Hannibal Insurance Rates:

Hannibal, MO homeowners insurance is about $801 to $1,091, about $66-$90/month. Our thorough guide shows customers can save upto $378 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The company is student oriented which is nice to have since I'm a college student. The company show good hospitality.

Hannibal, MO Homeowners Insurance By Home Value

Hannibal, MO Home Value Total Homes % of Total Average Hannibal, MO Homeowners Insurance
Less than $50,000 961 22.0% $264
$50,000 to $59,999 347 8.0% $567
$60,000 to $69,999 476 11.0% $700
$70,000 to $79,999 222 5.0% $813
$80,000 to $89,999 299 6.0% $927
$90,000 to $99,999 196 4.0% $1031
$100,000 to $124,999 450 10.0% $1191
$125,000 to $149,999 453 10.0% $1494
$150,000 to $174,999 423 9.0% $1769
$175,000 to $199,999 46 1.0% $2043
$200,000 to $249,999 149 3.0% $2459
$250,000 to $299,999 166 3.0% $2998
$300,000 to $399,999 87 2.0% $3812

Top Home Insurance Agents Near Hannibal, MO

Home Insurance Company Near Hannibal, MO Homeowners Insurance Agency Near Hannibal, MO Address
NA Moore Insurance Advisors 2801 Broadway St, Quincy, IL, 62301
NA Mbt Insurance Agency 400 S Muldrow St, Mexico, MO, 65265
Travelers Gem City Insurance Agency 535 MAINE ST STE 1B, QUINCY, IL, 62301
Farmers Matthew Dunbar 3434 Georgia St, Louisiana, MO, 63353
State Farm Steve Kroeck 1210 S Bus Hwy 61, Bowling Green, MO, 63334

Cost Of Homeowners Insurance By Street Near Hannibal, MO

Streets in Hannibal Area Homeowners Insurance Cost
Banister Pl, Ledbetter Ln, Plumcreek Ln, Cumberland Trl, Norwoods Pl, Quarry Dr, State Hwy CC, E Ely St, Darr St, Quarry Ln$958
Norwoods Ct, Dunlop St, Nez Perce Rd, Orchard Ave, Carson Trl, Eagle Trail Ridge Ct, Short St, Miller Pl, State Hwy M, Orchard Rd$968
Tanglewood Pl, Aspen Trl, State Hwy O, State Hwy Ff, N Floweree St, Columbus Trl, Apache Dr, Sundance Dr, N Center St, S Elm St$979
N Public St, S Public St, Comanche Dr, Beaver Rd, Kingsville Rd, Dalton Ln, Turner Acres Pl, N Meadow St, State Hwy H, Otter Rd$957
Prince Ave, N Main St, Badger Rd, Shagbark Pl, Navajo Dr, N Elm St, Broadway St, Ute Dr, Ash Trl, Doe Run Rd$963

Hannibal, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hannibal$141 to $144
Mason$140
Miller$148
Levee$108

Hannibal, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mason township, Marion County, Missouri $140 $186 $279
Miller township, Marion County, Missouri $148 $197 $296
Fall Creek township, Adams County, Illinois $111 $148 $222

Hannibal, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hannibal, MO8.5%20.8%
Mason8.98%20.7%
Miller7.55%21.36%
Fall Creek3.35%10.29%

Hannibal Renters Insurance as a Percentage of Rent

Hannibal Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 118 4.0% $358
$200 to $299 136 5.0% $808
$300 to $499 586 23.0% $1258
$500 to $749 1,075 43.0% $1933
$750 to $999 443 18.0% $2683
$1,000 to $1,499 84 3.0% $3808

Hannibal, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Hannibal Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Hannibal Home Owner from High Deductible Plan $600

Hannibal, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hannibal, MO Home Replacement Value MORE than Home Value Hannibal, MO Home Replacement Value LESS than Home Value
Replacement Value $159,500 $100,000
Insurance Premium based on Replacement Value $675 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Hannibal Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmerican Family InsuranceTravelers
Monthly Premium 294228
Year Built 197719452000
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$175000-$200000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hannibal, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 105,000 Tile Roof 1,970 3 $1000-$2500 Deductible 340 8 Stucco siding No
1970 175,000 Shingles Roof 2,970 4 $500- $1000 Deductible 490 8 Brick siding yes
1984 170,000 Membrane Roof 2,390 3 $5000 to $10,000 Deductible 40 1 Brick siding No
1967 140,000 Asphalt Shingles Roof 2,540 4 $500- $1000 Deductible 310 5 Stone Siding yes
1983 150,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 390 7 Stucco siding No
1983 230,000 Slate Shingles Roof 4,070 5 $500- $1000 Deductible 150 2 Stucco siding No
2000 95,000 Slate Shingles Roof 1,480 3 $500- $1000 Deductible 40 1 Stucco siding No
1966 245,000 Wood Shake Roof 3,370 4 $500- $1000 Deductible 1090 12 Wood siding No
1948 90,000 Wood Shake Roof 1,430 3 $1000-$2500 Deductible 170 6 Brick siding yes
1988 100,000 Metal Roof 1,740 3 $2500-$5000 Deductible 240 9 Brick siding No
1940 115,000 Membrane Roof 1,680 4 $500 Deductible 150 3 Vinyl siding yes
1947 185,000 Composition Roof 3,400 4 $1000-$2500 Deductible 80 2 Wood siding yes
1960 190,000 Tile Roof 3,350 5 $2500-$5000 Deductible 140 3 Brick siding yes
1983 310,000 Metal Roof 4,620 5 $2500-$5000 Deductible 690 10 Stone Siding No
1944 210,000 Slate Shingles Roof 3,340 4 $500- $1000 Deductible 570 7 Brick siding yes
1981 130,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 590 12 Brick siding yes
2005 150,000 Slate Shingles Roof 2,560 5 $500 Deductible 60 1 Wood siding yes
1966 155,000 Composition Roof 2,160 5 $1000-$2500 Deductible 220 4 Brick siding yes
1980 165,000 Metal Roof 2,240 4 $500 Deductible 560 10 Stucco siding yes
1949 130,000 Wood Shake Roof 2,400 5 $2500-$5000 Deductible 330 9 Stucco siding No
1965 270,000 Slate Shingles Roof 4,530 5 $2500-$5000 Deductible 1100 12 Brick siding yes
1978 175,000 Asphalt Shingles Roof 3,040 4 $500- $1000 Deductible 260 4 Stone Siding No
2001 250,000 Asphalt Shingles Roof 3,260 4 $500- $1000 Deductible 1240 12 Wood siding yes
1944 110,000 Metal Roof 1,900 3 $2500-$5000 Deductible 440 9 Fiber-Cement Siding No
1987 125,000 Tile Roof 1,780 3 $500- $1000 Deductible 400 12 Fiber-Cement Siding No
1977 100,000 Composition Roof 1,850 3 $2500-$5000 Deductible 80 3 Stucco siding yes
2000 125,000 Metal Roof 1,980 4 $500- $1000 Deductible 560 12 Fiber-Cement Siding No
1948 105,000 Composition Roof 1,780 3 $1000-$2500 Deductible 290 12 Stucco siding No
1966 80,000 Shingles Roof 1,420 3 $2500-$5000 Deductible 180 7 Brick siding No
2000 95,000 Composition Roof 1,710 3 $500- $1000 Deductible 310 9 Vinyl siding No
1945 215,000 Wood Shake Roof 3,350 4 $1000-$2500 Deductible 390 4 Brick siding No
1982 80,000 Slate Shingles Roof 1,430 3 $500- $1000 Deductible 280 12 Stucco siding yes
1967 100,000 Wood Shake Roof 1,910 3 $1000-$2500 Deductible 260 7 Fiber-Cement Siding yes
1942 150,000 Shingles Roof 2,240 4 $2500-$5000 Deductible 60 1 Brick siding No