Hamilton Insurance Rates:

Hamilton, GA homeowners insurance is about $785 to $1,079, about $65-$89/month. Our exhaustive analysis shows customers can save as much as $372 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hamilton, GA Homeowners Insurance By Home Value

Hamilton, GA Home Value Total Homes % of Total Average Hamilton, GA Homeowners Insurance
Less than $50,000 121 4.0% $102
$50,000 to $59,999 43 1.0% $214
$60,000 to $69,999 76 2.0% $270
$70,000 to $79,999 134 5.0% $307
$80,000 to $89,999 32 1.0% $344
$100,000 to $124,999 207 8.0% $456
$125,000 to $149,999 120 4.0% $568
$150,000 to $174,999 329 12.0% $671
$175,000 to $199,999 172 6.0% $773
$200,000 to $249,999 503 19.0% $932
$250,000 to $299,999 401 15.0% $1137
$300,000 to $399,999 397 15.0% $1453

Top Home Insurance Agents Near Hamilton, GA

Home Insurance Company Near Hamilton, GA Homeowners Insurance Agency Near Hamilton, GA Address
Allstate David E. Askew 2301 Airport Thruway Ste F9, Columbus, GA, 31904
State Farm Faye Perdue 2534 Roosevelt Hwy, Manchester, GA, 31816-1170
Travelers J Smith Lanier & Co Of Birmingham 47 POSTAL PKWY, NEWNAN, GA, 30263
State Farm Kay Robinson 412 W Gordon St, Thomaston, GA, 30286-3414
Nationwide Tony Knight Agency Llc 5734 Windsor Drive Suite 3, Columbus, GA, 31909-6381

Cost Of Homeowners Insurance By Street Near Hamilton, GA

Streets in Hamilton Area Homeowners Insurance Cost
Friendship St, Rocky Ridge, Duke Rd, Valley Rd, Hardage Rd, Hudson Mill Rd, N G St, G St, Robin Ln, Hudson Mill Cir$923
Mountain View Ct, Old Bridge Rd, Whitesville Rd, Harrington Dr, Lakeshore Dr S, Hawks Rd, Slappy Dr, Spruce Dr, Valley Rescue Mission Rd, Paynes Mt Dr$939
Kingson Rd, Hart Rd, Hardaway Dr, Mountain Creek Dr, Happy Hollow Rd, Creekside Ct, Bilmiken Rd, Grantham Rd, Summerplace Dr, Alexander Ln$938
Skyline Dr, Macedonia Church Rd, Bridges Dr, Mountain Hill Rd, Mobley Rd, Twin Oaks Ct, Cathy Ct, Cannon Rd, Cone Ln, Morton Ct$923
Woodduck Hollow, Lick Skillet Rd, Graddick Rd, Indian Mountain Trl, Sturges Rd, Rosewood Dr, Valley St, Terry Ln, Winding Creek Ct, O St$937

Hamilton, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hamilton$138 to $141
Harris County$139
Pine Mountain$136
Waverly Hall$140

Hamilton, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harris County, Georgia $116 $154 $231
Pine Mountain CCD, Harris County, Georgia $114 $151 $227
Waverly Hall CCD, Harris County, Georgia $117 $156 $234

Hamilton, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hamilton, GA5.4%16.1%
Harris County5.05%17.28%
Pine Mountain4.97%16.8%
Waverly Hall4.72%20.21%

Hamilton Renters Insurance as a Percentage of Rent

Hamilton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 3.0% $786
$300 to $499 20 6.0% $1236
$500 to $749 17 5.0% $1911
$750 to $999 75 25.0% $2661
$1,000 to $1,499 157 53.0% $3786
$1,500 or more 12 4.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Hamilton For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 veneer American Family Mutual Insurance Company, S.I. N/A N/A $704.52
$400,000 veneer American National General Insurance Company N/A $1376 $1352
$100,000 frame Bankers Standard Insurance Company N/A $1092 $973
$300,000 veneer Buckeye State Mutual Insurance Company N/A $1580.00 $1192.00
$100,000 veneer Electric Insurance Company $608 $541 $438
$300,000 veneer Electric Insurance Company $1707 $1519 $1229
$400,000 veneer Foremost Signature Insurance Company $3639 $3614 N/A
$100,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$200,000 frame Hartford Insurance Company Of The Southeast $4071 $3943 $3721
$100,000 frame Trumbull Insurance Company $2145 $2062 $1911

Hamilton, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Hamilton Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Hamilton Home Owner from High Deductible Plan $600

Hamilton, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hamilton, GA Home Replacement Value MORE than Home Value Hamilton, GA Home Replacement Value LESS than Home Value
Replacement Value $251,000 $201,500
Insurance Premium based on Replacement Value $1,450 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Hamilton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 57187319
Year Built 200619932010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$600000-$700000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Hamilton, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 410,000 Asphalt Shingles Roof 2,850 4 $500 Deductible 840 6 Wood siding No
1999 425,000 Tile Roof 3,160 4 $500 Deductible 1280 6 Stone Siding No
1999 195,000 Tile Roof 1,530 5 $1000-$2500 Deductible 290 4 Brick siding yes
2001 200,000 Metal Roof 1,570 5 $500 Deductible 320 3 Wood siding yes
2005 300,000 Asphalt Shingles Roof 2,470 4 > $10,000 Deductible 200 4 Vinyl siding yes
1997 245,000 Tile Roof 1,900 3 $500- $1000 Deductible 90 1 Vinyl siding No
2003 225,000 Composition Roof 2,040 3 $2500-$5000 Deductible 80 1 Stucco siding No
2010 295,000 Tile Roof 2,550 4 $5000 to $10,000 Deductible 670 8 Brick siding No
2003 650,000 Composition Roof 4,980 5 $2500-$5000 Deductible 1380 8 Wood siding yes
2004 175,000 Composition Roof 1,760 5 $1000-$2500 Deductible 290 4 Brick siding yes
2013 280,000 Metal Roof 2,190 4 $1000-$2500 Deductible 90 1 Stone Siding yes
2008 500,000 Membrane Roof 4,610 5 $5000 to $10,000 Deductible 130 1 Stucco siding yes
2005 260,000 Slate Shingles Roof 2,010 3 $1000-$2500 Deductible 620 6 Brick siding yes
2010 245,000 Composition Roof 1,680 4 $5000 to $10,000 Deductible 680 9 Brick siding yes
2013 280,000 Tile Roof 2,650 5 $5000 to $10,000 Deductible 670 6 Stone Siding yes
2012 480,000 Membrane Roof 4,010 5 $500- $1000 Deductible 2380 12 Stone Siding yes
2003 335,000 Tile Roof 2,650 5 > $10,000 Deductible 540 8 Stucco siding yes
1993 200,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 720 10 Wood siding No
2014 240,000 Metal Roof 2,290 3 $1000-$2500 Deductible 320 3 Stone Siding yes
1994 290,000 Membrane Roof 2,570 4 $500 Deductible 1320 10 Fiber-Cement Siding yes
2003 360,000 Wood Shake Roof 3,540 5 $5000 to $10,000 Deductible 590 6 Stucco siding yes
2002 410,000 Tile Roof 2,940 5 $500 Deductible 1530 8 Stone Siding No
2006 255,000 Wood Shake Roof 2,130 5 $500 Deductible 1480 12 Stone Siding No
1993 520,000 Slate Shingles Roof 4,020 5 $1000-$2500 Deductible 340 2 Vinyl siding yes
2011 420,000 Membrane Roof 3,030 4 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding yes
1995 350,000 Tile Roof 2,570 4 > $10,000 Deductible 180 2 Fiber-Cement Siding yes
2000 295,000 Wood Shake Roof 2,980 4 $500- $1000 Deductible 1370 12 Fiber-Cement Siding yes
1992 210,000 Slate Shingles Roof 1,970 3 $500 Deductible 740 9 Brick siding No
2010 125,000 Membrane Roof 1,210 3 $500- $1000 Deductible 130 3 Stone Siding yes
2010 390,000 Slate Shingles Roof 3,170 4 $5000 to $10,000 Deductible 390 4 Brick siding yes
2004 320,000 Asphalt Shingles Roof 2,810 5 $500 Deductible 420 3 Stucco siding yes