $79,999 1,193 9.0% $966
$80,000 to $89,999 993 8.0% $1097
$90,000 to $99,999 864 7.0% $1228
$100,000 to $124,999 1,072 8.0% $1419
$125,000 to $149,999 882 7.0% $1772
$150,000 to $174,999 764 6.0% $2104
$175,000 to $199,999 408 3.0% $2426
$200,000 to $249,999 353 2.0% $2920
$250,000 to $299,999 209 1.0% $3564
$300,000 to $399,999 247 2.0% $4531

Top Home Insurance Agents Near Harlingen, TX

Home Insurance Company Near Harlingen, TX Homeowners Insurance Agency Near Harlingen, TX Address
Travelers Bert Whisenant Insurance 816 E HACKBERRY AVE, MCALLEN, TX, 78501
Farmers Daniel Danny Trevino 1401 W Polk Ave Ste A, Pharr, TX, 78577
State Farm David Armendariz 224 W Ocean Blvd, Los Fresnos, TX, 78566-3623
Allstate Johnny Rodriguez 133 E Price Rd, Brownsville, TX, 78521
State Farm Ruben Cardenas 603 N Texas Blvd, Weslaco, TX, 78596-4803

Harlingen, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Harlingen, TX

Streets in Harlingen Area Homeowners Insurance Cost
W Hummingbird Ln, Fair Park Blvd, Regina Ln, Washington Palm Dr, S 77 Sunshine Strip, River Dr, Narcisco Martinez Hwy, Caliche Rd, Paloma Cir N, N Vista del Sol Dr$1,012
Wichita Ave, Rio Grande, Ratliff St, Springmeadow Ln, Paso Real, E Cleveland Ave, W Mitchell St, Juan St, W Washington Ave, Tangerine Dr$995
Cll Condesa, Ln G, Warren St, Theime Rd, Co Rd 491, Co Rd 573, Date Dr, Papaya Cir, Polo Arizmendi Cir, Boxwood St$1,028
Heywood St, Wagon Trl, Bartola Rd, Flamingo Ln, Alonzo Rd, Glasscock Ave, N 29th St, Co Rd 338, Lime Dr, Ideal$1,003
Casey Rd, W Filmore Ave, N K St, Simmons Rd, Violet Ln, Charles St, Menard Dr, Laurel Dr, 4th Ave, Tucker Rd$1,008
Treasure Hills Blvd, N Encino Dr, Lime St, E Euna Ct, Long Ln, Baker Potts Rd, Holland St, Mc Gregor Ave, Austin Ave, Co Rd 3462$999
W Hanson St, White St, Hamilton St, Rangerville Rd, Rodriguez St, Ponciana Ave, Southgate Dr, New Combes Hwy, Iowa Dr, E Roosevelt Ave$993
Boardwalk Ave, Southland Ave, W Garfield St, Co Rd 592, Encino St, Star Cir, Wild Olive Dr, W Expy 83, S L 1/2 St, New Combes Hwy$992
N Williams Rd, Gonzalez Rd, E Polk Ave, Tamm Ln, Barton St, W Shelly St, S City Limits Rd, Elm, Estates Dr, Neighborly$1,019
E Barbara St, Rio Grande Ct, Joines Rd, E Van Buren Ave, W Hayes St, N 12th St, Remington Dr, N C St, Alonzo Cir, E Palmetto Dr$1,000

Harlingen, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Harlingen$150 to $153
Harlingen-San Benito$150
Juarez$148
Las Palmas II$153

Harlingen, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harlingen-San Benito CCD, Cameron County, Texas $126 $167 $251
Las Palmas II CDP, Texas $128 $170 $255
Palm Valley city, Texas $132 $176 $264

Harlingen, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Harlingen, TX7.5%22.1%
Harlingen-San Benito7.46%23.97%
Juarez5.39%35.29%
Las Palmas II16.21%19.6%

Harlingen Renters Insurance as a Percentage of Rent

Harlingen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 358 4.0% $359
$200 to $299 566 6.0% $809
$300 to $499 1,224 15.0% $1259
$500 to $749 2,709 33.0% $1934
$750 to $999 2,110 26.0% $2684
$1,000 to $1,499 993 12.0% $3809
$1,500 or more 153 1.0% $5459

Harlingen, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Harlingen Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Harlingen Home Owner from High Deductible Plan $600

Harlingen, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harlingen, TX Home Replacement Value MORE than Home Value Harlingen, TX Home Replacement Value LESS than Home Value
Replacement Value $133,500 $96,000
Insurance Premium based on Replacement Value $1,100 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Harlingen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmLiberty Mutual
Monthly Premium 12311484
Year Built 199519622004
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$150000-$175000$100000-$125000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Harlingen, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 90,000 Asphalt Shingles Roof 1,470 3 $500- $1000 Deductible 610 9 Wood siding yes
2010 140,000 Slate Shingles Roof 2,470 5 $2500-$5000 Deductible 60 1 Brick siding No
2004 180,000 Metal Roof 2,710 4 $5000 to $10,000 Deductible 90 1 Stucco siding No
1995 100,000 Metal Roof 1,400 3 $2500-$5000 Deductible 230 4 Vinyl siding No
1964 210,000 Composition Roof 3,230 5 $5000 to $10,000 Deductible 1020 10 Stucco siding yes
2000 95,000 Metal Roof 1,860 4 $500- $1000 Deductible 360 7 Stone Siding yes
1986 170,000 Wood Shake Roof 3,300 4 $1000-$2500 Deductible 620 8 Stone Siding yes
1963 140,000 Wood Shake Roof 2,670 4 $500 Deductible 750 10 Brick siding yes
2012 70,000 Wood Shake Roof 930 2 $500- $1000 Deductible 360 7 Vinyl siding yes
1963 240,000 Composition Roof 4,420 5 > $10,000 Deductible 1280 12 Wood siding No
1984 105,000 Asphalt Shingles Roof 2,160 4 $500 Deductible 290 4 Brick siding No
1980 185,000 Asphalt Shingles Roof 3,310 4 $1000-$2500 Deductible 530 5 Wood siding No
1992 185,000 Metal Roof 2,910 4 $5000 to $10,000 Deductible 720 9 Stone Siding No
2013 160,000 Slate Shingles Roof 3,050 4 $1000-$2500 Deductible 1150 12 Stucco siding yes
1966 95,000 Membrane Roof 1,420 3 $1000-$2500 Deductible 260 3 Vinyl siding yes
2003 145,000 Composition Roof 2,540 5 $2500-$5000 Deductible 150 2 Stucco siding No
2000 105,000 Wood Shake Roof 1,600 3 $2500-$5000 Deductible 730 12 Fiber-Cement Siding No
1998 150,000 Wood Shake Roof 2,700 5 $500- $1000 Deductible 390 5 Stone Siding yes
1981 215,000 Asphalt Shingles Roof 2,960 5 $1000-$2500 Deductible 400 3 Vinyl siding yes
2012 195,000 Membrane Roof 2,970 4 $5000 to $10,000 Deductible 960 10 Fiber-Cement Siding No
1998 280,000 Membrane Roof 3,920 5 $500 Deductible 300 2 Brick siding yes
1994 175,000 Wood Shake Roof 3,280 5 $500- $1000 Deductible 870 8 Stone Siding yes
2005 145,000 Composition Roof 2,840 5 $2500-$5000 Deductible 340 5 Stone Siding yes
2010 80,000 Asphalt Shingles Roof 1,080 2 $500 Deductible 160 3 Vinyl siding No
1994 90,000 Slate Shingles Roof 1,730 2 $1000-$2500 Deductible 280 6 Stucco siding No
1966 70,000 Shingles Roof 1,140 2 $500 Deductible 230 6 Wood siding No
1962 165,000 Tile Roof 2,450 5 $500- $1000 Deductible 660 5 Stucco siding No
1982 125,000 Membrane Roof 2,400 3 $1000-$2500 Deductible 150 2 Vinyl siding yes
2005 185,000 Metal Roof 3,000 4 $500 Deductible 290 3 Brick siding yes
2006 135,000 Wood Shake Roof 2,390 3 $500 Deductible 230 2 Wood siding No
2011 120,000 Tile Roof 1,680 3 $1000-$2500 Deductible 770 9 Wood siding yes
2003 165,000 Composition Roof 2,890 4 $500 Deductible 1140 8 Stucco siding yes
2012 110,000 Asphalt Shingles Roof 1,570 5 $500 Deductible 730 12 Brick siding No

How To Make Your Harlingen, TX Home Insurnace Cheaper