Hampton Bays Insurance Rates:

Hampton Bays, NY homeowners insurance is about $560 to $764, about $46-$63/month. Our comprehensive guide reveals consumers can save upto $264 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hampton Bays, NY Homeowners Insurance By Home Value

Hampton Bays, NY Home Value Total Homes % of Total Average Hampton Bays, NY Homeowners Insurance
Less than $50,000 57 5.0% $33
$50,000 to $59,999 30 2.0% $66
$70,000 to $79,999 15 1.0% $99
$100,000 to $124,999 19 1.0% $145
$150,000 to $174,999 17 1.0% $218
$175,000 to $199,999 35 3.0% $258
$250,000 to $299,999 109 10.0% $377
$300,000 to $399,999 770 72.0% $476

Top Home Insurance Agents Near Hampton Bays, NY

Home Insurance Company Near Hampton Bays, NY Homeowners Insurance Agency Near Hampton Bays, NY Address
NA Duble & O'Hearn, Inc. 54 Trumbull Street New Haven, New Haven, CT, 6510
Travelers Ferguson & Mcguire - Bf 373 CENTER ST, WALLINGFORD, CT, 6492
Travelers Ireton Williams Agency, Inc. 10 Cottontail Lane , East Setauket, NY, 11733
State Farm Marcela Ruppert 161 Main St, Kings Park, NY, 11754-2603
State Farm Marty O'Neill Casl, Clu, Chfc 365 Westport Avenue, Norwalk, CT, 06851-4344

Cost Of Homeowners Insurance By Street Near Hampton Bays, NY

Streets in Hampton Bays Area Homeowners Insurance Cost
Greenfield Rd, Rolling Hill Rd, Jones Dr, Beaver Ln W, Fox Hollow Dr, Maylen Dr, Cold Spring Rd, Pine Pl, Elder Ave, Hyler Dr$657
Phillips Ave, Wakeman Ct, Mary Ct, Donald Ave, Randall St, Francis Ct, Viking Ln, Beachdale Rd, Temple Ave, Lilac Xing$632
Donellan Rd, Whitebrook Dr, Hilltop Rd, Quogue Ave, Lillian Ln, Carols Way, Sebonac Rd, Pond Dr, High Rd, Anne Ave$628
Bay Ave W, Red Cedar Point Rd, Club Dr, Canoe Place Rd, Louise Ct, Quogue Riverhead Rd, Sugar Loaf Rd, Nautilus Ln, Arbutus Rd, Oaks Ave$696
Eastway Dr, Sagamore Rd, Holiday Ct, Reeves Bay Trl, Baywoods Dr, Rebadam Ln, Peconic Hill Rd, Shinnecock Ln, Allamora Rd, Upland Dr$686

Hampton Bays, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampton Bays$98 to $101
East Quogue$99
Southampton$103
Shinnecock Hills$105

Hampton Bays, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Quogue CDP, New York $99 $132 $198
Southampton town, Suffolk County, New York $103 $137 $206
Shinnecock Hills CDP, New York $105 $140 $210

Hampton Bays, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampton Bays, NY2.2%5.8%
East Quogue2.36%6.45%
Southampton2.08%6.1%
Shinnecock Hills1.84%5.84%

Hampton Bays Renters Insurance as a Percentage of Rent

Hampton Bays Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 78 5.0% $1214
$500 to $749 78 5.0% $1889
$750 to $999 129 8.0% $2639
$1,000 to $1,499 457 29.0% $3764
$1,500 or more 791 51.0% $5414

Hampton Bays, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Hampton Bays Homeowner Insurance Premium Example $5,000$4,800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $41,500$40,900
Net Savings to Hampton Bays Home Owner from High Deductible Plan $600

Hampton Bays, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampton Bays, NY Home Replacement Value MORE than Home Value Hampton Bays, NY Home Replacement Value LESS than Home Value
Replacement Value $591,000 $416,500
Insurance Premium based on Replacement Value $4,775 $3,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $111,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $900/year

Example Hampton Bays Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceGEICO InsuranceAllstate
Monthly Premium 20620998
Year Built 196719901973
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hampton Bays, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 525,000 Membrane Roof 2,180 3 $1000-$2500 Deductible 2700 10 Stone Siding yes
1970 755,000 Metal Roof 3,000 4 $5000 to $10,000 Deductible 2570 5 Fiber-Cement Siding yes
1973 325,000 Wood Shake Roof 1,170 2 $5000 to $10,000 Deductible 140 1 Fiber-Cement Siding No
1971 330,000 Composition Roof 1,400 3 $5000 to $10,000 Deductible 440 2 Vinyl siding yes
1989 220,000 Tile Roof 1,100 2 $500- $1000 Deductible 1020 7 Wood siding No
1975 1,055,000 Slate Shingles Roof 4,350 5 $500- $1000 Deductible 6140 10 Vinyl siding yes
1985 555,000 Asphalt Shingles Roof 2,140 5 $500- $1000 Deductible 3040 6 Wood siding No
1971 380,000 Metal Roof 1,620 2 $500- $1000 Deductible 2260 6 Brick siding yes
1991 295,000 Shingles Roof 1,220 3 $500- $1000 Deductible 210 1 Vinyl siding yes
1995 210,000 Tile Roof 930 2 $2500-$5000 Deductible 1350 10 Vinyl siding No
1982 465,000 Membrane Roof 1,770 2 $500 Deductible 1190 3 Stucco siding No
1987 245,000 Composition Roof 1,250 3 $2500-$5000 Deductible 1610 12 Vinyl siding yes
1981 360,000 Metal Roof 1,850 3 > $10,000 Deductible 1930 10 Stucco siding No