Hampden Insurance Rates:

Hampden, ME homeowners insurance is about $567 to $770, about $47-$64/month. Our in depth analysis indicates shoppers can save as much as $267 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Hampden, ME Homeowners Insurance By Home Value

Hampden, ME Home Value Total Homes % of Total Average Hampden, ME Homeowners Insurance
$70,000 to $79,999 75 3.0% $294
$80,000 to $89,999 55 2.0% $334
$90,000 to $99,999 99 4.0% $374
$100,000 to $124,999 215 8.0% $434
$125,000 to $149,999 382 15.0% $541
$150,000 to $174,999 539 22.0% $642
$175,000 to $199,999 153 6.0% $742
$200,000 to $249,999 481 19.0% $889
$250,000 to $299,999 158 6.0% $1090
$300,000 to $399,999 235 9.0% $1384

Top Home Insurance Agents Near Hampden, ME

Home Insurance Company Near Hampden, ME Homeowners Insurance Agency Near Hampden, ME Address
Travelers Insurance Shoppers 419 WILSON ST, BREWER, ME, 4412
Travelers J Edward Knight & Co MAIN ST, VINALHAVEN, ME, 4863
Liberty Mutual Independent Merle B Grindle Agency 6 E BLUE HILL RD, BLUE HILL, ME, 4614
Travelers Raye Insurance Inc 193 PARK ST, ROCKLAND, ME, 4841
Liberty Mutual Independent Winter Harbor Agency 165 ROUTE 1, GOULDSBORO, ME, 4607

Cost Of Homeowners Insurance By Street Near Hampden, ME

Streets in Hampden Area Homeowners Insurance Cost
Coolidge Ave, Stetson Dr, Aarons Way, Main Trl, Murphy Ln, Commerce Ct, Sunset Ave, Emerson Mill Rd, Acorn, Jewel Dr$668
Manning Mill Rd, Nadine's Way, Carver Rd, Mountainview Dr, Severance St, Frances Dr, Cottage St, Rowell St, Vfw Rd, Griffin Ave$669
Silver Drift Trl, Back Winterport Rd, John's Way, Thistle Ln, Mecaw Rd, Sawyer Rd, Marion Dr, Highland Ridge Dr, Carriage Ln, Dudley Rd$666
George St, Hillside Dr, Deer Hill Ln, Jays Way, Rawley Dr, Wheelden Hts, Miller Rd, Bog Rd, Old Coldbrook Rd, Westbrook Ter$667
Heather Way, Clark Cir, Fowler Rd, Fowlers Landing Rd, Acorn Dr, Norway Dr, Dunton Cir, Papermill Rd, Wessnette Dr, Sophie Ln$670

Hampden, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hampden$99 to $102
Winterport$99
Hermon$101
Orrington$100

Hampden, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winterport town, Waldo County, Maine $83 $111 $166
Hermon town, Penobscot County, Maine $84 $112 $168
Orrington town, Penobscot County, Maine $84 $112 $168

Hampden, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hampden, ME3.8%10.2%
Winterport4.3%12.35%
Hermon4.18%13.33%
Orrington4.11%10.75%

Hampden Renters Insurance as a Percentage of Rent

Hampden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 12 5.0% $1914
$750 to $999 85 36.0% $2664
$1,000 to $1,499 123 52.0% $3789
$1,500 or more 14 5.0% $5439

Hampden, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$8,000
Yearly Hampden Homeowner Insurance Premium Example $2,200$1,200
Out of Pocket Expense During Claim$1,000$8,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,600$17,600
Net Savings to Hampden Home Owner from High Deductible Plan $1,000

Hampden, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampden, ME Home Replacement Value MORE than Home Value Hampden, ME Home Replacement Value LESS than Home Value
Replacement Value $200,500 $151,500
Insurance Premium based on Replacement Value $1,150 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $75/year

Example Hampden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 7014071
Year Built 194320031990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hampden, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 165,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 430 7 Brick siding No
1989 355,000 Membrane Roof 3,000 4 $1000-$2500 Deductible 930 10 Vinyl siding yes
2001 575,000 Membrane Roof 4,870 5 $500 Deductible 710 3 Vinyl siding No
2014 190,000 Asphalt Shingles Roof 2,030 3 $5000 to $10,000 Deductible 50 1 Brick siding yes
1989 120,000 Shingles Roof 1,490 3 $500- $1000 Deductible 380 10 Fiber-Cement Siding No
1988 165,000 Tile Roof 1,780 3 $5000 to $10,000 Deductible 100 2 Stucco siding No
1948 435,000 Asphalt Shingles Roof 3,680 5 $1000-$2500 Deductible 340 2 Fiber-Cement Siding yes
2012 415,000 Asphalt Shingles Roof 4,250 5 $500- $1000 Deductible 1180 8 Brick siding No
1945 235,000 Asphalt Shingles Roof 2,950 5 $5000 to $10,000 Deductible 120 2 Stone Siding No
2013 145,000 Shingles Roof 1,730 5 $500 Deductible 170 3 Vinyl siding No
2001 400,000 Slate Shingles Roof 4,360 5 $2500-$5000 Deductible 270 2 Wood siding yes
2007 265,000 Membrane Roof 2,510 5 $500 Deductible 1140 10 Stone Siding yes
1948 275,000 Slate Shingles Roof 2,290 3 $500 Deductible 1340 12 Stone Siding yes
1940 485,000 Wood Shake Roof 4,260 5 $500 Deductible 1170 6 Stone Siding No
1942 265,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 640 6 Fiber-Cement Siding No
2005 195,000 Wood Shake Roof 1,720 4 $500- $1000 Deductible 860 9 Stone Siding No
1983 245,000 Tile Roof 2,250 4 $5000 to $10,000 Deductible 780 12 Stone Siding yes
1949 140,000 Membrane Roof 1,230 3 $500- $1000 Deductible 220 6 Brick siding yes
1996 350,000 Wood Shake Roof 2,950 4 $2500-$5000 Deductible 740 6 Wood siding No
1988 525,000 Slate Shingles Roof 4,710 5 $500 Deductible 1240 6 Vinyl siding yes
1941 255,000 Membrane Roof 2,480 5 $1000-$2500 Deductible 350 4 Brick siding yes
2013 405,000 Composition Roof 4,320 5 $500- $1000 Deductible 530 3 Stucco siding yes
1945 205,000 Slate Shingles Roof 1,990 3 $2500-$5000 Deductible 770 9 Fiber-Cement Siding yes
1982 205,000 Tile Roof 1,810 3 $500- $1000 Deductible 760 12 Vinyl siding No
2014 245,000 Wood Shake Roof 2,810 5 $2500-$5000 Deductible 600 8 Vinyl siding No
1946 185,000 Membrane Roof 2,250 4 $5000 to $10,000 Deductible 380 8 Stucco siding yes
1944 470,000 Composition Roof 4,410 5 $1000-$2500 Deductible 1800 12 Stucco siding No
1981 270,000 Slate Shingles Roof 2,790 4 $500- $1000 Deductible 470 4 Brick siding yes
1995 255,000 Shingles Roof 2,590 5 $500- $1000 Deductible 360 3 Wood siding yes
1946 175,000 Wood Shake Roof 1,510 5 $5000 to $10,000 Deductible 280 6 Brick siding yes
1989 340,000 Shingles Roof 3,940 5 $500- $1000 Deductible 950 7 Vinyl siding yes
1941 300,000 Slate Shingles Roof 2,730 4 $1000-$2500 Deductible 580 7 Stone Siding yes
1983 245,000 Metal Roof 2,070 4 $5000 to $10,000 Deductible 180 3 Wood siding No
2009 130,000 Metal Roof 1,330 3 $500- $1000 Deductible 400 7 Vinyl siding No