Hamlin Insurance Rates:

Hamlin, NY homeowners insurance is nearly $501 to $679, about $41-$56/month. Our thorough analysis shows customers can save as much as $236 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hamlin, NY Homeowners Insurance By Home Value

Hamlin, NY Home Value Total Homes % of Total Average Hamlin, NY Homeowners Insurance
Less than $50,000 409 14.0% $123
$70,000 to $79,999 71 2.0% $383
$80,000 to $89,999 158 5.0% $430
$90,000 to $99,999 367 13.0% $483
$100,000 to $124,999 628 22.0% $560
$125,000 to $149,999 367 13.0% $702
$150,000 to $174,999 320 11.0% $831
$175,000 to $199,999 154 5.0% $955
$200,000 to $249,999 159 5.0% $1150
$250,000 to $299,999 60 2.0% $1410
$300,000 to $399,999 71 2.0% $1787

Top Home Insurance Agents Near Hamlin, NY

Home Insurance Company Near Hamlin, NY Homeowners Insurance Agency Near Hamlin, NY Address
NA W J Cox Associates Inc. 9600 Main St, Ste 3, Clarence, NY, 14031
NA Alliance Insurance Agency 576 Dick Rd Ste 80 , Depew, NY, 14043
Liberty Mutual Bruce A Centola 97 Canal Landing Blvd. Suite 12, Rochester, NY, 14626
Travelers Long Agency Inc 6 Chapel Street, Mount Morris, NY, 14510
Liberty Mutual Michael Barry Ii 1140 Crosspointe Lane Ste 8, Webster, NY, 14580

Cost Of Homeowners Insurance By Street Near Hamlin, NY

Streets in Hamlin Area Homeowners Insurance Cost
Spawning Run Ln, Greenridge Cres, Summer Haven Dr, Lake Road West Fork, Harper Park Hamlin, Newco Dr, Co Rd 209, Countryside Dr, Apple Hollow Ln, Railroad Ave$589
Co Rd 213, Ida Red Dr, Rose Cir, Juniper Dr, Co Rd 234, Tucker Ln, Fawn Meadow Dr, Fox Hollow Dr, Clarkson Hamlin Tl Rd, Roosevelt Hwy$589
Sandy Harbor Beach Dr, Beehler Ln, Morton Rd, Traciann Dr, Victor Ln, N Hamlin Rd, Co Rd 236, Roths Cove Rd, Lake View Ave, Shore Acres$590
Beachwood Park Rd, Co Rd 203, Orchard Ave, Huntington Pkwy, Fencewood Ln, Country Creek, Ketchum Rd, Moscow Rd, Co Rd 230, Roosevelt Hwy Exn$590
Cook Rd, Brick Schoolhouse Rd, Martin Rd, Co Rd 274, Church Rd, Locust Grove, Sandy Shore Dr, Mitchell Ln, Monroe Orleans County Line Rd, W Wautoma Beach Rd$591

Hamlin, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hamlin$88 to $90
Clarkson$88
Murray$87
Ogden$89

Hamlin, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clarkson town, Monroe County, New York $74 $99 $148
Kendall town, Orleans County, New York $74 $98 $147
Hilton village, New York $74 $98 $147

Hamlin, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hamlin, NY3.8%8.8%
Clarkson3.56%9.39%
Kendall3.77%8.89%
Hilton3.82%8.72%

Hamlin Renters Insurance as a Percentage of Rent

Hamlin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 4.0% $798
$300 to $499 15 3.0% $1248
$500 to $749 85 19.0% $1923
$750 to $999 171 39.0% $2673
$1,000 to $1,499 118 27.0% $3798
$1,500 or more 20 4.0% $5448

Hamlin, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Hamlin Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,200$11,000
Net Savings to Hamlin Home Owner from High Deductible Plan $1,200

Hamlin, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hamlin, NY Home Replacement Value MORE than Home Value Hamlin, NY Home Replacement Value LESS than Home Value
Replacement Value $144,500 $87,000
Insurance Premium based on Replacement Value $1,200 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Hamlin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 110109108
Year Built 198419961942
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hamlin, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 290,000 Composition Roof 3,390 4 $5000 to $10,000 Deductible 800 4 Wood siding yes
1998 280,000 Tile Roof 3,190 4 $1000-$2500 Deductible 170 1 Brick siding yes
1992 180,000 Tile Roof 2,290 3 $2500-$5000 Deductible 460 7 Wood siding No
2003 170,000 Shingles Roof 1,910 5 $2500-$5000 Deductible 330 5 Stone Siding No
1944 160,000 Metal Roof 1,780 5 $500- $1000 Deductible 180 2 Stone Siding yes
1995 155,000 Slate Shingles Roof 1,750 5 $5000 to $10,000 Deductible 680 8 Brick siding No
1994 195,000 Wood Shake Roof 2,260 3 $500- $1000 Deductible 560 4 Wood siding yes
1984 250,000 Asphalt Shingles Roof 4,120 5 $500- $1000 Deductible 1120 5 Stucco siding yes
1988 305,000 Slate Shingles Roof 4,830 5 $5000 to $10,000 Deductible 1360 7 Fiber-Cement Siding yes
2000 280,000 Composition Roof 3,250 4 $500 Deductible 600 3 Wood siding yes
1944 165,000 Wood Shake Roof 2,280 3 $2500-$5000 Deductible 230 2 Stucco siding yes
1982 120,000 Wood Shake Roof 1,890 4 $500- $1000 Deductible 100 1 Fiber-Cement Siding No
1990 150,000 Metal Roof 1,930 3 $2500-$5000 Deductible 650 8 Stucco siding yes
1984 180,000 Metal Roof 2,400 3 $5000 to $10,000 Deductible 530 5 Wood siding yes
2005 165,000 Metal Roof 1,940 4 $1000-$2500 Deductible 300 3 Vinyl siding No
1986 160,000 Wood Shake Roof 1,950 5 $1000-$2500 Deductible 570 5 Fiber-Cement Siding yes
1981 180,000 Metal Roof 2,410 5 $5000 to $10,000 Deductible 740 8 Stone Siding No
2008 285,000 Asphalt Shingles Roof 3,590 5 $2500-$5000 Deductible 1790 10 Stone Siding yes
1946 305,000 Composition Roof 4,910 5 $500- $1000 Deductible 290 1 Fiber-Cement Siding No
1941 130,000 Composition Roof 2,020 3 $500- $1000 Deductible 870 6 Stucco siding No
1945 155,000 Asphalt Shingles Roof 2,350 4 $2500-$5000 Deductible 110 1 Stone Siding yes
1946 225,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 680 10 Stone Siding yes
1997 200,000 Asphalt Shingles Roof 2,690 4 $5000 to $10,000 Deductible 1460 12 Brick siding No
2003 310,000 Shingles Roof 3,420 5 $2500-$5000 Deductible 1560 8 Wood siding No
2007 215,000 Asphalt Shingles Roof 3,110 4 $500- $1000 Deductible 610 3 Stone Siding yes
1985 185,000 Membrane Roof 2,770 4 $500 Deductible 1580 9 Brick siding No
1988 260,000 Membrane Roof 2,880 4 $2500-$5000 Deductible 1510 12 Stucco siding yes
1988 395,000 Tile Roof 4,600 5 $500 Deductible 4270 10 Stone Siding yes
1942 125,000 Asphalt Shingles Roof 1,950 4 $500- $1000 Deductible 720 10 Stucco siding No
1945 135,000 Slate Shingles Roof 1,610 5 $500- $1000 Deductible 510 5 Fiber-Cement Siding No
1983 160,000 Tile Roof 2,270 3 $5000 to $10,000 Deductible 730 10 Vinyl siding yes
1987 165,000 Shingles Roof 2,250 3 $5000 to $10,000 Deductible 320 4 Brick siding No
1946 130,000 Metal Roof 1,880 5 $500 Deductible 900 7 Fiber-Cement Siding yes
1994 150,000 Asphalt Shingles Roof 2,450 4 $5000 to $10,000 Deductible 200 3 Fiber-Cement Siding No