Hanceville Insurance Rates:

Hanceville, AL homeowners insurance is approximately $794 to $1,091, about $66-$90/month. Our complete analysis reveals consumers can save upto $377 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hanceville, AL Homeowners Insurance By Home Value

Hanceville, AL Home Value Total Homes % of Total Average Hanceville, AL Homeowners Insurance
Less than $50,000 321 16.0% $235
$50,000 to $59,999 117 5.0% $509
$60,000 to $69,999 187 9.0% $631
$70,000 to $79,999 198 9.0% $726
$80,000 to $89,999 145 7.0% $820
$90,000 to $99,999 104 5.0% $914
$100,000 to $124,999 376 18.0% $1065
$125,000 to $149,999 179 8.0% $1329
$150,000 to $174,999 159 7.0% $1574
$175,000 to $199,999 63 3.0% $1819
$200,000 to $249,999 32 1.0% $2187
$250,000 to $299,999 58 2.0% $2678
$300,000 to $399,999 60 3.0% $3394

Top Home Insurance Agents Near Hanceville, AL

Home Insurance Company Near Hanceville, AL Homeowners Insurance Agency Near Hanceville, AL Address
NA Hra Risk Services 3016 7Th Ave S, Birmingham, AL, 35233
Travelers Holloway & Hunt Insurance Agency 719 BRINDLEE MOUNTAIN PKWY, ARAB, AL, 35016
Travelers Nesbitt & Associates Inc 1008 Montgomery Hwy 1008 Montgomery Hwy Birmingham, Vestavia Hills, AL, 35216
Liberty Mutual Independent S.S. Nesbitt & Co., Inc. 3500 Blue Lake Drive 3500 Blue Lake Drive Birmingham, Vestavia Hills, AL, 35243
Allstate Thomas Cornelius 1575 Cahaba Valley Rd, Pelham, AL, 35124

Cost Of Homeowners Insurance By Street Near Hanceville, AL

Streets in Hanceville Area Homeowners Insurance Cost
9th St SE, 3rd Ave, Edmondson Rd, 8th St SE, Co Rd 566, Co Rd 527, Alvis Dr, Co Rd 593, Kentucky Ave NE, Roland Johnson Pkwy$936
Clint Warren St NE, Commercial St SE, Co Rd 577, Ohio Ave, Co Rd 671, Hughes Dr NE, 3rd St, Nicholas Ave, Co Rd 505, Co Rd 560$950
Co Rd 515, Co Rd 518, Alabama Ave SE, Park St, Magnolia Ave NW, Co Rd 589, Pine St, Arkadelphia Rd, Co Rd 601, Wendy St NW$929
Dean Ave, Co Rd 582, Co Rd 575, Co Rd 522, Co Rd522, Co Rd 514, 10th St SW, Co Rd 520, Robin Ln, Blountsville St NE$942
Co Rd 572, Co Rd 517, Sara Beth St, Meadow Dr, Boundary Ave, Pearls Aly, Co Rd 541, Co Rd 542, Savannah Cir, Co Rd 501$946

Hanceville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hanceville$140 to $142
Garden City$140
Dodge City$141
Cullman County$142

Hanceville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Garden City town, Alabama $140 $187 $281
Dodge City town, Alabama $141 $188 $282
Good Hope town, Alabama $141 $188 $282

Hanceville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hanceville, AL8.1%26.3%
Garden City10.1%27.96%
Dodge City7.25%21.17%
Good Hope8.34%29.93%

Hanceville Renters Insurance as a Percentage of Rent

Hanceville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 4.0% $366
$300 to $499 181 25.0% $1266
$500 to $749 296 41.0% $1941
$750 to $999 157 22.0% $2691
$1,000 to $1,499 9 1.0% $3816
$1,500 or more 27 3.0% $5466

Average Cost Of Home Insurance By Company In Areas Nearby Hanceville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National General Ins Company 789
$500 $150,000 Armed Forces Insurance Exchange 833
$500 $150,000 Garrison Property And Casualty Insurance Company 1277
$500 $150,000 Safeco Insurance Company Of America 1051
$500 $150,000 United Services Automobile Association 1244
$500 $300,000 American National Property & Casualty Company 1098
$500 $300,000 Armed Forces Insurance Exchange 1566
$500 $300,000 Farmers Insurance Exchange 2709
$500 $300,000 Guideone Mutual Insurance Company 1988
$500 $300,000 Guideone Specialty Mutual Insurance Co 1988

Hanceville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Hanceville Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Hanceville Home Owner from High Deductible Plan $600

Hanceville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hanceville, AL Home Replacement Value MORE than Home Value Hanceville, AL Home Replacement Value LESS than Home Value
Replacement Value $111,000 $68,500
Insurance Premium based on Replacement Value $550 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Hanceville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 6855108
Year Built 198419971941
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hanceville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 275,000 Asphalt Shingles Roof 3,320 5 $1000-$2500 Deductible 950 9 Stucco siding No
1978 180,000 Membrane Roof 3,060 5 $5000 to $10,000 Deductible 640 12 Stone Siding yes
1942 170,000 Membrane Roof 2,140 4 $2500-$5000 Deductible 280 5 Brick siding yes
1990 150,000 Tile Roof 2,420 5 $2500-$5000 Deductible 220 5 Wood siding No
1990 105,000 Slate Shingles Roof 1,360 3 $1000-$2500 Deductible 200 6 Fiber-Cement Siding yes
1997 135,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 470 12 Fiber-Cement Siding No
2014 255,000 Metal Roof 3,080 4 $500 Deductible 930 10 Stucco siding yes
1975 175,000 Membrane Roof 2,110 3 $1000-$2500 Deductible 500 7 Stucco siding No
1980 155,000 Asphalt Shingles Roof 1,900 4 $2500-$5000 Deductible 140 3 Stucco siding No
1972 135,000 Shingles Roof 1,870 3 $1000-$2500 Deductible 220 5 Brick siding No
1972 110,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 430 12 Stone Siding yes
1949 145,000 Metal Roof 2,310 3 $1000-$2500 Deductible 70 2 Wood siding No
1990 95,000 Metal Roof 1,200 3 $500 Deductible 270 5 Stone Siding yes
2010 115,000 Slate Shingles Roof 1,990 4 $1000-$2500 Deductible 30 1 Brick siding No
2011 180,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 190 3 Brick siding No
2002 115,000 Asphalt Shingles Roof 1,950 3 $1000-$2500 Deductible 310 9 Fiber-Cement Siding No
1949 155,000 Shingles Roof 2,310 3 $1000-$2500 Deductible 280 7 Stone Siding yes
1980 240,000 Slate Shingles Roof 3,950 5 $500- $1000 Deductible 620 8 Vinyl siding yes
1987 160,000 Asphalt Shingles Roof 2,200 4 $2500-$5000 Deductible 440 12 Brick siding No
1980 120,000 Slate Shingles Roof 1,540 5 $500- $1000 Deductible 370 7 Stone Siding yes
1981 80,000 Metal Roof 1,370 3 $500- $1000 Deductible 200 5 Brick siding yes
1978 175,000 Metal Roof 2,530 5 $500- $1000 Deductible 580 7 Fiber-Cement Siding No
1984 165,000 Wood Shake Roof 2,290 3 $1000-$2500 Deductible 660 12 Stone Siding yes
1999 120,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 270 9 Brick siding yes
1990 150,000 Metal Roof 2,450 4 $1000-$2500 Deductible 200 3 Fiber-Cement Siding No
1995 165,000 Metal Roof 2,290 3 $1000-$2500 Deductible 290 5 Wood siding yes
2008 110,000 Slate Shingles Roof 1,530 3 $1000-$2500 Deductible 160 6 Stone Siding yes
1987 100,000 Slate Shingles Roof 1,490 3 $500 Deductible 140 4 Wood siding No
1947 115,000 Slate Shingles Roof 1,750 3 $1000-$2500 Deductible 260 6 Stucco siding yes
2012 155,000 Asphalt Shingles Roof 1,910 3 $1000-$2500 Deductible 460 8 Fiber-Cement Siding yes
1985 235,000 Shingles Roof 3,450 5 > $10,000 Deductible 200 4 Wood siding No