Hampton Insurance Rates:

Hampton, VA homeowners insurance is nearly $618 to $839, about $51-$69/month. Our all inclusive guide indicates shoppers can save upto $291 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I have pretty good service with my Farmer's Insurance home insurance company. Have not had any problems since using with them.I have pretty good service with my alflac home insurance company.
Erie Insurance
The premium of course depended on the deductible. I was moderately satisfied with the deductible considering I wanted to keep my overall cost down.
Erie Insurance
I would recommend this company because everything has been easy with them since day 1. The application/registration process was a breeze. The customer service is top notch, and the value is absolutely unbeatable.
I am satisfied with the policy I have. I am not sure if the policy EXACTLY matches what other companies offer for the same price.
Erie Insurance
I would recommend it for your attention and how fast, safe and effective Erie Insurance is.
I have had no issues with my home insurance customer service. In fact, he is attentive and always emails me back promptly. When I have an issue with payments or renewal, he always takes care of it immediately.
I would rate my insurance companies policy offerings a 5 because they really have the best prices and they let me bundle my car into it.
I have trouble accessing when I need to reach for an emergency, or if I need information about something that comes to my mind.
Progressive seemed very similar to my previous provider which was grange. We have homeowners and car insurance with them. I have had no homeowners claims so can't say much about service for that.
State Farm
We have never had any problems with the company but we also have never had to file any claims through our home insurance policy.
I am satisfied the company gives me what I need. They provide necessary services and are not too expensive.
This home insurance is well known around the country and people mostly know it as an auto insurance which gives it popularity.
We had been with allstate for many years and we were let down by our representative. very disappointed in the company.
The progressive insurance company has been decent to do business with so far and allowed us to bundle our car insurance with it to save on cost.
State Farm wanted to charge me $1400 for the same house. After years of paying their high premiums, I felt awful knowing that a little shopping around on my part could have saved my family hundreds every year.
Goodville Mutual
We had smoke damage to our first home and they were very helpful, supportive, and timely in their response to us.
State Farm
They have been helpful to me especially in times of deciding to make a claim or not after a flood.
Erie Insurance
I really don't use it much but I like that I can pay online through the website. Also, everything is paperless it's all on the website.
The Hartford
Honestly, I was recommended of the company by a relative. What I likes about it was, how easy it was to setup all the documentation and the gratitude of the representative while doing it.
I like that the customer service is on point. I can reach out to them whenever, and the people that work at my local agency can be trusted. I've dealt with them with my auto insurance so I had no doubt they would be able to help me out.
State Farm
I have no complaints against the company, on the contrary, it seems to me that everything is very good, I hope it continues to be so.
Alfa Insurance
They should be better in customer service related to the time they spend in process claims. They should revise the number of compensations.
State Farm
I have no complaints about this company I will continue to use them, again and again, I have had no issues.
Alfa Insurance
I absolutely recommend Alfa. I have never had a problem with them and do not foresee having one in the future. I am happy to continue paying them for home owner's insurance and have yet to have to make a claim. Knock on wood.
It is very simple and easy to use - I would recommend my insurance to others, although I would preface it by saying I've never had to file a claim with them.
In the end, for people on a budget or just looking for quality insurance, I believe Geico is qualified for anyone. Different companies have different policies for their claim process.
Erie Insurance
The quickness of resolving the problem and the communication when my agent needs or has policy changes to make to my policy.
The service is the top negative I have regarding my company. If only they could train the service people to have a decent tone and actually want to help the customer I would be much happier and willing to stay.
Farmer's Insurance
My original agent retired a few years ago. Since then, I don't feel like this company sees me as a human, but only a source of income. Silly, but I like to be considered a valued part and this new agent is not very client friendly.
Amica Mutual Insurance
There are several independent organizations, whose sole purpose is to evaluate insurance companies on a range of issues ranging from financial capacity, payment of claims, history, customer satisfaction, pricing structure and product offerings.
This is the first insurance i have. Progressive has been very good with Customer Service and always responded with good communication.

Hampton, VA Homeowners Insurance By Home Value

Hampton, VA Home Value Total Homes % of Total Average Hampton, VA Homeowners Insurance
Less than $50,000 1,019 3.0% $87
$70,000 to $79,999 344 1.0% $276
$80,000 to $89,999 461 1.0% $313
$90,000 to $99,999 570 1.0% $349
$100,000 to $124,999 2,221 7.0% $400
$125,000 to $149,999 2,878 9.0% $502
$150,000 to $174,999 4,539 15.0% $596
$175,000 to $199,999 4,041 13.0% $691
$200,000 to $249,999 6,449 21.0% $829
$250,000 to $299,999 4,211 14.0% $1011
$300,000 to $399,999 2,758 9.0% $1288

Top Home Insurance Agents Near Hampton, VA

Home Insurance Company Near Hampton, VA Homeowners Insurance Agency Near Hampton, VA Address
NA Mathews Insurance Agency Incorporated 182 Main St, Mathews, VA, 23109
State Farm Bob Fitzgerald 817 Greenbrier Pkwy Ste A, Chesapeake, VA, 23320-3823
Travelers C H Stokes And Associates 2832 S LYNNHAVEN RD STE 102, VIRGINIA BEACH, VA, 23452
Farmers David Karda 6550 Hampton Roads Pkwy Ste 103-b, Suffolk, VA, 23435
State Farm Stephanie Langkil 5441 Va Beach Blvd Ste 120, Virginia Bch, VA, 23462-1749

Hampton, VA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Hampton, VA

Streets in Hampton Area Homeowners Insurance Cost
Hermitage Pl, Buffalo Dr, Eastfield Ct, Szetela Ct, Westwood Ave, Norris Ct, Blue Run Cir, Dane Ct, Clemwood Pkwy, 82nd St$719
Eberly Ter, Kenneth St, Cronin Dr, Stevens Ct, Burns St, Harlequin Dr, Leicester Ter, Newmarket Dr, Redford Rd, Banks Ln$720
Pocahontas Pl, Gold Cup Rd, Tripp Ter, Hardy Cash Dr, Hannah St, Hampshire Dr, Cumberland Ave, Dare Ave, Fruitwood Dr, McGivney Ln$718
Seward Dr, Laurel Dr, Womack Dr, Exeter Ct, Azalea Dr, Roxbury Ter, Bowen St, Brightwood Ave, Vienna Ct, Dodd Blvd$None
S Willard Ave, Murray Ave, Old Point Ave, Glenhaven Dr, Chichester Ave, Walters Ln, Maroney Ln, Baker Farm Dr, Hammond Ave, Ridgecrest Dr$717
Orange Plank Rd, Raymond Dr, Erskine St, Delmont Ct, Shady Grove Pl, Reynolds Dr, Doolittle Rd, Welcome Way, Royston Dr, 36th St$736
Pennwood Dr, Lookout Pass, 50th St, Ascot Ct, Brantleys Trce, Timothy Dell, N Walker Rd, Frissell Ave, Georgia St, N 2nd St$718
Libby St, Pavilion Pl, Cedar Dr, Salt Pond Rd, Wendell Dr, Hampton Roads Ave, Noble Rd, Trinity Ln, Churchill Ter, Heffelfinger St$751
Vista Point Dr, Sweeney Ln, Patterson Ave, Angus Ln, Emory Way, Murray St, Ida St, E Walker Rd, Oyster Shell Ln, Marshall St$720
Mary St, Coliseum Dr, Beverly St, Linden Ave, Bernard Ave, Reese Dr, Scollin Cir, River Walk Ct, Phelps Cir, N Greenfield Ave$733

Hampton, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampton$109 to $111
York County$115

Hampton, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Poquoson city, Virginia $115 $153 $230
Norfolk city, Virginia $110 $146 $219
Newport News city, Virginia $110 $146 $219

Hampton, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampton, VA3.9%12.9%
Newport News4.04%12.31%

Hampton Renters Insurance as a Percentage of Rent

Hampton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 432 2.0% $342
$200 to $299 450 2.0% $792
$300 to $499 857 4.0% $1242
$500 to $749 2,996 14.0% $1917
$750 to $999 5,904 29.0% $2667
$1,000 to $1,499 7,661 37.0% $3792
$1,500 or more 1,896 9.0% $5442

Hampton, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Hampton Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,500$14,500
Net Savings to Hampton Home Owner from High Deductible Plan $1,000

Hampton, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampton, VA Home Replacement Value MORE than Home Value Hampton, VA Home Replacement Value LESS than Home Value
Replacement Value $175,500 $127,500
Insurance Premium based on Replacement Value $1,025 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Hampton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 4087167
Year Built 198219741994
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$400000-$500000
Deductible > $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hampton, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 215,000 Shingles Roof 2,330 3 $500- $1000 Deductible 700 12 Wood siding No
1993 200,000 Metal Roof 1,600 3 $500- $1000 Deductible 630 7 Fiber-Cement Siding No
1990 205,000 Tile Roof 1,630 4 $5000 to $10,000 Deductible 140 3 Stone Siding No
1966 305,000 Metal Roof 2,420 4 $5000 to $10,000 Deductible 940 12 Stone Siding yes
2000 185,000 Asphalt Shingles Roof 1,800 5 $2500-$5000 Deductible 220 5 Wood siding yes
2003 390,000 Shingles Roof 3,270 5 $500- $1000 Deductible 450 3 Brick siding No
1986 310,000 Asphalt Shingles Roof 2,400 5 > $10,000 Deductible 130 2 Stone Siding yes
1975 315,000 Wood Shake Roof 3,030 5 $1000-$2500 Deductible 340 4 Wood siding yes
2005 230,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 680 9 Stone Siding No
1973 115,000 Shingles Roof 1,230 3 $1000-$2500 Deductible 70 2 Stucco siding yes
1993 205,000 Slate Shingles Roof 2,080 4 > $10,000 Deductible 210 4 Brick siding No
1987 295,000 Slate Shingles Roof 2,330 4 $500 Deductible 400 3 Fiber-Cement Siding No
1970 410,000 Membrane Roof 3,780 5 > $10,000 Deductible 950 10 Stone Siding yes
2000 155,000 Tile Roof 1,560 3 $5000 to $10,000 Deductible 650 12 Vinyl siding yes
1968 595,000 Slate Shingles Roof 4,540 5 > $10,000 Deductible 1260 10 Fiber-Cement Siding yes
2003 540,000 Wood Shake Roof 4,850 5 $5000 to $10,000 Deductible 450 4 Brick siding No
1978 170,000 Shingles Roof 1,620 3 $2500-$5000 Deductible 80 2 Stucco siding yes
1985 255,000 Asphalt Shingles Roof 2,090 4 $5000 to $10,000 Deductible 310 6 Vinyl siding No
1970 145,000 Tile Roof 1,490 3 $2500-$5000 Deductible 240 6 Stucco siding yes
1978 250,000 Shingles Roof 1,910 4 $500- $1000 Deductible 940 10 Fiber-Cement Siding No
1987 260,000 Composition Roof 2,070 5 $500- $1000 Deductible 1480 12 Wood siding No
1984 405,000 Wood Shake Roof 3,100 5 $1000-$2500 Deductible 1320 7 Wood siding yes
1968 285,000 Tile Roof 3,040 4 $500 Deductible 980 12 Wood siding No
2000 530,000 Slate Shingles Roof 4,820 5 > $10,000 Deductible 980 8 Fiber-Cement Siding No
1978 275,000 Wood Shake Roof 2,300 3 $500 Deductible 480 4 Stone Siding yes
1961 165,000 Slate Shingles Roof 1,510 3 $5000 to $10,000 Deductible 390 10 Brick siding yes
1973 170,000 Asphalt Shingles Roof 1,340 3 $2500-$5000 Deductible 280 5 Stucco siding yes
2003 280,000 Asphalt Shingles Roof 2,280 4 > $10,000 Deductible 370 6 Wood siding No
1983 410,000 Composition Roof 3,340 4 $500- $1000 Deductible 630 5 Fiber-Cement Siding No
1967 410,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 390 3 Stone Siding No
1971 130,000 Composition Roof 1,387 3 $500- $1000 Deductible 390 7 Vinyl siding yes

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