Hampden, ME homeowners insurance is about $567 to $770, about $47-$64/month. Our in depth analysis indicates shoppers can save as much as $267 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hampden, ME | Homeowners Insurance Agency Near Hampden, ME | Address |
|---|---|---|
| Travelers | Insurance Shoppers | 419 WILSON ST, BREWER, ME, 4412 |
| Travelers | J Edward Knight & Co | MAIN ST, VINALHAVEN, ME, 4863 |
| Liberty Mutual Independent | Merle B Grindle Agency | 6 E BLUE HILL RD, BLUE HILL, ME, 4614 |
| Travelers | Raye Insurance Inc | 193 PARK ST, ROCKLAND, ME, 4841 |
| Liberty Mutual Independent | Winter Harbor Agency | 165 ROUTE 1, GOULDSBORO, ME, 4607 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Winterport town, Waldo County, Maine | $83 | $111 | $166 |
| Hermon town, Penobscot County, Maine | $84 | $112 | $168 |
| Orrington town, Penobscot County, Maine | $84 | $112 | $168 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hampden, ME | 3.8% | 10.2% |
| Winterport | 4.3% | 12.35% |
| Hermon | 4.18% | 13.33% |
| Orrington | 4.11% | 10.75% |
| Hampden Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 12 | 5.0% | $1914 |
| $750 to $999 | 85 | 36.0% | $2664 |
| $1,000 to $1,499 | 123 | 52.0% | $3789 |
| $1,500 or more | 14 | 5.0% | $5439 |
| Streets in Hampden Area | Homeowners Insurance Cost |
|---|---|
| Coolidge Ave, Stetson Dr, Aarons Way, Main Trl, Murphy Ln, Commerce Ct, Sunset Ave, Emerson Mill Rd, Acorn, Jewel Dr | $668 |
| Manning Mill Rd, Nadine's Way, Carver Rd, Mountainview Dr, Severance St, Frances Dr, Cottage St, Rowell St, Vfw Rd, Griffin Ave | $669 |
| Silver Drift Trl, Back Winterport Rd, John's Way, Thistle Ln, Mecaw Rd, Sawyer Rd, Marion Dr, Highland Ridge Dr, Carriage Ln, Dudley Rd | $666 |
| George St, Hillside Dr, Deer Hill Ln, Jays Way, Rawley Dr, Wheelden Hts, Miller Rd, Bog Rd, Old Coldbrook Rd, Westbrook Ter | $667 |
| Heather Way, Clark Cir, Fowler Rd, Fowlers Landing Rd, Acorn Dr, Norway Dr, Dunton Cir, Papermill Rd, Wessnette Dr, Sophie Ln | $670 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hampden | $99 to $102 |
| Winterport | $99 |
| Hermon | $101 |
| Orrington | $100 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $8,000 |
| Yearly Hampden Homeowner Insurance Premium Example | $2,200 | $1,200 |
| Out of Pocket Expense During Claim | $1,000 | $8,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,600 | $17,600 |
| Net Savings to Hampden Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Hampden, ME Home Replacement Value MORE than Home Value | Hampden, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $200,500 | $151,500 |
| Insurance Premium based on Replacement Value | $1,150 | $875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $32,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $75/year |
| Insurance Company | Nationwide Insurance | Travelers | Farmers Insurance |
| Monthly Premium | 70 | 140 | 71 |
| Year Built | 1943 | 2003 | 1990 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $1000-$2500 Deductible |