Hampshire County Insurance Rates:

Hampshire County, MA homeowners insurance is roughly $874 to $1,184, about $72-$98/month. Our thorough research reveals consumers can save upto $411 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We have car insurance with the same home insurance company, so we are able to save with bundling both of these policies.
State Farm
I also don't like the estimating process they use when assessing damage for a potential claim. i feel like they offer too little reimbursement and value damage, much less than typical market value.
Aaa
They make paying the premium convenient by offering a yearly payment amount and not having to worry about month to month payments.
Nationwide
Their customer service is mediocre at best and requires you to do most of the light work for silly bureaucratic things that they should be able to do themselves
State Farm
I have been with State Farm since I was able to drive as an auto insurer. I have used them as a home insurer since I bought a home in 2009. The agents are extremely capable, and I am able to contact them by call, text, email, or just stop by the office. Luckily I rarely need to do that and rely entirely on the website for everything I need to do with either of my insurance accounts. Billing, changes, and the one claim I have ever made were all handled entirely through the website and were all flawless. I also believe there is a mobile app that is well regarded, though I have never used this,
Allstate
I didn't compare premiums, I went with the company that my friends and family recommend. It's more important to me to have a relationship with the insurance agent with whom the best premiums are available.
Ameriprise Financial
I wished they had a better navigational website. I don't feel like I get much out of the website and feel I need to phone to talk to someone if I have a question. This isn't always convenient. It would be nice to see a chat feature or some information that could help me when I have a question.
Allstate
I haven't looked at other companies but I believe I'm getting a good deal for my premium and it's great so far.
Liberty Mutual
The cost of insurance in Tennessee is very high compared to other companies, where I used to live in New York. We are also in a very rural area so if a fire started there is not much chance the home would be saved which I suspect is part of the reason premiums are high.
State Farm
Other insurance companies are comparable. We have high insurance because of Katrina and every company reflects that reality. I can live with it and I have an excellent agent.
State Farm
The premium offered by my insurance company isn't substantially lower than the competitors, but I appreciate the service they provide and I like having everything in one place
Allstate
From where I have communicated with the customer service team I say it's been great so far. I have not had any problem with customer service so far.
Progressive
they are fast friendly and fit in our budget
Liberty Mutual
They never contact me to check in or look for ways to better prepare me or to save money. They only contact me to collect premium payment.
Farmer's Insurance
I like the company so far, but I also have never had to file a claim. I I can only speak about the interactions I have had with them so far, which I would rate as positive.

Hampshire County, MA Homeowners Insurance By Home Value

Hampshire County, MA Home Value Total Homes % of Total Average Hampshire County, MA Homeowners Insurance
Less than $50,000 865 2.0% $92
$100,000 to $124,999 1,053 3.0% $421
$125,000 to $149,999 1,155 3.0% $535
$150,000 to $174,999 2,272 6.0% $627
$175,000 to $199,999 3,230 9.0% $730
$200,000 to $249,999 8,450 25.0% $874
$250,000 to $299,999 7,442 22.0% $1070
$300,000 to $399,999 8,347 24.0% $1358

Top Home Insurance Agents Near Hampshire County, MA

Home Insurance Company Near Hampshire County, MA Homeowners Insurance Agency Near Hampshire County, MA Address
NA Clark-Mortenson Insurance & Financial Services - Brattleboro 80 Flat Street, Brattleboro, VT, 5304
Liberty Mutual Independent Anderson Meyer Insurance, Inc. 136 New London Turnpike, Glastonbury, CT, 6033
Travelers C D Whitney Agcy Inc 112 ELM ST, MILLBURY, MA, 1527
Liberty Mutual Independent Foley Insurance Group Inc. 37 ELM ST, WEST SPRINGFIELD, MA, 1089
Travelers Foster Insurance Agency Inc 321 LUNENBURG ST, FITCHBURG, MA, 1420

Cost Of Homeowners Insurance By Street Near Hampshire County, MA

Streets in Hampshire County Area Homeowners Insurance Cost
Barrett Hill Rd, Middle St, Sunset Ct, Service Center Rd, Williamsburg Rd, Porter Ave, Kimball Rd, Line St, Village Hill Rd, High Meadow Ln$1,014
Puffer Cir, Kenneth Rd, Lovefield St, Edward Ave, Old Town Rd, Ridge Path, Lonsdale Ave, Adams St, Summit Ave, Grandview Ln$1,011
Mayher St, Alpine Dr, Pheasant Run, E Walnut St, Winterberry Ln, Jewett Ln, Drury Ln, Vernon St, Emily Ln, Beach Rd$1,023
W Lake St, Mount Pleasant St, Winston Ct, Scott Rd, Plymouth Ave, Day Ave, N Residential, Aloha Dr, Mattson Blvd, Campbell Dr$1,016
Sherman Ave, Sheehy Rd, Ellington Rd, N Hampshire St, Lincoln St, Village Hill Ave, Packard Rd, Edwards Rd, Otis Ave, Belmont Ave$1,017
Susan Dr, J R Ln, John Ln, Boylston St, Wildwood Ln, Vining St, Benger Ave, Daley Field Rd, Fairfield Ave, Scott Hollow$1,015
Campus Center Way, Gooseberry Ln, Vigeant St, Kellogg Ave, Norwottuck Cir, Ashfield Rd, Kings Hwy, Broom St, Arthur Pease Rd Exd, S Sycamore St$1,026
State Rte 47, Rimrock Rd, Riverboat Village Rd, Hitching Post Rd, Willimansett St Exn, Ingram St, Murphy Rd, Stearns Ct, Reservoir Rd, Langworthy Rd$1,015
Kingsley Ave, Echo Hill Rd, Burke Way, Miller St, Memorial Dr, Allen Rd, Catherine Dr, Parker St, Lovewell St, Hyde Hill Br$1,027
Stagecoach Rd, Southampton Rd, George Hannum St, Fort Hill Rd, Hazel Ave, Bridgeman Ln, Dora St, Nicole Cir, Charon Ter, Cider Mill Rd$1,017

Hampshire County, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampshire County$154 to $156
Northampton$155
Hatfield$156
Hadley$157

Hampshire County, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northampton city, Massachusetts $155 $206 $309
Hatfield town, Hampshire County, Massachusetts $156 $208 $312
Hadley town, Hampshire County, Massachusetts $158 $210 $315

Hampshire County, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampshire County, MA4.9%14.1%
Northampton4.73%13.88%
Hatfield4.75%15.1%
Hadley4.7%15.22%

Hampshire County Renters Insurance as a Percentage of Rent

Hampshire County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 299 1.0% $361
$200 to $299 1,013 5.0% $811
$300 to $499 1,564 8.0% $1261
$500 to $749 2,916 15.0% $1936
$750 to $999 5,204 27.0% $2686
$1,000 to $1,499 5,382 28.0% $3811
$1,500 or more 2,255 12.0% $5461