Hamtramck, MI homeowners insurance is about $596 to $811, about $49-$67/month. Our detailed guide indicates shoppers can save as much as $281 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Hamtramck, MI Home Value | Total Homes | % of Total | Average Hamtramck, MI Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 1,508 | 44.0% | $316 |
$50,000 to $59,999 | 408 | 11.0% | $667 |
$60,000 to $69,999 | 251 | 7.0% | $829 |
$70,000 to $79,999 | 397 | 11.0% | $956 |
$80,000 to $89,999 | 353 | 10.0% | $1082 |
$90,000 to $99,999 | 93 | 2.0% | $1216 |
$100,000 to $124,999 | 258 | 7.0% | $1406 |
$125,000 to $149,999 | 38 | 1.0% | $1757 |
$150,000 to $174,999 | 45 | 1.0% | $2073 |
$175,000 to $199,999 | 67 | 1.0% | $2397 |
Home Insurance Company Near Hamtramck, MI | Homeowners Insurance Agency Near Hamtramck, MI | Address |
---|---|---|
State Farm | John Avery | 709 W Ellsworth Rd Ste 112, Ann Arbor, MI, 48108-3392 |
State Farm | Mark Khoury | 320 W Summit St Ste 2, Milford, MI, 48381-1563 |
State Farm | Mark Rzepka | 500 N Pontiac Trl Ste B, Walled Lake, MI, 48390-3418 |
Allstate | Michael Marcum | 19181 15 Mile Rd, Clinton Township, MI, 48035 |
NA | Hartz Insurance Agency Llc | 1420 Broadway St 1420 Broadway St, Detroit, MI, 48226 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Highland Park city, Michigan | $88 | $117 | $175 |
Detroit city, Michigan | $88 | $117 | $176 |
Hazel Park city, Michigan | $89 | $118 | $177 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Hamtramck, MI | 5.4% | 13.5% |
Highland Park | 5.96% | 12.79% |
Detroit | 5.01% | 12.76% |
Hazel Park | 5.51% | 14.05% |
Hamtramck Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 133 | 4.0% | $375 |
$200 to $299 | 214 | 7.0% | $825 |
$300 to $499 | 484 | 16.0% | $1275 |
$500 to $749 | 1,211 | 42.0% | $1950 |
$750 to $999 | 495 | 17.0% | $2700 |
$1,000 to $1,499 | 277 | 9.0% | $3825 |
$1,500 or more | 48 | 1.0% | $5475 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $600 | $1,600 |
Yearly Hamtramck Homeowner Insurance Premium Example | $400 | $200 |
Out of Pocket Expense During Claim | $600 | $1,600 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $3,800 | $3,200 |
Net Savings to Hamtramck Home Owner from High Deductible Plan | $600 |
Scenario | Hamtramck, MI Home Replacement Value MORE than Home Value | Hamtramck, MI Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $69,000 | $47,000 |
Insurance Premium based on Replacement Value | $300 | $200 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,500 | Risk Exposure from Under Insuring Coverage is $11,500 |
Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $50/year |
Insurance Company | Amica Mutual Insurance Company | Chubb Group of Insurance | Liberty Mutual |
Monthly Premium | 77 | 69 | 37 |
Year Built | 1951 | 1968 | 1947 |
Home Details | 4 Beds, 1 Baths | 5 Beds, 1 Baths | 3 Beds, 1 Baths |
Coverage Amount | $150000-$175000 | $200000-$250000 | $100000-$125000 |
Deductible | $500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1958 | 125,000 | Tile Roof | 3,010 | 5 | $1000-$2500 Deductible | 350 | 10 | Stucco siding | yes |
1944 | 120,000 | Membrane Roof | 2,150 | 3 | $500- $1000 Deductible | 440 | 10 | Stucco siding | yes |
1967 | 85,000 | Tile Roof | 1,970 | 3 | $500 Deductible | 20 | 1 | Stone Siding | No |
1958 | 135,000 | Tile Roof | 2,480 | 5 | $2500-$5000 Deductible | 430 | 10 | Fiber-Cement Siding | No |
1958 | 215,000 | Tile Roof | 4,440 | 5 | $500- $1000 Deductible | 680 | 10 | Stone Siding | No |
1957 | 125,000 | Wood Shake Roof | 2,740 | 4 | $2500-$5000 Deductible | 80 | 2 | Fiber-Cement Siding | No |
1961 | 185,000 | Wood Shake Roof | 3,810 | 5 | $2500-$5000 Deductible | 510 | 8 | Stone Siding | yes |
1958 | 100,000 | Slate Shingles Roof | 1,770 | 4 | $500- $1000 Deductible | 250 | 6 | Brick siding | yes |
1962 | 185,000 | Metal Roof | 4,450 | 5 | $5000 to $10,000 Deductible | 230 | 6 | Stucco siding | yes |
1962 | 90,000 | Tile Roof | 2,150 | 3 | $1000-$2500 Deductible | 30 | 1 | Stone Siding | No |
1944 | 140,000 | Asphalt Shingles Roof | 2,530 | 4 | $1000-$2500 Deductible | 480 | 10 | Stucco siding | No |
1953 | 140,000 | Membrane Roof | 3,360 | 4 | $500 Deductible | 650 | 10 | Fiber-Cement Siding | No |
1955 | 110,000 | Slate Shingles Roof | 1,860 | 3 | $500 Deductible | 70 | 2 | Vinyl siding | No |
1964 | 120,000 | Membrane Roof | 2,150 | 3 | $2500-$5000 Deductible | 430 | 12 | Stone Siding | yes |
1941 | 95,000 | Tile Roof | 2,340 | 3 | $2500-$5000 Deductible | 100 | 4 | Stucco siding | No |
1951 | 65,000 | Metal Roof | 1,560 | 2 | $500- $1000 Deductible | 240 | 12 | Wood siding | No |
1950 | 50,000 | Wood Shake Roof | 940 | 2 | $1000-$2500 Deductible | 30 | 2 | Brick siding | yes |
1946 | 205,000 | Slate Shingles Roof | 3,610 | 5 | $5000 to $10,000 Deductible | 200 | 5 | Wood siding | No |
1952 | 95,000 | Membrane Roof | 1,950 | 4 | $500 Deductible | 340 | 10 | Vinyl siding | yes |
1956 | 135,000 | Metal Roof | 2,900 | 4 | $500 Deductible | 400 | 6 | Fiber-Cement Siding | yes |
1958 | 85,000 | Composition Roof | 1,920 | 3 | $1000-$2500 Deductible | 30 | 1 | Stucco siding | yes |
1943 | 85,000 | Shingles Roof | 1,540 | 2 | $1000-$2500 Deductible | 20 | 1 | Fiber-Cement Siding | yes |
1943 | 105,000 | Composition Roof | 1,750 | 4 | $500 Deductible | 60 | 1 | Stone Siding | No |
1963 | 125,000 | Composition Roof | 2,280 | 3 | $500 Deductible | 160 | 4 | Stone Siding | No |
1958 | 115,000 | Slate Shingles Roof | 2,150 | 4 | $1000-$2500 Deductible | 190 | 4 | Fiber-Cement Siding | No |
1964 | 110,000 | Membrane Roof | 1,850 | 3 | $1000-$2500 Deductible | 300 | 5 | Fiber-Cement Siding | yes |
1952 | 80,000 | Shingles Roof | 1,550 | 2 | $500 Deductible | 170 | 4 | Brick siding | yes |
1952 | 85,000 | Membrane Roof | 1,680 | 4 | $2500-$5000 Deductible | 100 | 4 | Stone Siding | No |
1945 | 80,000 | Asphalt Shingles Roof | 1,430 | 3 | $500- $1000 Deductible | 190 | 8 | Stone Siding | yes |
1941 | 95,000 | Shingles Roof | 1,630 | 2 | $1000-$2500 Deductible | 30 | 1 | Stone Siding | yes |
1957 | 80,000 | Wood Shake Roof | 1,420 | 2 | $500- $1000 Deductible | 110 | 3 | Brick siding | No |
1961 | 155,000 | Wood Shake Roof | 2,590 | 4 | $500 Deductible | 70 | 1 | Stucco siding | No |
1941 | 65,000 | Shingles Roof | 1,420 | 2 | $500 Deductible | 150 | 6 | Stone Siding | No |
1955 | 240,000 | Membrane Roof | 3,970 | 5 | $1000-$2500 Deductible | 260 | 3 | Fiber-Cement Siding | No |