Hanover Insurance Rates:

Hanover, OH homeowners insurance is nearly $612 to $842, about $51-$70/month. Our extensive guide shows customers can save as much as $290 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hanover, OH Homeowners Insurance By Home Value

Hanover, OH Home Value Total Homes % of Total Average Hanover, OH Homeowners Insurance
Less than $50,000 117 4.0% $109
$60,000 to $69,999 43 1.0% $283
$70,000 to $79,999 52 1.0% $327
$80,000 to $89,999 74 2.0% $370
$90,000 to $99,999 100 3.0% $414
$100,000 to $124,999 447 15.0% $479
$125,000 to $149,999 434 15.0% $603
$150,000 to $174,999 375 13.0% $712
$175,000 to $199,999 235 8.0% $821
$200,000 to $249,999 493 17.0% $988
$250,000 to $299,999 280 9.0% $1214
$300,000 to $399,999 228 7.0% $1541

Top Home Insurance Agents Near Hanover, OH

Home Insurance Company Near Hanover, OH Homeowners Insurance Agency Near Hanover, OH Address
NA Graham Nicholas & Associates Llc 40 Remick Blvd, Springboro, OH, 45066
Erie Brian Jarrells 438 Mason Road, South Lebanon, OH, 45065
Travelers Consumer Financial Inc 8875 CINCINNATI DAYTON RD STE 2, WEST CHESTER, OH, 45069
Nationwide Daniel Christian Doepke 4763 Glendale Milford Rd, Cincinnati, OH, 45242
State Farm David Cheatham Ste A 3987 Hamilton Middletown Rd, Hamilton, OH, 45011-8344

Cost Of Homeowners Insurance By Street Near Hanover, OH

Streets in Hanover Area Homeowners Insurance Cost
Wencella Dr, Sheerin Dr, Quincy Dr, Carmen Ave, Boyle Rd, Gray Ave, Eagles View Dr, Heitsman Dr, Dover Pl, Roberta Dr$692
Taft, Karriwood Dr, Deerhill Ln, Waterpoint Ln, Merle Ave, Stahlheber Rd, Walthan Ct, Haldimand Ave, Warr Ct, Sweet Gum Dr$690
Claude Ct, Gardner Rd, Arrow Head Trl, Westfield Ave, Waverly Dr, Mimosa Ct, York Ave, Ward Way, Betty Dr, Chamberlin Dr$737
Diana Dr, Santa Maria Pl, Kingston Dr, Colonial Lake Dr, Reily Millville Rd, Mitchell Ave, Miami View Ct, Hughes Ct, Eagle View Dr, Woodview Ln$737
Hartford Dr, Verlyn Ave, Murphy Cir, Coleman Dr, Dick Ave N, N Gersam Ave, Columbus Dr S, Brookcrest Dr, W Persimmon Dr, Wilson Ave$692

Hanover, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hanover$108 to $110
Millville$106
Darrtown$105
Butler County$108

Hanover, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Millville village, Ohio $89 $118 $177
Darrtown CDP, Ohio $88 $117 $176
Butler County, Ohio $90 $120 $180

Hanover, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hanover, OH4.3%12.3%
Millville4.89%13.65%
Darrtown4.83%11.58%
Butler County4.15%12.63%

Hanover Renters Insurance as a Percentage of Rent

Hanover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 4 2.0% $1230
$500 to $749 18 13.0% $1905
$750 to $999 38 27.0% $2655
$1,000 to $1,499 60 43.0% $3780
$1,500 or more 18 13.0% $5430

Hanover, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Hanover Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,500$11,000
Net Savings to Hanover Home Owner from High Deductible Plan $500

Hanover, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hanover, OH Home Replacement Value MORE than Home Value Hanover, OH Home Replacement Value LESS than Home Value
Replacement Value $121,000 $85,000
Insurance Premium based on Replacement Value $500 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Hanover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersChubb Group of Insurance
Monthly Premium 2912352
Year Built 200819411995
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$400000-$500000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hanover, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 310,000 Shingles Roof 3,920 5 $5000 to $10,000 Deductible 450 10 Stone Siding No
2008 160,000 Slate Shingles Roof 1,570 3 $2500-$5000 Deductible 260 9 Stone Siding No
1990 480,000 Asphalt Shingles Roof 4,330 5 $1000-$2500 Deductible 690 5 Brick siding yes
1948 365,000 Asphalt Shingles Roof 3,960 5 $1000-$2500 Deductible 220 2 Brick siding yes
1991 165,000 Membrane Roof 1,850 5 $2500-$5000 Deductible 410 9 Brick siding No
1943 405,000 Tile Roof 4,070 5 $2500-$5000 Deductible 1290 10 Fiber-Cement Siding yes
1942 220,000 Tile Roof 2,280 4 $500 Deductible 400 5 Brick siding yes
1988 170,000 Wood Shake Roof 2,140 3 $500- $1000 Deductible 250 6 Stone Siding yes
1941 330,000 Wood Shake Roof 2,950 4 $5000 to $10,000 Deductible 790 8 Fiber-Cement Siding No
1988 180,000 Composition Roof 1,530 3 $1000-$2500 Deductible 320 9 Brick siding No
1949 165,000 Slate Shingles Roof 1,700 3 $5000 to $10,000 Deductible 40 1 Stucco siding No
1983 160,000 Asphalt Shingles Roof 1,620 5 $500- $1000 Deductible 460 10 Stucco siding No
1985 140,000 Membrane Roof 1,750 4 $1000-$2500 Deductible 80 3 Brick siding yes
1984 135,000 Wood Shake Roof 1,700 4 $500- $1000 Deductible 160 4 Stone Siding yes
1949 415,000 Tile Roof 4,140 5 > $10,000 Deductible 440 5 Stucco siding No
1998 165,000 Shingles Roof 2,070 4 $500 Deductible 360 7 Wood siding No
1988 190,000 Slate Shingles Roof 2,060 3 $2500-$5000 Deductible 220 5 Fiber-Cement Siding yes
1962 215,000 Membrane Roof 2,700 4 $1000-$2500 Deductible 310 4 Stone Siding yes
2006 290,000 Slate Shingles Roof 3,330 4 $500- $1000 Deductible 510 6 Fiber-Cement Siding No
2005 370,000 Metal Roof 4,130 5 $5000 to $10,000 Deductible 200 2 Vinyl siding yes
1998 140,000 Metal Roof 1,780 5 $500- $1000 Deductible 250 7 Vinyl siding No
2001 165,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 200 4 Vinyl siding No
1980 265,000 Slate Shingles Roof 2,680 4 $5000 to $10,000 Deductible 420 9 Wood siding No
1992 180,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 220 7 Stone Siding No
2001 230,000 Metal Roof 1,980 4 $2500-$5000 Deductible 420 8 Stucco siding yes
1965 205,000 Composition Roof 1,780 3 $2500-$5000 Deductible 250 6 Stone Siding No
1989 185,000 Composition Roof 1,760 4 $5000 to $10,000 Deductible 430 12 Vinyl siding No
1991 305,000 Wood Shake Roof 3,200 5 $500 Deductible 720 5 Wood siding yes
1964 415,000 Asphalt Shingles Roof 4,590 5 > $10,000 Deductible 800 8 Stucco siding yes
1999 110,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 140 4 Stucco siding No
1941 160,000 Slate Shingles Roof 1,580 3 $5000 to $10,000 Deductible 300 8 Brick siding No
1998 175,000 Tile Roof 2,090 5 $1000-$2500 Deductible 70 2 Wood siding No
1997 100,000 Tile Roof 1,240 3 $500 Deductible 230 5 Vinyl siding yes
2009 175,000 Asphalt Shingles Roof 2,110 3 $500 Deductible 380 6 Fiber-Cement Siding yes