Hampton Insurance Rates:

Hampton, NJ homeowners insurance is nearly $713 to $974, about $59-$81/month. Our detailed research shows customers can save as much as $337 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hampton, NJ Homeowners Insurance By Home Value

Hampton, NJ Home Value Total Homes % of Total Average Hampton, NJ Homeowners Insurance
Less than $50,000 48 3.0% $67
$80,000 to $89,999 30 2.0% $244
$100,000 to $124,999 20 1.0% $320
$125,000 to $149,999 76 5.0% $396
$150,000 to $174,999 88 5.0% $472
$175,000 to $199,999 131 8.0% $548
$200,000 to $249,999 276 18.0% $658
$250,000 to $299,999 300 20.0% $810
$300,000 to $399,999 484 32.0% $1029

Top Home Insurance Agents Near Hampton, NJ

Home Insurance Company Near Hampton, NJ Homeowners Insurance Agency Near Hampton, NJ Address
NA Richards & Summers, Inc. - Sparta 270 Ave , Sparta, NJ, 7871
NA Hagedorn & Company 11 Broadway Rm 1768 New York, NYC, NY, 10004
NA Diaz Insurance Agency 815 Bergenline Ave Union City, Union City, NJ, 7087
Liberty Mutual Independent Christman Insurance Agency Llc 1841 ROUTE 209, BRODHEADSVILLE, PA, 18322
Farmers George Song 117 Fort Lee Rd Ste C1, Leonia, NJ, 7605

Cost Of Homeowners Insurance By Street Near Hampton, NJ

Streets in Hampton Area Homeowners Insurance Cost
Sid Taylor Rd, Oak Dr, Tooley Dr, Porter Dr, Upper Dam Rd, Westbrook Ln, Crest Rd, Willow Dr, Hampton Heights Rd, Lower Lake Rd W$851
Slate Pencil Hill Rd, Heather Ln, Andover Rd, E Beach Dr, Grove Rd, Smith Hill Rd, Cypress Dr, Bunny Ln, Branchville Lawson Rd, Church Rd$854
Longview Acres Ct, Eastbrook Ln, Newton Swartswood Rd, Co Rd 626, Shore Dr, Pine Dr, Kemah Lake Rd, Fenner Rd, Kelly Ln, Sharon Ct$848
Parson Rd, Co Rd 655, Woodliff Trl, Eagle Dr, Mulberry Ln, Hampton Dr, Roselli Ave, Dogwood Ter, Kings Rd, Juniper Ln$858
Tess Dr, Clearview Dr, Cherry Ln, Fieldstone Dr, Sussex Rd, S Crossing Rd, Coventry Ct, Halsey Rd, Highview Dr, Morris Farm Lafayette Rd$856

Hampton, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampton$125 to $127
Newton$125
Branchville$126
Fredon$130

Hampton, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newton town, New Jersey $125 $167 $251
Crandon Lakes CDP, New Jersey $125 $167 $251
Branchville borough, New Jersey $127 $169 $254

Hampton, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampton, NJ3.4%8.4%
Newton2.92%7.63%
Crandon Lakes3.71%7.59%
Branchville3.95%9.33%

Hampton Renters Insurance as a Percentage of Rent

Hampton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 8 7.0% $1911
$750 to $999 21 20.0% $2661
$1,000 to $1,499 32 31.0% $3786
$1,500 or more 40 39.0% $5436

Hampton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Hampton Homeowner Insurance Premium Example $1,300$700
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Hampton Home Owner from High Deductible Plan $600

Hampton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampton, NJ Home Replacement Value MORE than Home Value Hampton, NJ Home Replacement Value LESS than Home Value
Replacement Value $390,000 $249,000
Insurance Premium based on Replacement Value $1,825 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,500 Risk Exposure from Under Insuring Coverage is $70,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Hampton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualGEICO Insurance
Monthly Premium 116184264
Year Built 196319931943
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$350000-$400000$600000-$700000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hampton, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 495,000 Slate Shingles Roof 3,240 5 $500- $1000 Deductible 210 1 Stone Siding yes
1994 360,000 Slate Shingles Roof 2,400 3 > $10,000 Deductible 360 4 Stucco siding yes
1976 470,000 Metal Roof 2,720 4 $500 Deductible 350 2 Wood siding yes
1991 235,000 Slate Shingles Roof 1,700 3 $500 Deductible 220 2 Wood siding yes
1945 235,000 Metal Roof 1,460 3 $5000 to $10,000 Deductible 610 12 Brick siding yes
1978 280,000 Shingles Roof 1,680 3 $500- $1000 Deductible 1140 12 Fiber-Cement Siding No
1985 445,000 Composition Roof 3,240 5 $500 Deductible 1400 10 Fiber-Cement Siding yes
1943 470,000 Wood Shake Roof 3,060 4 > $10,000 Deductible 920 7 Vinyl siding No
1989 725,000 Asphalt Shingles Roof 4,460 5 $2500-$5000 Deductible 1870 8 Vinyl siding yes
1971 300,000 Tile Roof 1,820 3 > $10,000 Deductible 340 6 Stucco siding yes
1992 380,000 Composition Roof 3,140 4 > $10,000 Deductible 690 6 Vinyl siding No
1962 225,000 Composition Roof 1,790 3 $500- $1000 Deductible 80 1 Brick siding yes
1967 655,000 Slate Shingles Roof 4,050 5 $500- $1000 Deductible 1240 5 Fiber-Cement Siding No
1965 220,000 Membrane Roof 1,600 3 $5000 to $10,000 Deductible 330 5 Stone Siding No
1977 280,000 Tile Roof 2,220 5 $500- $1000 Deductible 950 9 Stucco siding No
1946 515,000 Tile Roof 4,190 5 $500- $1000 Deductible 770 3 Vinyl siding No
1987 330,000 Metal Roof 2,320 3 $2500-$5000 Deductible 950 7 Wood siding yes
1975 305,000 Metal Roof 1,850 5 $500- $1000 Deductible 860 8 Wood siding yes
1977 310,000 Shingles Roof 2,290 5 > $10,000 Deductible 130 2 Vinyl siding No
1972 330,000 Slate Shingles Roof 2,070 4 $500- $1000 Deductible 520 5 Fiber-Cement Siding yes
1960 295,000 Wood Shake Roof 2,070 5 > $10,000 Deductible 650 12 Stucco siding No
1976 305,000 Asphalt Shingles Roof 2,330 4 $2500-$5000 Deductible 430 4 Wood siding No
1948 405,000 Shingles Roof 2,400 4 $2500-$5000 Deductible 600 5 Fiber-Cement Siding No
1945 355,000 Composition Roof 2,400 3 $2500-$5000 Deductible 580 5 Fiber-Cement Siding No
1962 235,000 Membrane Roof 1,780 3 $500- $1000 Deductible 700 8 Vinyl siding yes
1941 630,000 Shingles Roof 4,590 5 $1000-$2500 Deductible 1600 7 Stucco siding yes
1942 250,000 Membrane Roof 1,950 3 $2500-$5000 Deductible 380 5 Wood siding No
1999 410,000 Asphalt Shingles Roof 2,570 4 $2500-$5000 Deductible 1480 10 Vinyl siding yes
1974 305,000 Metal Roof 1,970 5 $500 Deductible 1140 10 Fiber-Cement Siding No
1946 365,000 Tile Roof 2,200 4 $1000-$2500 Deductible 330 2 Vinyl siding yes
1944 195,000 Asphalt Shingles Roof 1,460 3 $5000 to $10,000 Deductible 40 1 Stucco siding No
1995 345,000 Tile Roof 2,210 4 $2500-$5000 Deductible 1190 7 Vinyl siding No
1991 410,000 Shingles Roof 2,410 5 $2500-$5000 Deductible 240 2 Vinyl siding No
1967 415,000 Tile Roof 2,380 3 > $10,000 Deductible 240 3 Wood siding No