Hanford Insurance Rates:

Hanford, CA homeowners insurance is nearly $508 to $688, about $42-$57/month. Our complete guide reveals consumers can save upto $239 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
In general I would recommend Travelers because as stated, the company goes out of their way to help you and understand what you are getting for insurance. They have quite a few discounts available.
Nationwide
I like that there are a lot of different options for coverage for me to choose from. it makes it easier to customize a plan that fits my needs and that keeps me from paying extra for features that i have no use for.
Allstate
Our insurance company "person in charge" is never available to help us but they have a 24-hour number you can for assistance and they are helpful at times.
Geico
I like that they are always helpful when i need it and they provide excellent customer service over the phone.
Farmer's Insurance
My agent always returns my phone calls, the staff in his office are polite and informative. I very rarely deal with the home office itself.
Stillwater Insurance Group
Their reasonable prices and customer service are my favorite things about the company. I never dread having to call and ask for assistance.
Prudential
They are very quick to respond if I have any problem and they are very friendly to do business with.
State Farm
I switched insurance companies somewhat recently because my last company was awful. I am currently happy with the rate and coverage of my new company.

Hanford, CA Homeowners Insurance By Home Value

Hanford, CA Home Value Total Homes % of Total Average Hanford, CA Homeowners Insurance
Less than $50,000 539 4.0% $71
$50,000 to $59,999 177 1.0% $161
$60,000 to $69,999 154 1.0% $197
$70,000 to $79,999 130 1.0% $227
$80,000 to $89,999 227 1.0% $263
$90,000 to $99,999 411 3.0% $293
$100,000 to $124,999 1,052 9.0% $340
$125,000 to $149,999 723 6.0% $424
$150,000 to $174,999 1,830 15.0% $502
$175,000 to $199,999 1,162 10.0% $580
$200,000 to $249,999 2,363 20.0% $699
$250,000 to $299,999 1,475 12.0% $855
$300,000 to $399,999 1,215 10.0% $1082

Top Home Insurance Agents Near Hanford, CA

Home Insurance Company Near Hanford, CA Homeowners Insurance Agency Near Hanford, CA Address
State Farm David Hatch 1437 West Shaw Avenue, Fresno, CA, 93711-3608
Farmers F David Barnes 406 N K St, Tulare, CA, 93274
Travelers Global Green Insurance Agency 5627 N FIGARDEN DR STE 104, FRESNO, CA, 93722
Liberty Mutual Independent James G Parker Insurance 1753 E FIR AVE, FRESNO, CA, 93720
Liberty Mutual Independent Pacwest Alliance Ins Svcs Inc 5756 N. Marks Ave., #156, Fresno, CA, 93711

Hanford, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Hanford, CA

Streets in Hanford Area Homeowners Insurance Cost
E Courtney St, Walnut St, North Dr, 13 1/4 Ave, W Rio Hondo Ct, Washington St, S Irwin St, Spring Ct, Forum Dr, Canyoncreek St$601
W Julia Way, Glendale Ave, W 8th St, Persimon Cir, School Rd, Lee Cir, Curtis St, 14 1/2 Ave, Kanawyer Dr, Lansing Ave$593
W Queens Way, S Williams St, W 6th St, Hayden Ave, Maxwell Dr, N Heron Dr, Cedar St, N Foxhill Pl, Jensen St, N Bordeaux Way$606
Fran Dr, W Hampton Dr, E Bass St, Bailey Dr, E Palm Dr, Davis St, Mall Dr, E Leland Way, 2 1/2 Ave, Monroe Dr$597
E Leland Way, E Waterview St, Kanawyer St, Marion Ln, Laurel Ave, 8 1/2 Ave, Magnolia Ct, Stonecrest Way, Ogden St, E 16th Ave$594

Hanford, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hanford$89 to $91
Home Garden$87
Armona$88
Grangeville$89

Hanford, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Home Garden CDP, California $87 $116 $174
Armona CDP, California $89 $118 $177
Grangeville CDP, California $89 $119 $179

Hanford, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hanford, CA3.1%13.5%
Home Garden5.18%17.83%
Armona4.39%17.22%
Grangeville5.09%12.47%

Hanford Renters Insurance as a Percentage of Rent

Hanford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 124 1.0% $351
$200 to $299 238 2.0% $801
$300 to $499 487 5.0% $1251
$500 to $749 1,654 19.0% $1926
$750 to $999 2,315 27.0% $2676
$1,000 to $1,499 2,572 30.0% $3801
$1,500 or more 1,071 12.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Hanford For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewSafeco364
1500002501-3 YearsCalifornia Capital400
1500002501-3 YearsHorace Mann P & C327
1500002501-3 YearsSafeco446
1500002501-3 YearsTokio Marine America271
1500002504-6 YearsCalifornia Casualty531
15000025016-25 YearsHomesite705
15000025026-40 YearsStillwater Ins Co659
1500005004-6 YearsGrange461
15000050016-25 YearsHorace Mann P & C426
15000050016-25 YearsUniversal North America530
15000050026-40 YearsSafeco471
2000005001-3 YearsAmica Mutual635
2000005007-15 YearsChubb/Federal978
250000100016-25 YearsAIG Prop Cas1333
250000100026-40 YearsMetropolitan Direct761
250000100026-40 YearsStillwater Prop & Cas Co885
2500005001-3 YearsUniversal North America432
2500005004-6 YearsForemost Insurance881
25000050016-25 YearsWestern Mutual/Residence1007
25000050041-70 YearsMetropolitan Direct827
300000500NewCalifornia Casualty536

Hanford, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Hanford Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Hanford Home Owner from High Deductible Plan $600

Hanford, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hanford, CA Home Replacement Value MORE than Home Value Hanford, CA Home Replacement Value LESS than Home Value
Replacement Value $228,000 $166,000
Insurance Premium based on Replacement Value $725 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Hanford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateState Farm
Monthly Premium 426586
Year Built 200919751994
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$350000-$400000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hanford, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 255,000 Composition Roof 1,980 3 $500- $1000 Deductible 520 9 Vinyl siding yes
1982 220,000 Membrane Roof 1,690 3 $500 Deductible 100 2 Stone Siding No
2009 380,000 Slate Shingles Roof 2,970 4 $5000 to $10,000 Deductible 200 4 Stone Siding yes
1974 155,000 Tile Roof 1,790 3 $500- $1000 Deductible 290 12 Vinyl siding No
1986 570,000 Metal Roof 4,950 5 $500 Deductible 170 1 Stucco siding No
1988 580,000 Shingles Roof 4,480 5 $500 Deductible 540 5 Wood siding yes
1977 240,000 Slate Shingles Roof 1,950 4 $2500-$5000 Deductible 170 4 Wood siding No
2010 290,000 Wood Shake Roof 2,380 3 $500 Deductible 250 5 Stucco siding No
2008 165,000 Asphalt Shingles Roof 1,320 3 $5000 to $10,000 Deductible 160 5 Wood siding yes
1974 200,000 Asphalt Shingles Roof 1,600 4 > $10,000 Deductible 110 5 Vinyl siding No
1998 255,000 Wood Shake Roof 2,910 4 $500- $1000 Deductible 60 1 Vinyl siding No
2012 160,000 Slate Shingles Roof 1,850 5 $500 Deductible 240 7 Stone Siding yes
1988 195,000 Composition Roof 1,720 3 $2500-$5000 Deductible 170 6 Vinyl siding No
1997 560,000 Asphalt Shingles Roof 4,750 5 > $10,000 Deductible 500 8 Brick siding No
2012 380,000 Asphalt Shingles Roof 3,150 4 > $10,000 Deductible 110 2 Stone Siding No
1999 380,000 Asphalt Shingles Roof 4,240 5 $2500-$5000 Deductible 470 8 Stucco siding No
2000 320,000 Tile Roof 3,250 4 $2500-$5000 Deductible 70 1 Stucco siding yes
2009 185,000 Shingles Roof 1,800 3 $5000 to $10,000 Deductible 30 1 Brick siding yes
1975 435,000 Asphalt Shingles Roof 3,360 4 $1000-$2500 Deductible 420 6 Vinyl siding yes
1986 210,000 Slate Shingles Roof 1,970 4 $500 Deductible 270 6 Stucco siding No
2004 240,000 Metal Roof 1,830 4 $1000-$2500 Deductible 180 4 Vinyl siding No
2012 115,000 Composition Roof 1,250 3 $2500-$5000 Deductible 250 12 Fiber-Cement Siding yes
2012 205,000 Wood Shake Roof 2,000 4 $2500-$5000 Deductible 50 2 Stone Siding yes
2000 375,000 Composition Roof 3,090 4 $1000-$2500 Deductible 400 5 Fiber-Cement Siding No
1993 315,000 Slate Shingles Roof 2,820 4 $500 Deductible 70 1 Stone Siding yes
1977 175,000 Membrane Roof 1,930 3 $2500-$5000 Deductible 240 9 Stucco siding yes
1974 300,000 Membrane Roof 2,990 4 $1000-$2500 Deductible 640 10 Brick siding yes
2006 220,000 Wood Shake Roof 2,210 3 > $10,000 Deductible 140 5 Fiber-Cement Siding yes
1983 170,000 Asphalt Shingles Roof 1,640 5 $1000-$2500 Deductible 300 8 Brick siding No
1999 230,000 Shingles Roof 1,970 3 $2500-$5000 Deductible 140 3 Vinyl siding No
2011 355,000 Metal Roof 3,130 4 $500- $1000 Deductible 150 2 Vinyl siding No
1995 205,000 Membrane Roof 1,740 3 $500 Deductible 270 7 Stone Siding No
1970 205,000 Shingles Roof 2,190 5 $5000 to $10,000 Deductible 140 5 Stone Siding No
2010 150,000 Membrane Roof 1,630 3 $1000-$2500 Deductible 130 6 Brick siding No

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