Hampstead Insurance Rates:

Hampstead, NH homeowners insurance is roughly $607 to $829, about $50-$69/month. Our comprehensive analysis shows customers can save upto $287 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hampstead, NH Homeowners Insurance By Home Value

Hampstead, NH Home Value Total Homes % of Total Average Hampstead, NH Homeowners Insurance
Less than $50,000 67 2.0% $57
$100,000 to $124,999 66 2.0% $272
$125,000 to $149,999 114 4.0% $344
$150,000 to $174,999 107 4.0% $409
$175,000 to $199,999 154 6.0% $473
$200,000 to $249,999 579 24.0% $567
$250,000 to $299,999 455 18.0% $696
$300,000 to $399,999 815 33.0% $883

Top Home Insurance Agents Near Hampstead, NH

Home Insurance Company Near Hampstead, NH Homeowners Insurance Agency Near Hampstead, NH Address
NA Francis J Larovere Ins Agency Inc 492 Broadway, Everett, MA, 2149
Travelers Curley Associates 1087 MAIN ST, SANFORD, ME, 4073
Travelers Foster Insurance Agency Inc 321 LUNENBURG ST, FITCHBURG, MA, 1420
Travelers Hoffman Insurance Services Inc 141 LINDEN ST, WELLESLEY, MA, 2482
Travelers Hub International New England Llc 769 MAIN ST, FITCHBURG, MA, 1420

Cost Of Homeowners Insurance By Street Near Hampstead, NH

Streets in Hampstead Area Homeowners Insurance Cost
Glenwood North Rd, Blue Heron Ave, Harris Ave, Ashford Rd, Littles Ln, St John Ln, Wheelwright Rd, Collins Dr, Owens Ct, Sawmill Ln$728
Anne Dr, Sean Dr, Atwood Dr, Russet Ln, Proctor Dr, Holts Point Rd, Jody Ln, Birchwood Dr, Lexington Dr, Valley Rd$728
Tabor Rd, Munroe Dr, Kelly Brook Ln, Nelson Ave, Beverly Dr, Woodbridge Rd, Grove Dr, Johnson Rd, Ells Rd, Rosewood Cir$708
Matthews Dr, Wellington Dr, Horseshoe Ln, McIntosh Ln, Harper Ridge Rd, Stonegate Ln, Ricker Rd, Croy Path, Regiment Dr, Emerson Ave$727
Mayflower Dr, Prospect Ln, Howard Rd, Larson Dr, Estee Rd, Appleton Ln, Saint John Ln, Meredith Dr, Forrest St, Sarah's Way$711

Hampstead, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampstead$107 to $110
Atkinson$108
Sandown$106
Danville$107

Hampstead, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Atkinson town, Rockingham County, New Hampshire $91 $121 $181
Sandown town, Rockingham County, New Hampshire $89 $119 $178
Danville town, Rockingham County, New Hampshire $89 $119 $178

Hampstead, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampstead, NH2.6%7.3%
Atkinson2.87%7.48%
Sandown2.69%7.33%
Danville2.76%7.43%

Hampstead Renters Insurance as a Percentage of Rent

Hampstead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 149 26.0% $1899
$750 to $999 207 36.0% $2649
$1,000 to $1,499 143 25.0% $3774
$1,500 or more 63 11.0% $5424

Hampstead, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Hampstead Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,600$10,100
Net Savings to Hampstead Home Owner from High Deductible Plan $1,500

Hampstead, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampstead, NH Home Replacement Value MORE than Home Value Hampstead, NH Home Replacement Value LESS than Home Value
Replacement Value $306,500 $192,000
Insurance Premium based on Replacement Value $1,775 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $74,500 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $425/year

Example Hampstead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceGEICO Insurance
Monthly Premium 59109117
Year Built 201020061997
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$500000-$600000$350000-$400000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hampstead, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 170,000 Shingles Roof 1,020 2 $500- $1000 Deductible 120 2 Vinyl siding No
2011 345,000 Asphalt Shingles Roof 2,050 3 $5000 to $10,000 Deductible 520 5 Vinyl siding No
2002 355,000 Wood Shake Roof 2,030 4 $500- $1000 Deductible 680 4 Stucco siding yes
2012 550,000 Asphalt Shingles Roof 3,620 5 $5000 to $10,000 Deductible 150 1 Fiber-Cement Siding yes
2012 275,000 Wood Shake Roof 1,780 2 $500 Deductible 960 9 Brick siding yes
1994 380,000 Composition Roof 2,540 5 $1000-$2500 Deductible 1340 10 Brick siding yes
2010 200,000 Composition Roof 1,220 2 $500 Deductible 380 4 Stucco siding No
1993 355,000 Asphalt Shingles Roof 2,290 3 $2500-$5000 Deductible 710 5 Vinyl siding yes
2007 290,000 Slate Shingles Roof 2,080 3 $500 Deductible 370 3 Fiber-Cement Siding yes
1999 155,000 Tile Roof 1,190 2 $500 Deductible 490 6 Vinyl siding No
2014 200,000 Tile Roof 1,480 3 $2500-$5000 Deductible 110 2 Stucco siding No
2007 250,000 Membrane Roof 1,630 3 $2500-$5000 Deductible 540 8 Vinyl siding No
1988 380,000 Shingles Roof 2,430 4 $500- $1000 Deductible 1130 7 Fiber-Cement Siding No
1990 215,000 Slate Shingles Roof 1,320 2 > $10,000 Deductible 430 12 Vinyl siding yes
2014 555,000 Slate Shingles Roof 4,530 5 $500- $1000 Deductible 970 5 Stucco siding yes
1989 360,000 Metal Roof 2,950 4 > $10,000 Deductible 830 10 Brick siding yes
2003 165,000 Slate Shingles Roof 1,350 2 $5000 to $10,000 Deductible 180 4 Stone Siding yes
1995 380,000 Membrane Roof 3,150 4 $500- $1000 Deductible 390 3 Stucco siding No
1993 160,000 Membrane Roof 1,110 2 $2500-$5000 Deductible 440 8 Stone Siding No
2001 190,000 Slate Shingles Roof 1,130 2 $5000 to $10,000 Deductible 100 2 Fiber-Cement Siding yes
2013 275,000 Membrane Roof 1,770 3 > $10,000 Deductible 190 3 Stucco siding yes
1994 225,000 Slate Shingles Roof 1,730 5 $500 Deductible 90 1 Vinyl siding yes
2010 365,000 Slate Shingles Roof 2,230 4 $1000-$2500 Deductible 1870 12 Wood siding yes
1999 155,000 Membrane Roof 1,220 2 $1000-$2500 Deductible 230 5 Vinyl siding No
2014 225,000 Composition Roof 1,790 4 > $10,000 Deductible 500 9 Stone Siding yes
1990 415,000 Composition Roof 3,330 4 $5000 to $10,000 Deductible 1190 12 Stone Siding No
2012 360,000 Tile Roof 2,150 4 > $10,000 Deductible 80 1 Wood siding yes
2008 215,000 Membrane Roof 1,430 2 $1000-$2500 Deductible 520 6 Stucco siding No
1983 475,000 Composition Roof 3,260 5 $5000 to $10,000 Deductible 800 6 Wood siding No
1989 195,000 Metal Roof 1,320 3 $1000-$2500 Deductible 640 10 Brick siding yes
1993 125,000 Composition Roof 900 2 $500 Deductible 100 2 Wood siding yes
1992 510,000 Composition Roof 2,900 4 $500 Deductible 2100 10 Brick siding No
2007 310,000 Shingles Roof 2,480 5 $5000 to $10,000 Deductible 760 10 Stucco siding yes
1999 270,000 Metal Roof 2,160 4 $2500-$5000 Deductible 560 10 Stucco siding No