Hanalei Insurance Rates:

Hanalei, HI homeowners insurance is about $834 to $1,160, about $69-$96/month. Our comprehensive guide reveals consumers can save as much as $398 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hanalei, HI Homeowners Insurance By Home Value

Hanalei, HI Home Value Total Homes % of Total Average Hanalei, HI Homeowners Insurance
Less than $50,000 11 5.0% $19
$60,000 to $69,999 3 1.0% $69
$100,000 to $124,999 4 1.0% $129
$150,000 to $174,999 28 13.0% $189
$175,000 to $199,999 3 1.0% $219
$200,000 to $249,999 12 5.0% $259
$250,000 to $299,999 18 8.0% $319
$300,000 to $399,999 123 60.0% $408

Top Home Insurance Agents Near Hanalei, HI

Home Insurance Company Near Hanalei, HI Homeowners Insurance Agency Near Hanalei, HI Address
NA Mokihana Insurance Agency Dba Toyofuku Shinseki, Inc. 4393 Kukui Grove Street , Lihue, HI, 96766
NA Punua Insurance Agency Inc 4268 Rice St, Lihue, HI, 96766
NA Royal State Insurance 4370 Kukui Grove St #105 , Lihue, HI, 96766
State Farm Mike Martinez 4-831 Kuhio Hwy Ste 426 # C5, Kapaa, HI, 96746-1574
Allstate Renee Hicks 4-1579 Kuhio Hwy Ste 103, Kapaa, HI, 96746

Cost Of Homeowners Insurance By Street Near Hanalei, HI

Streets in Hanalei Area Homeowners Insurance Cost
Kamamalu Loop, I'Luna Pl, Kaweonui Rd, Kamali I St, Moli Pl, Moa'e Pl, Ananalu Rd, Ama Ama Rd, Hanalei Plantation Rd, Makani O Kalani Pl$989
Halalaulani Rd, Weke Rd, Alamihi Rd, Kapuna Rd, Kawanui Rd, Hee Rd, Waiakalua St, N Waiakalua Rd, Edward Rd, Kapiolana Loop$985
N Waiakalua St, Makani Kalani Pl, State Hwy 560, Wyllie Rd, Honoiki Rd, Mili Makani Pl, Kapiolani Loop, Anini Rd, Kinau Pl, Waipua St$996
Kahili Makai St, Malolo Pl, Alamoo Rd, Io Ela St, Unnamed Dirt Rd, Kuawa Rd, Ka He St, Makana Ano Pl, Pokii Ln, Ulua St$995
Kaahumanu Pl, Hookui Rd, Kekaulike Ln, Napookala Cir, Kumu Rd, Ihope Pl, One One Pl, Kauapea Rd, Aloali'i Dr, Kekuanaoa Ln$971

Hanalei, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hanalei$147 to $151
Princeville$149
Wainiha$154
Kilauea$143

Hanalei, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Princeville CDP, Hawaii $149 $199 $299
Wainiha CDP, Hawaii $154 $205 $308
Kalihiwai CDP, Hawaii $154 $205 $308

Hanalei, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hanalei, HI3.5%13.4%
Princeville2.78%14.17%
Kalihiwai2.79%14.78%
Kilauea3.56%15.62%

Hanalei Renters Insurance as a Percentage of Rent

Hanalei Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 2.0% $316
$200 to $299 12 1.0% $766
$500 to $749 41 3.0% $1891
$750 to $999 66 6.0% $2641
$1,000 to $1,499 267 25.0% $3766
$1,500 or more 625 60.0% $5416

Hanalei, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Hanalei Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,300$18,700
Net Savings to Hanalei Home Owner from High Deductible Plan $600

Hanalei, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hanalei, HI Home Replacement Value MORE than Home Value Hanalei, HI Home Replacement Value LESS than Home Value
Replacement Value $1,230,000 $740,000
Insurance Premium based on Replacement Value $3,925 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $260,000 Risk Exposure from Under Insuring Coverage is $230,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $825/year

Example Hanalei Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 12198120
Year Built 199120031985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $600000-$700000$700000-$800000$700000-$800000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hanalei, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 390,000 Metal Roof 1,220 2 $500- $1000 Deductible 620 9 Fiber-Cement Siding No
2010 740,000 Composition Roof 2,280 4 $500- $1000 Deductible 190 1 Stucco siding No
2012 705,000 Asphalt Shingles Roof 2,070 3 $5000 to $10,000 Deductible 590 5 Fiber-Cement Siding No
1987 900,000 Slate Shingles Roof 1,960 3 $1000-$2500 Deductible 430 3 Vinyl siding No
1994 480,000 Shingles Roof 1,120 2 > $10,000 Deductible 360 4 Fiber-Cement Siding yes
1984 1,120,000 Membrane Roof 3,100 4 > $10,000 Deductible 140 1 Stucco siding yes
1981 700,000 Asphalt Shingles Roof 1,780 3 $2500-$5000 Deductible 1750 10 Stucco siding yes
2005 530,000 Tile Roof 1,720 2 $500 Deductible 1100 8 Brick siding No
1980 1,040,000 Composition Roof 2,310 3 $1000-$2500 Deductible 1490 7 Vinyl siding yes
1983 760,000 Tile Roof 2,460 4 $500- $1000 Deductible 1140 8 Fiber-Cement Siding yes
1999 715,000 Shingles Roof 1,960 4 $2500-$5000 Deductible 190 2 Vinyl siding No
1988 525,000 Membrane Roof 1,450 3 > $10,000 Deductible 650 6 Fiber-Cement Siding No
1985 525,000 Asphalt Shingles Roof 1,600 2 $500- $1000 Deductible 1400 9 Brick siding yes
1998 390,000 Composition Roof 1,180 2 $500- $1000 Deductible 1000 9 Brick siding yes
1982 960,000 Metal Roof 2,320 3 $2500-$5000 Deductible 400 2 Wood siding No
2013 505,000 Metal Roof 1,320 2 $2500-$5000 Deductible 630 7 Stone Siding No
2003 570,000 Asphalt Shingles Roof 1,250 2 > $10,000 Deductible 600 9 Brick siding yes
1980 555,000 Wood Shake Roof 1,250 3 $500- $1000 Deductible 190 2 Vinyl siding yes
1987 1,125,000 Tile Roof 3,080 4 $2500-$5000 Deductible 820 4 Brick siding yes
1997 735,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 350 2 Vinyl siding yes
2001 600,000 Asphalt Shingles Roof 1,400 2 $1000-$2500 Deductible 1210 9 Stone Siding yes
2013 910,000 Membrane Roof 2,510 4 $1000-$2500 Deductible 180 1 Fiber-Cement Siding No
2011 695,000 Asphalt Shingles Roof 2,120 4 $5000 to $10,000 Deductible 920 8 Stucco siding yes
2013 620,000 Slate Shingles Roof 1,730 2 > $10,000 Deductible 370 6 Wood siding No
1996 420,000 Shingles Roof 1,250 2 $1000-$2500 Deductible 510 5 Vinyl siding No
2008 610,000 Wood Shake Roof 1,610 2 $500 Deductible 430 3 Brick siding yes
2005 635,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 1090 7 Stone Siding yes
2008 1,050,000 Composition Roof 3,340 4 $1000-$2500 Deductible 1690 8 Vinyl siding yes
2013 455,000 Metal Roof 1,280 2 $5000 to $10,000 Deductible 210 3 Fiber-Cement Siding yes
2009 795,000 Slate Shingles Roof 1,730 2 $500- $1000 Deductible 1900 10 Wood siding No
2012 1,015,000 Asphalt Shingles Roof 2,260 3 $2500-$5000 Deductible 1070 6 Vinyl siding yes