Hampton Insurance Rates:

Hampton, GA homeowners insurance is approximately $761 to $1,034, about $63-$86/month. Our detailed analysis shows customers can save upto $358 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that if i have any questions or if i need to make any changes to my policies i am able to go into the office at a moments notice and do so without a big run around. the office staff, including the office manager are all very nice and very friendly when dealing with troubling times.
Travelers
Representatives are very easy to talk to. they gave me a break down of premiums and coverages with no hassle and did not try to push anything on me. made sure i had coverage that i needed when moving out of state and dropped coverages that i no longer needed.
Allstate
My premium is a little bit skewed right now because we opted to increase our deductible this year in order to save a little money. We recently had some work done on the house with the insurance paying for it 100% so I don't have any real complaints, but mostly we are locked in regardless of what the premium is because it's too difficult to try and switch auto, home, etc. All at once.
Farmer's Insurance
This company provided the lowest rate of several different competitors. They also offer excellent service.
State Farm
The interaction is awesome. They will even do house calls if needed. I love this company.
Travelers
It is expensive and does not cover anything it gets raised the cause of neighborhood claims
State Farm
I have a hard time navigating the site. Either my memory fails me or they are always moving things around and I cannot seem to do the same thing twice and find what I am looking for. I don't log in very often (maybe one month), so it might be a user problem.
Liberty Mutual
A home insurance is must needed in our day to day life. It is because we can be safety and brave that there is an helping hand for us at any time if there is any damage to our home.

Hampton, GA Homeowners Insurance By Home Value

Hampton, GA Home Value Total Homes % of Total Average Hampton, GA Homeowners Insurance
Less than $50,000 318 6.0% $134
$50,000 to $59,999 158 3.0% $296
$60,000 to $69,999 204 4.0% $358
$80,000 to $89,999 73 1.0% $475
$90,000 to $99,999 185 3.0% $529
$100,000 to $124,999 810 16.0% $618
$125,000 to $149,999 402 7.0% $771
$150,000 to $174,999 1,139 22.0% $914
$175,000 to $199,999 373 7.0% $1049
$200,000 to $249,999 725 14.0% $1264
$250,000 to $299,999 384 7.0% $1551
$300,000 to $399,999 243 4.0% $1973

Top Home Insurance Agents Near Hampton, GA

Home Insurance Company Near Hampton, GA Homeowners Insurance Agency Near Hampton, GA Address
Allstate Lindsey Rykman 1000 Johnson Ferry Rd, Marietta, GA, 30068
Allstate Rich Eubanks 3000 Windy Hill Rd SE Ste 108, Marietta, GA, 30067
NA Metro Atlanta Insurance Agency, Inc. 2187 Fellowship Rd , Tucker, GA, 30084
NA Seacrest Partners, Inc. 3565 Piedmont Rd Ne 3565 Piedmont Rd Ne, Atlanta, GA, 30305
Allstate Andre Gilyard 5825 Glenridge Dr # B1-218, Atlanta, GA, 30328

Cost Of Homeowners Insurance By Street Near Hampton, GA

Streets in Hampton Area Homeowners Insurance Cost
Marcus Ln, Prospect Pl, Weems Rd, Porter Ct, Fern Ct, Rolling Meadows Ct, Shelby St, North Dr, Pine View Dr, Peebles St$901
Percevil Pt, Cambridge Ct, Georgia Ave, James St, Caldwell Cir, Belmont Ct, Norhill Ct, Haygood Ct, Goldleaf Dr, Panhandle Ln$868
Bear Creek Blvd, Falls Ct, Mallie Ct, Amah Lee Rd, Nutt Dr, Tara Pl, Galway Ln, Darian Ln, State Rte 3, Windpher Ridge$900
Tipperary Rd, Rosenwald Dr, Brisley Cir, Gunstock Ct, Chinns Way, Wyckliffe Dr, N Hampton Ct, White Laurel Ln, Madison Ave, Woolsey Dr$877
Derek Pl, Daniel St, Summit Park Trl, Hampton Oaks Dr, Millstone Dr, Cobblestone Ct, Watson Cir, Salem Dr, Woodlawn Ave, Marsh Ct$904

Hampton, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampton$134 to $137
Sunny Side$131
Heron Bay$138
Bonanza$129

Hampton, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sunny Side CCD, Spalding County, Georgia $110 $146 $219
Lovejoy city, Georgia $109 $145 $218
Heron Bay CDP, Georgia $116 $154 $231

Hampton, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampton, GA5.2%19.2%
Sunny Side5.44%18.67%
Lovejoy5.71%15.37%
Heron Bay4.31%19.44%

Hampton Renters Insurance as a Percentage of Rent

Hampton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 62 4.0% $1258
$500 to $749 24 1.0% $1933
$750 to $999 275 22.0% $2683
$1,000 to $1,499 633 50.0% $3808
$1,500 or more 244 19.0% $5458

Average Cost Of Home Insurance By Company In Areas Nearby Hampton For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$350,000 veneer Bankers Standard Insurance Company N/A $2232 $1975
$350,000 veneer Farmers Insurance Exchange N/A $1296.67 $1234.20
$350,000 veneer Farmers Insurance Exchange N/A $1296.67 $1234.20
$100,000 veneer Foremost Property And Casualty Insurance Company $930 $910 $875
$400,000 frame General Casualty Company Of Wisconsin N/A $1077.00 $1009.00
$300,000 frame Liberty Insurance Corporation N/A $1273 $1209
$200,000 veneer Liberty Insurance Corporation N/A $1040 $977
$300,000 veneer Liberty Insurance Corporation N/A $1263 $1200
$150,000 veneer Old Dominion Insurance Company $1148 $954 $830
$200,000 frame Pharmacists Mutual Insurance Company N/A $563 $509

Hampton, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Hampton Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,300$8,500
Net Savings to Hampton Home Owner from High Deductible Plan $800

Hampton, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampton, GA Home Replacement Value MORE than Home Value Hampton, GA Home Replacement Value LESS than Home Value
Replacement Value $202,500 $132,500
Insurance Premium based on Replacement Value $875 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Hampton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersLiberty Mutual
Monthly Premium 436952
Year Built 200320112003
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$175000-$200000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hampton, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 260,000 Wood Shake Roof 2,520 5 $500- $1000 Deductible 660 8 Stone Siding No
2008 435,000 Shingles Roof 4,680 5 $500 Deductible 360 2 Stone Siding No
2005 205,000 Composition Roof 2,600 4 $500- $1000 Deductible 430 6 Stucco siding No
2010 160,000 Tile Roof 2,060 5 $1000-$2500 Deductible 130 2 Stone Siding No
2011 315,000 Shingles Roof 3,440 5 $500 Deductible 390 4 Stucco siding yes
2010 225,000 Composition Roof 2,070 4 $500 Deductible 390 3 Stucco siding No
2003 325,000 Metal Roof 2,890 5 > $10,000 Deductible 730 12 Stucco siding No
2006 285,000 Composition Roof 2,550 4 $2500-$5000 Deductible 520 8 Vinyl siding No
2002 450,000 Slate Shingles Roof 4,330 5 > $10,000 Deductible 1050 9 Vinyl siding No
2009 235,000 Wood Shake Roof 3,020 4 $500- $1000 Deductible 150 2 Stucco siding yes
2003 235,000 Membrane Roof 2,790 4 $500 Deductible 260 3 Vinyl siding yes
2013 160,000 Asphalt Shingles Roof 1,530 5 $5000 to $10,000 Deductible 380 8 Fiber-Cement Siding No
2008 235,000 Metal Roof 2,310 5 $500- $1000 Deductible 770 9 Stucco siding yes
2011 275,000 Composition Roof 2,500 4 > $10,000 Deductible 450 8 Stucco siding No
2014 265,000 Shingles Roof 2,450 4 $2500-$5000 Deductible 250 3 Vinyl siding yes
2010 255,000 Membrane Roof 2,340 4 > $10,000 Deductible 680 12 Fiber-Cement Siding yes
2012 205,000 Membrane Roof 1,930 5 $500 Deductible 790 10 Stone Siding yes
2012 345,000 Shingles Roof 3,160 4 $500- $1000 Deductible 370 3 Vinyl siding No
2003 185,000 Asphalt Shingles Roof 1,990 4 $5000 to $10,000 Deductible 210 3 Fiber-Cement Siding yes
2008 280,000 Metal Roof 3,230 5 > $10,000 Deductible 560 10 Vinyl siding No
2008 365,000 Composition Roof 3,430 5 $500- $1000 Deductible 120 1 Vinyl siding yes
2002 275,000 Tile Roof 3,590 5 $1000-$2500 Deductible 690 9 Brick siding yes
2007 205,000 Slate Shingles Roof 2,650 4 $1000-$2500 Deductible 150 2 Fiber-Cement Siding yes
2002 280,000 Composition Roof 2,530 4 $5000 to $10,000 Deductible 1160 12 Wood siding No
2014 315,000 Shingles Roof 3,230 5 $500- $1000 Deductible 360 3 Vinyl siding yes
2013 255,000 Shingles Roof 2,840 4 $500 Deductible 1010 10 Wood siding No
2003 410,000 Asphalt Shingles Roof 4,590 5 $2500-$5000 Deductible 110 1 Wood siding yes
2008 215,000 Shingles Roof 2,440 4 $5000 to $10,000 Deductible 520 6 Wood siding yes
2004 275,000 Asphalt Shingles Roof 2,710 4 > $10,000 Deductible 100 2 Stucco siding No
2008 370,000 Metal Roof 3,270 4 $1000-$2500 Deductible 520 4 Wood siding No
2014 160,000 Wood Shake Roof 1,630 4 $5000 to $10,000 Deductible 280 6 Brick siding No
2007 385,000 Shingles Roof 4,340 5 $500 Deductible 1810 10 Wood siding yes
2014 335,000 Metal Roof 4,060 5 $500 Deductible 880 6 Wood siding No
2005 275,000 Metal Roof 3,180 4 $2500-$5000 Deductible 560 5 Vinyl siding No