Hanover Insurance Rates:

Hanover, IL homeowners insurance is roughly $669 to $907, about $55-$75/month. Our extensive analysis shows customers can save as much as $315 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Had to have my fence fixed from a wind storm and susan our agent got the information we needed immediately.
State Farm
I hate how they think they are smarter than me and use big words to make me feel belittled and small.
Amica Mutual Insurance
When i have had claims with amica i thought they were very fair with me. in both cases (car and house claim) i felt that they paid me an adequate amount of the damages and i did not have to argue with them.
Erie Insurance
I am able to contact my agent and get a response within an hour. It helps that my entire family uses this agent for insurance, therefore, he has become somewhat of a family friend. I can openly talk to him and get honest answers/opinions.

Hanover, IL Homeowners Insurance By Home Value

Hanover, IL Home Value Total Homes % of Total Average Hanover, IL Homeowners Insurance
Less than $50,000 1,023 4.0% $86
$90,000 to $99,999 352 1.0% $338
$100,000 to $124,999 1,243 5.0% $394
$125,000 to $149,999 1,969 8.0% $496
$150,000 to $174,999 3,071 12.0% $583
$175,000 to $199,999 3,435 14.0% $677
$200,000 to $249,999 5,728 23.0% $811
$250,000 to $299,999 3,322 13.0% $992
$300,000 to $399,999 3,518 14.0% $1268

Top Home Insurance Agents Near Hanover, IL

Home Insurance Company Near Hanover, IL Homeowners Insurance Agency Near Hanover, IL Address
Allstate Jeff Enyeart 1015A W Madison St, Chicago, IL, 60607
State Farm Jeff Peschke 6942 Grand Ave, Hammond, IN, 46323-2570
Farmers Kristin Olesen 9801 W Higgins Rd Ste 140, Rosemont, IL, 60018
State Farm Rick Papp 2704 Caton Farm Rd, Joliet, IL, 60435-1309
State Farm Shawn Temirian 8515 Grand Ave Ste 1, River Grove, IL, 60171-1406

Cost Of Homeowners Insurance By Street Near Hanover, IL

Streets in Hanover Area Homeowners Insurance Cost
Carriage Way, Larsen Ave, Schaumburg Rd, Heatherwood Dr, Samuel Dr, Lucille Ave, Chaparral Ct, Shady Oaks Cir, Foxglove Ct, Laurie Ln$795
Buckingham Cir, Mulford Dr, Bent Ridge Ln, Burton Dr, Joyce Ln, Shady Oaks Dr, Fox Path Ln, Stockbridge Ct, Kelley Dr, Miller Ave$825
Varsity Dr, Alden Ln, Glendale Ter, Yorkshire Dr, Longford Ct, Mulford Ct, Crescent Ln, Nettle Ln, Hillside Ct, Post Ln$774
Allen Dr, W Bayberry Ln, Greenridge Rd, Hunterdon Ct, Bedford Ct, Keystone Ct, Thorndale Dr, Timber Ridge Dr, Timberline Dr, Carmella Ln$807
Iroquois Dr, Lela Ln, Villa Rd, Torri Ln, Biltmore Dr, Adams Ct, Jackson Ln, Freeman Ave, Nicholson Dr, Oakwood Blvd$829
Evanston Elgin Rd, Carlson Dr, Rebecca Dr, Corrington Ct, Clover Cir, Bluebird Ct, Timber Ct, S Sutton Rd, Fox Path Ln, Jefferson Ct$794
W Elmwood Ln, Tefft Ave, Library Ln, N Shady Oaks Dr, Belcourt Ln, Heine Dr, Lasalle Ct, Hunter Dr, Lancastor Ct, Hackberry Ct$826
Avon Dr, Plumtree Ln, Alcott Ct, Longford Dr, Parkside Ct, Chaucer Ln, Sumac Dr, Georgetown Ln, Meredith Ln, Green Ridge Rd$772
Smoketree Ln, Snow Drift Cir, Moon Lake Blvd, S Devon Ave, Fieldcrest Dr, Pebble Beach Ln, Windgate Ct, Kent Ln, Mackey Ln, Red Cedar Dr$809
Carlino Dr, Donna Ct, Taft Ct, Mc Kool Ave, Fountain Grass Cir, Nina, N Park Blvd, Bonded Pkwy, 3rd Ct, Hearthstone Dr$812

Hanover, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hanover$117 to $120
Streamwood$117
Hoffman Estates$121
Bartlett$123

Hanover, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Streamwood village, Illinois $117 $156 $234
Hoffman Estates village, Illinois $122 $162 $243
Bartlett village, Illinois $124 $165 $248

Hanover, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hanover, IL3.4%10.3%
Streamwood3.6%10.7%
Hoffman Estates3.42%9.79%
Bartlett2.98%8.81%

Hanover Renters Insurance as a Percentage of Rent

Hanover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 1.0% $775
$300 to $499 103 1.0% $1225
$500 to $749 520 9.0% $1900
$750 to $999 1,573 28.0% $2650
$1,000 to $1,499 1,729 31.0% $3775
$1,500 or more 1,419 26.0% $5425

Hanover, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Hanover Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,900$12,700
Net Savings to Hanover Home Owner from High Deductible Plan $1,200

Hanover, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hanover, IL Home Replacement Value MORE than Home Value Hanover, IL Home Replacement Value LESS than Home Value
Replacement Value $199,000 $120,000
Insurance Premium based on Replacement Value $1,125 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Hanover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmFarmers Insurance
Monthly Premium 8870107
Year Built 198020071990
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hanover, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 285,000 Shingles Roof 2,130 3 $5000 to $10,000 Deductible 340 4 Fiber-Cement Siding yes
2012 190,000 Metal Roof 1,670 3 $1000-$2500 Deductible 570 9 Stucco siding yes
2007 415,000 Slate Shingles Roof 4,240 5 > $10,000 Deductible 510 6 Wood siding No
2005 230,000 Slate Shingles Roof 2,140 5 $1000-$2500 Deductible 420 5 Brick siding No
1991 620,000 Metal Roof 4,880 5 $500 Deductible 900 4 Stone Siding No
1988 125,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 90 3 Vinyl siding No
1998 235,000 Metal Roof 1,850 3 $5000 to $10,000 Deductible 280 5 Vinyl siding yes
2012 165,000 Asphalt Shingles Roof 1,620 4 $500- $1000 Deductible 420 7 Stone Siding No
2002 405,000 Membrane Roof 4,050 5 $500- $1000 Deductible 1780 12 Wood siding yes
2012 220,000 Membrane Roof 2,160 4 $500 Deductible 820 9 Vinyl siding No
2011 205,000 Membrane Roof 1,610 4 $500 Deductible 530 6 Stone Siding yes
1999 355,000 Membrane Roof 3,130 5 > $10,000 Deductible 340 5 Stucco siding yes
1997 175,000 Metal Roof 1,770 4 $5000 to $10,000 Deductible 280 6 Brick siding No
2010 245,000 Slate Shingles Roof 1,740 4 > $10,000 Deductible 420 10 Vinyl siding yes
1982 210,000 Metal Roof 2,070 3 > $10,000 Deductible 340 7 Wood siding No