Hamburg Insurance Rates:

Hamburg, MI homeowners insurance is approximately $673 to $917, about $56-$76/month. Our in depth research indicates shoppers can save as much as $318 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
They were able to customize the insurance plan by removing stuff that didn't apply to me like basement flood protection and really save me some money.
Farmer's Insurance
Farmers insurance is very quick to respond on auto claims. whenever i've called in the past, it takes minimal time for them to answer the phone.
Foremost
I like that they are willing to work with my mortgage company to received insurance payments from them to make my housing payments easier to manage.
American Strategic Insurance
I like the prices and coverage. I like that they are competitive. I like their website and I like that they have local representatives.
State Farm
My insurance provider has great customer service. My questions always get answered when I call in.
Nationwide
I like that they are a local company who knows who we are and knows our town. I like that they provide us good service for the money without trying to oversell us on any products. They are always eager to advise us when we have any questions.

Hamburg, MI Homeowners Insurance By Home Value

Hamburg, MI Home Value Total Homes % of Total Average Hamburg, MI Homeowners Insurance
Less than $50,000 470 6.0% $95
$70,000 to $79,999 82 1.0% $294
$90,000 to $99,999 94 1.0% $373
$100,000 to $124,999 443 6.0% $429
$125,000 to $149,999 533 7.0% $540
$150,000 to $174,999 848 12.0% $636
$175,000 to $199,999 977 14.0% $731
$200,000 to $249,999 1,442 21.0% $882
$250,000 to $299,999 890 13.0% $1081
$300,000 to $399,999 829 12.0% $1375

Top Home Insurance Agents Near Hamburg, MI

Home Insurance Company Near Hamburg, MI Homeowners Insurance Agency Near Hamburg, MI Address
NA Lake Agency, Inc. 1537 E Hill Rd , Grand Blanc, MI, 48439
Travelers Career Education Corp 4 PARKLANE BLVD SUITE 414, DEARBORN, MI, 48126
State Farm Chuck Selinger 6158 W Saginaw Hwy Ste A, Lansing, MI, 48917-2494
Farmers David Pniewski 33423 Grand River Ave, Farmington, MI, 48335
Nationwide Tim Crawford Insurance Agency Inc 1415 Walton Blvd., Rochester Hills, MI, 48309

Cost Of Homeowners Insurance By Street Near Hamburg, MI

Streets in Hamburg Area Homeowners Insurance Cost
Glen Roylet, Silver Maple Dr, Nottingham Pointe, Pine Lake Dr, Pintale Ln, Cherry Ln Ct, Reserve Dr, Galatian Rd, Norcrest Dr, Michael Blvd$785
Joan Ln, Hillridge - Hillcrest, Centerhill Rd, Strawberry Dr, Burton Dr, Songbird Ln, Trinity Ln, Pine Cone Ct N, N Orchard, Ward St$805
Scarborough Ln, Newcastle Ln, Thunder Bay Dr, Front Dr, Dalton Ridge, Locust Ln, Winans View Ct, Elk St, Garland, Piebert Ct$746
Teahen Rd, Northstar Dr, Ardmore Dr, Howard St, Madison, Cornwell Ln, S Kilkenny Dr, Ridgeway Ave, Peary Dr, Thompson Pond Dr$741
Meadowridge Dr, Pleasant View Dr, Wolverine, Lakewood Way, Beverly Dr, River Run Dr, Cowell, Norene Dr, Richardson Rd, Buckhorn Ln$807

Hamburg, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hamburg$118 to $121
Pinckney$114
Whitmore Lake$112
Genoa$119

Hamburg, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pinckney village, Michigan $115 $153 $230
Whitmore Lake CDP, Michigan $112 $149 $224
Genoa township, Livingston County, Michigan $119 $159 $239

Hamburg, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hamburg, MI3.8%12.5%
Pinckney4.25%14.76%
Whitmore Lake4.55%10.95%
Genoa3.62%11.59%

Hamburg Renters Insurance as a Percentage of Rent

Hamburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 41 8.0% $1214
$500 to $749 140 29.0% $1889
$750 to $999 98 20.0% $2639
$1,000 to $1,499 141 30.0% $3764
$1,500 or more 49 10.0% $5414

Hamburg, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$8,100
Yearly Hamburg Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$1,100$8,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,300$19,300
Net Savings to Hamburg Home Owner from High Deductible Plan $1,000

Hamburg, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hamburg, MI Home Replacement Value MORE than Home Value Hamburg, MI Home Replacement Value LESS than Home Value
Replacement Value $264,000 $186,500
Insurance Premium based on Replacement Value $1,575 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Hamburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 548793
Year Built 201419822001
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Hamburg, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 290,000 Membrane Roof 2,670 5 $500 Deductible 270 2 Stone Siding No
1991 430,000 Slate Shingles Roof 3,210 4 $2500-$5000 Deductible 340 2 Wood siding No
2004 280,000 Wood Shake Roof 2,420 5 $5000 to $10,000 Deductible 660 10 Brick siding No
1998 180,000 Membrane Roof 1,700 3 $500- $1000 Deductible 550 6 Stucco siding No
2002 170,000 Tile Roof 1,260 3 $500- $1000 Deductible 500 9 Stucco siding yes
1997 250,000 Shingles Roof 2,560 5 $500- $1000 Deductible 340 5 Fiber-Cement Siding yes
2009 220,000 Membrane Roof 2,020 4 $2500-$5000 Deductible 600 10 Wood siding No
2010 240,000 Asphalt Shingles Roof 1,790 5 > $10,000 Deductible 50 1 Stucco siding yes
1981 220,000 Composition Roof 1,790 5 $1000-$2500 Deductible 390 5 Wood siding yes
2007 210,000 Slate Shingles Roof 1,780 5 $2500-$5000 Deductible 760 12 Wood siding No
2014 465,000 Tile Roof 4,820 5 $500 Deductible 670 4 Stone Siding No
2005 315,000 Asphalt Shingles Roof 2,880 5 $500- $1000 Deductible 600 5 Fiber-Cement Siding yes
1999 240,000 Wood Shake Roof 1,780 3 $500- $1000 Deductible 560 8 Wood siding yes
1991 270,000 Tile Roof 2,880 5 $500 Deductible 540 5 Stucco siding No
1980 345,000 Tile Roof 3,600 5 $500 Deductible 2020 12 Fiber-Cement Siding No
1993 275,000 Asphalt Shingles Roof 2,260 3 $1000-$2500 Deductible 1100 10 Brick siding No
1990 130,000 Shingles Roof 1,410 3 $1000-$2500 Deductible 460 10 Stone Siding yes
2011 245,000 Membrane Roof 2,380 4 $5000 to $10,000 Deductible 660 9 Vinyl siding No
1997 245,000 Asphalt Shingles Roof 2,700 4 $1000-$2500 Deductible 1200 12 Wood siding No
1983 400,000 Slate Shingles Roof 3,130 4 $500- $1000 Deductible 290 2 Vinyl siding yes
1985 190,000 Composition Roof 1,740 3 $500- $1000 Deductible 550 8 Fiber-Cement Siding No
1980 170,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 150 3 Brick siding No
1994 385,000 Tile Roof 3,060 4 $2500-$5000 Deductible 500 4 Stucco siding yes