Hammond Insurance Rates:

Hammond, LA homeowners insurance is about $1,083 to $1,492, about $90-$124/month. Our comprehensive guide indicates shoppers can save as much as $514 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The people I have dealt with were mostly the sales people and they were very knowledgeable about the products
Aaa
I LIKE IT, IT GOOD AND BROAD, IT IS TRUSTWORTHY SOME TIME
Farmer's Insurance
When I had to file a claim I had to call them at 3 am because they want to know the time the claim happened and they were right there for us and ready to help so, I was very happy with their service and help with the claim process.
State Farm
I am extremely satisfied. They have exceeded all my expectations as of now and I expect the exceptional service to continue with them.
State Farm
Then, they followed up with me in an email to make sure i was satisfied and didn't have anything else that i needed help with. that is good customer service.
State Farm
I am concerned with the fact that they are cutting back on coverage for where i live. this isn't a problem for me yet, however i know some people who have been dropped because they wont cover their homes any longer. this is a concern. its not directly connected to the company but it worries me and makes me upset that they can (and will) just drop longtime customers if the occasion arises.
Amica Mutual Insurance
Their customer service is top notch and easy to interact with. they are available most of the time with little hold times. they are easy to understand and the interactions have almost always been positive.

Hammond, LA Homeowners Insurance By Home Value

Hammond, LA Home Value Total Homes % of Total Average Hammond, LA Homeowners Insurance
Less than $50,000 491 14.0% $205
$50,000 to $59,999 37 1.0% $450
$60,000 to $69,999 84 2.0% $553
$70,000 to $79,999 167 5.0% $643
$80,000 to $89,999 155 4.0% $733
$90,000 to $99,999 146 4.0% $823
$100,000 to $124,999 392 11.0% $952
$125,000 to $149,999 279 8.0% $1184
$150,000 to $174,999 323 9.0% $1402
$175,000 to $199,999 236 7.0% $1621
$200,000 to $249,999 371 11.0% $1956
$250,000 to $299,999 253 7.0% $2380
$300,000 to $399,999 386 11.0% $3037

Top Home Insurance Agents Near Hammond, LA

Home Insurance Company Near Hammond, LA Homeowners Insurance Agency Near Hammond, LA Address
NA Lp Insurance Services, Inc. 20 Michelle Dr, Covington, LA, 70433
NA Mb Insurance Agency, Llc 3344 Rd, Metairie, LA, 70001
State Farm Debra Tarter 777 Michigan Ave Ste B, Port Allen, LA, 70767-2357
Travelers Eustis Insurance Inc 110 VETERANS MEMORIAL BLVD STE 200, METAIRIE, LA, 70005
Allstate Kenneth Taylor 7037 Canal Blvd Ste 201, New Orleans, LA, 70124

Cost Of Homeowners Insurance By Street Near Hammond, LA

Streets in Hammond Area Homeowners Insurance Cost
W Chestnut St, N Rateau Rd, Hoover Ln, Greenbier Rd, Magazine St, E Brazile Rd, Betty Boo Ln, Reed St, Hwy 190 W, Braun Ln$1,286
Shadow Creek Dr, Lark St, Kupper Ln, Holly Ridge Dr, Sandhill Cemetery Rd, Santangelo Ln, Garden Square Ln, David St, Kintally Dr, Klein Rd$1,261
W Lee Hughes Rd, Market St, Rue St Michael, Fletcher Cutoff, S Morrison Blvd, Annina Ln, English Saddle Ln, Newman, Whiskey Ln, Old Genessee Rd$1,252
Stanga Ln, W Elm St, I- 55 Svc Rd E, University Dr, Carolina St, Alexander Dr, Lazy I Ln, Estate Cir, Bosco Ave, Jerry Wilde Rd$1,264
W Church St, Sibley Rd, Fox Hollow Loop, Oakley Dr, Leblanc St, Harvey Lavigne Rd Exd, Joseph Ln, Sawmill Rd, CC Rd, Sams Dr$1,277
Heatherwood Dr, E Alabama Ave, E Merry Ave, Sugarbush Ln, Black Dr, Ravenwood Dr, Avalon Villa Dr, Old Genessee Rd, Natures Way, Phoenix Sq$1,278
S Olive St, N Spruce St, Trippi Rd, W Club Deluxe Rd, E Louisiana Ave, Live Oak Dr, E Hanson Ave, Mary Lloyd Ln, Showers Ln, Bellewood Dr$1,246
Sycamore, Blackburn Rd, Barze Rd, W Trey's Way, Claiborne Dr, Hwy 22E, 2nd Ave, Ridge Dr, Patti Rd, Mydland Ln$1,281
Cabo Cove Dr, Collins Rd, Edwards Rd, Wedgewood Dr, Dusty Ln, E Hickory St, Woodstone Dr, Franjo Ln, David Harris Ln, E Minnesota Park Rd$1,297
N Hoover Rd, Cotton Ln, White Dr, Twin Ln, Iowa St, Rosewood Dr, Wildwood Cir, Alley Ln, Litton Dr, Drago Ln$1,292

Hammond, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hammond$191 to $195
Natalbany$184
Ponchatoula$193
Springfield$189

Hammond, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Natalbany CDP, Louisiana $154 $205 $307
Ponchatoula city, Louisiana $161 $215 $322
Tickfaw village, Louisiana $154 $205 $307

Hammond, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hammond, LA8.6%30.6%
Natalbany12.89%39.61%
Ponchatoula10.07%38.61%
Tickfaw11.43%33.91%

Hammond Renters Insurance as a Percentage of Rent

Hammond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 99 2.0% $350
$200 to $299 74 2.0% $800
$300 to $499 361 10.0% $1250
$500 to $749 1,300 37.0% $1925
$750 to $999 1,103 31.0% $2675
$1,000 to $1,499 483 13.0% $3800
$1,500 or more 61 1.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Hammond For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Allied Trust Ins Co $1500
$150,000 $75,000 brick veneer 20-year American National General Ins Co $2717
$200,000 $100,000 brick veneer 10-year Americas Ins Co $1504
 $300,000  $150,000 brick veneer 1-year Armed Forces Ins Exchange $1444
$200,000 $100,000 brick veneer 10-year Bankers Specialty Ins Co $1498
$200,000 $100,000 Frame 10-year Bankers Specialty Ins Co $1923
$150,000 $75,000 brick veneer 20-year The American Ins Co $3551
$200,000 $100,000 brick veneer 10-year The Automobile Ins Co Of Hartford $3394
$200,000 $100,000 brick veneer 10-year Usaa General Indemnity Co $3271
$400,000 $200,000 brick veneer 1-year Vigilant Ins Co $6141

Hammond, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$4,500
Yearly Hammond Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,500$15,500
Net Savings to Hammond Home Owner from High Deductible Plan $1,000

Hammond, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hammond, LA Home Replacement Value MORE than Home Value Hammond, LA Home Replacement Value LESS than Home Value
Replacement Value $144,000 $86,500
Insurance Premium based on Replacement Value $2,825 $1,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $700/year

Example Hammond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceLiberty Mutual
Monthly Premium 160224234
Year Built 199220001985
Home Details 5 Beds, 3 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$150000-$175000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Hammond, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 250,000 Composition Roof 2,380 3 $5000 to $10,000 Deductible 3050 12 Fiber-Cement Siding yes
2013 140,000 Composition Roof 1,300 2 $2500-$5000 Deductible 760 4 Vinyl siding yes
1995 135,000 Shingles Roof 1,300 2 $500- $1000 Deductible 630 4 Fiber-Cement Siding yes
1994 145,000 Wood Shake Roof 1,640 2 $1000-$2500 Deductible 1140 8 Brick siding No
2010 290,000 Wood Shake Roof 4,010 5 $5000 to $10,000 Deductible 270 1 Fiber-Cement Siding yes
2004 135,000 Slate Shingles Roof 1,320 2 $1000-$2500 Deductible 1060 6 Vinyl siding yes
1973 340,000 Slate Shingles Roof 3,160 5 $5000 to $10,000 Deductible 3080 12 Stone Siding No
2013 145,000 Metal Roof 1,610 3 $2500-$5000 Deductible 920 6 Stone Siding No
2000 85,000 Asphalt Shingles Roof 990 2 $500 Deductible 1080 8 Brick siding yes
2012 110,000 Metal Roof 1,330 2 $500 Deductible 1480 10 Stone Siding No
1994 285,000 Wood Shake Roof 3,200 4 $500- $1000 Deductible 640 2 Vinyl siding yes
1989 195,000 Membrane Roof 2,280 3 $500- $1000 Deductible 1650 6 Brick siding yes
2014 150,000 Membrane Roof 1,640 2 $500- $1000 Deductible 3040 12 Vinyl siding yes
2013 155,000 Tile Roof 2,080 4 $500- $1000 Deductible 2370 8 Brick siding No
2011 155,000 Wood Shake Roof 1,740 2 $5000 to $10,000 Deductible 1370 10 Brick siding yes
1993 120,000 Slate Shingles Roof 1,100 2 $2500-$5000 Deductible 150 1 Fiber-Cement Siding yes
1984 130,000 Membrane Roof 1,570 3 $500 Deductible 840 4 Stone Siding No
1996 165,000 Composition Roof 1,650 4 $500- $1000 Deductible 150 1 Brick siding No
1973 270,000 Wood Shake Roof 3,630 5 $500 Deductible 4010 8 Brick siding yes
1977 170,000 Tile Roof 2,270 3 $5000 to $10,000 Deductible 1850 9 Brick siding yes
2010 310,000 Metal Roof 3,040 4 $500 Deductible 350 1 Wood siding No
2011 245,000 Asphalt Shingles Roof 3,380 5 $5000 to $10,000 Deductible 2000 9 Stucco siding yes
1981 170,000 Slate Shingles Roof 2,200 3 $1000-$2500 Deductible 370 2 Brick siding No
2013 135,000 Metal Roof 1,570 5 $500- $1000 Deductible 740 5 Brick siding yes
1973 315,000 Wood Shake Roof 4,000 5 $1000-$2500 Deductible 5770 12 Stone Siding No
2000 260,000 Composition Roof 2,660 4 > $10,000 Deductible 1820 9 Stone Siding No
2005 250,000 Slate Shingles Roof 2,450 4 > $10,000 Deductible 1370 10 Fiber-Cement Siding No
2008 215,000 Composition Roof 2,810 4 > $10,000 Deductible 1040 6 Vinyl siding yes