Hamilton Insurance Rates:

Hamilton, AL homeowners insurance is approximately $790 to $1,076, about $65-$89/month. Our thorough analysis reveals consumers can save upto $373 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hamilton, AL Homeowners Insurance By Home Value

Hamilton, AL Home Value Total Homes % of Total Average Hamilton, AL Homeowners Insurance
Less than $50,000 906 31.0% $279
$50,000 to $59,999 144 4.0% $587
$60,000 to $69,999 103 3.0% $727
$70,000 to $79,999 241 8.0% $849
$80,000 to $89,999 294 10.0% $960
$90,000 to $99,999 217 7.0% $1072
$100,000 to $124,999 230 7.0% $1240
$125,000 to $149,999 234 8.0% $1548
$150,000 to $174,999 150 5.0% $1838
$175,000 to $199,999 58 1.0% $2117
$200,000 to $249,999 142 4.0% $2547
$250,000 to $299,999 141 4.0% $3116
$300,000 to $399,999 56 1.0% $3955

Top Home Insurance Agents Near Hamilton, AL

Home Insurance Company Near Hamilton, AL Homeowners Insurance Agency Near Hamilton, AL Address
NA First American Ins. Services, Inc. P O Box 399, Belmont, MS, 38827
Travelers Byars-Wright Inc 1700 4TH AVE, JASPER, AL, 35501
Liberty Mutual Independent Galloway Chandler Mckinney Insurance, Inc. 2320 Commerce Street, Columbus, MS, 39705
Allstate Lamar Ins-Vernon P.O. Box 590, Vernon, AL, 35592
Travelers Webb Ins Services Inc 2250 HWY 43 STE 108, WINFIELD, AL, 35594

Cost Of Homeowners Insurance By Street Near Hamilton, AL

Streets in Hamilton Area Homeowners Insurance Cost
Charles Ave, Co Rd 434, Cochise Way, Chestnut Dr, Ballard Church Rd, Morgan Dr, 2nd Ave SE, Co Rd 49, Sweetgum St, Airstrip Rd$934
Rustic Oaks Dr, Horseshoe Dr, Marion County 57, Savannah Ln, Loghaven Dr, Co Rd 102, Salmon St, Landfill Rd, Redbird St, Oak Grove St$936
Co Rd 15, Puttman Rd, Tuscany Pl, Co Rd 49, Military St N, Apple Ave, Brent St, Settlement Rd, 12th Ct, Seaboard Cir$931
Moses Rd, Ashwood Ave, Newton Ave, Marion St, Steele St, Jerrys Loop, Woodland Rd, Shenandoah Rd, Acorn St, Sahara Cir$931
Rolling Rock Ln, 8th St, Key Springs Dr, Evergreen Rd, Gator Dr, Co Rd 111A, Co Hwy 42, State Rte 19, Elgin Cochran Rd, 7th St SW$936

Hamilton, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hamilton$139 to $142
Marion County$139
Bexar$138
Detroit$137

Hamilton, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marion County, Alabama $116 $155 $232
Bexar CCD, Marion County, Alabama $116 $154 $231
Hackleburg CCD, Marion County, Alabama $116 $154 $231

Hamilton, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hamilton, AL9.5%25.5%
Marion County9.06%26.45%
Bexar9.72%25.69%
Hackleburg9.72%32.08%

Hamilton Renters Insurance as a Percentage of Rent

Hamilton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 88 11.0% $371
$200 to $299 73 9.0% $821
$300 to $499 242 30.0% $1271
$500 to $749 354 44.0% $1946
$750 to $999 39 4.0% $2696

Average Cost Of Home Insurance By Company In Areas Nearby Hamilton For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1602
$500 $150,000 American National Property & Casualty Company 686
$500 $150,000 Country Casualty Insurance Company 1074
$500 $300,000 Alfa Mutual Insurance Company 3191
$500 $300,000 Allstate Vehicle And Property Insurance Company 1347
$500 $300,000 Amica Mutual Ins Company 3020
$500 $300,000 Farmers Insurance Exchange 2702
$500 $300,000 Garrison Property And Casualty Insurance Company 1999
$500 $300,000 Safeco Insurance Company Of America 1782
$500 $300,000 Usaa Casualty Insurance Company 2073

Hamilton, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Hamilton Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Hamilton Home Owner from High Deductible Plan $600

Hamilton, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hamilton, AL Home Replacement Value MORE than Home Value Hamilton, AL Home Replacement Value LESS than Home Value
Replacement Value $95,500 $63,000
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Hamilton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateNationwide Insurance
Monthly Premium 424658
Year Built 197819831997
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hamilton, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 130,000 Tile Roof 1,820 3 $500 Deductible 340 6 Stucco siding No
1979 130,000 Slate Shingles Roof 2,270 3 $500 Deductible 310 6 Stone Siding No
1988 115,000 Composition Roof 2,040 3 $500 Deductible 250 7 Vinyl siding yes
1991 105,000 Composition Roof 1,530 5 $1000-$2500 Deductible 320 10 Fiber-Cement Siding yes
1996 170,000 Membrane Roof 2,870 4 $500- $1000 Deductible 520 10 Brick siding yes
1989 315,000 Asphalt Shingles Roof 4,550 5 $500 Deductible 1280 12 Vinyl siding No
1986 240,000 Metal Roof 4,690 5 $5000 to $10,000 Deductible 600 8 Stone Siding No
2001 140,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 240 5 Brick siding yes
2009 160,000 Composition Roof 2,630 5 $500- $1000 Deductible 370 7 Stucco siding No
1998 120,000 Wood Shake Roof 2,070 5 $1000-$2500 Deductible 480 10 Brick siding No
1983 165,000 Metal Roof 3,160 4 $1000-$2500 Deductible 350 6 Stone Siding No
1998 190,000 Asphalt Shingles Roof 2,720 4 $1000-$2500 Deductible 710 12 Wood siding yes
1982 105,000 Asphalt Shingles Roof 1,680 4 $2500-$5000 Deductible 320 10 Wood siding yes
1985 215,000 Tile Roof 3,240 4 $1000-$2500 Deductible 750 10 Stone Siding No
1973 85,000 Membrane Roof 1,530 3 $500- $1000 Deductible 200 6 Stone Siding yes
1989 140,000 Composition Roof 2,150 3 $1000-$2500 Deductible 660 12 Stucco siding No
1975 105,000 Composition Roof 1,550 3 $1000-$2500 Deductible 80 3 Wood siding yes
1985 190,000 Tile Roof 3,330 5 $2500-$5000 Deductible 430 8 Stone Siding No
2006 105,000 Wood Shake Roof 1,560 3 $500 Deductible 540 10 Fiber-Cement Siding No
1971 100,000 Tile Roof 1,320 3 $500 Deductible 260 9 Wood siding No
1972 115,000 Composition Roof 1,710 3 $500- $1000 Deductible 220 4 Wood siding yes
1987 135,000 Wood Shake Roof 1,850 5 $500- $1000 Deductible 60 1 Stucco siding No
1987 170,000 Shingles Roof 2,380 4 $1000-$2500 Deductible 430 8 Brick siding yes
1980 155,000 Membrane Roof 2,120 3 $500- $1000 Deductible 550 7 Stone Siding No
1994 290,000 Wood Shake Roof 4,400 5 > $10,000 Deductible 300 4 Vinyl siding No
1981 200,000 Tile Roof 2,790 5 $5000 to $10,000 Deductible 120 3 Brick siding yes
2007 215,000 Asphalt Shingles Roof 3,140 4 $500- $1000 Deductible 800 9 Fiber-Cement Siding No
1987 165,000 Slate Shingles Roof 3,160 5 $500 Deductible 550 8 Stone Siding yes
1978 170,000 Metal Roof 3,310 4 $5000 to $10,000 Deductible 350 7 Stone Siding yes
1984 260,000 Wood Shake Roof 3,660 5 $2500-$5000 Deductible 260 3 Wood siding yes
1996 205,000 Shingles Roof 2,960 4 $500 Deductible 60 1 Stucco siding yes