Hamden, CT homeowners insurance is about $727 to $986, about $60-$82/month. Our exhaustive guide shows customers can save as much as $342 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hamden, CT | Homeowners Insurance Agency Near Hamden, CT | Address |
|---|---|---|
| Travelers | Brooks Todd & Mcneil | 69 Water St, TORRINGTON, CT, 6790 |
| Travelers | Clark Agency Llc | 15 LEWIS ST, HARTFORD, CT, 6103 |
| Nationwide | Joan A Greening | 54 State St, North Haven, CT, 06473-2205 |
| Liberty Mutual Independent | Usi Insurance Services Llc | 200 Summit Lake Drive 200 Summit Lake Drive Valhalla, Valhalla, NY, 10595 |
| Travelers | Whitty Mather & Pitts Insurance | 46 PLAINS RD UNIT 31, ESSEX, CT, 6426 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| New Haven County, Connecticut | $108 | $143 | $215 |
| North Haven CDP, Connecticut | $110 | $146 | $219 |
| Bethany town, New Haven County, Connecticut | $113 | $150 | $225 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hamden, CT | 3.4% | 8.4% |
| New Haven County | 3.46% | 8.56% |
| North Haven | 3.22% | 8.48% |
| Bethany | 2.92% | 7.49% |
| Hamden Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 453 | 6.0% | $1239 |
| $500 to $749 | 326 | 4.0% | $1914 |
| $750 to $999 | 887 | 12.0% | $2664 |
| $1,000 to $1,499 | 3,535 | 48.0% | $3789 |
| $1,500 or more | 2,035 | 27.0% | $5439 |
| Streets in Hamden Area | Homeowners Insurance Cost |
|---|---|
| Carew Rd, Four Rod Rd, Merritt St, St Mary St, Palmer Ave, Reniew Rd, Talmadge Rd, Benton St, Blue Trl, Franklin Rd | $849 |
| Valley View Ct, Carbonella Dr, Katherine Dr, Murlyn Rd, Millis St, Hotchkiss Ln, Paradise Ave, Cole Rd, Hesse Rd, Gaylord Mountain Rd | $887 |
| Pease Rd, Earl Ave Exd, Haig St, Victoria Ct, Turnor Ave, Klarman Dr, Connolly Pkwy, Claire Ter, Misty Meadow Ln, Hunting Ridge | $880 |
| Francis Ave, Sandquist Cir, Six Rod Hwy, Promenade Dr N, Sky View Cir, Murlyn St, Cooper Ln, W Shepard Ave, Adla Dr, Edgecomb St | $865 |
| Lynmot Rd, Jones Rd, N Sheffield St, Robert St, Bolton St, Concord St, Woodin St, Lexington St, Smith Dr, Pickwick Rd | $840 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hamden | $128 to $130 |
| New Haven County | $129 |
| North Haven | $131 |
| Bethany | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $3,600 |
| Yearly Hamden Homeowner Insurance Premium Example | $1,400 | $900 |
| Out of Pocket Expense During Claim | $600 | $3,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,400 | $9,900 |
| Net Savings to Hamden Home Owner from High Deductible Plan | $500 | |
| Scenario | Hamden, CT Home Replacement Value MORE than Home Value | Hamden, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $320,000 | $219,500 |
| Insurance Premium based on Replacement Value | $2,650 | $1,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,500 | Risk Exposure from Under Insuring Coverage is $49,000 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $425/year |
| Insurance Company | Allstate | Travelers | Hartford Insurance Group |
| Monthly Premium | 545 | 214 | 135 |
| Year Built | 1951 | 1949 | 1988 |
| Home Details | 5 Beds, 3 Baths | 4 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $500000-$600000 | $300000-$350000 | $175000-$200000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $500 Deductible |